Below are the complete branch details for Karnataka Grameena Bank, DEVARAHIPPARAGI branch, located in DEVARAHIPPARAGI, KARNATAKA. The IFSC assigned by the Reserve Bank of India to this branch is PKGB0013584. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case PKGB0013584 for Karnataka Grameena Bank – DEVARAHIPPARAGI — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Karnataka Grameena Bank's DEVARAHIPPARAGI branch, the IFSC PKGB0013584 breaks down as follows: PKGB identifies the bank, 0 is the reserved character, and 013584 identifies this particular branch.
About Karnataka Grameena Bank
Karnataka Grameena Bank operates a wide network of branches across India, including the Devarahipparagi branch in Devarahipparagi. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, PKGB0013584.
Branch details at a glance
| Bank Name | Karnataka Grameena Bank |
|---|---|
| Branch | Devarahipparagi |
| IFSC Code | PKGB0013584 |
| MICR Code | Refer to cheque leaf |
| Branch Address | SINDGI TQ,VIJAYAPURA DIST |
| City | Devarahipparagi |
| District | Vijayapura |
| State | Karnataka |
| STD Code | 91 |
| Phone | 7022599737 |
Devarahipparagi branch overview
Located at SINDGI TQ,VIJAYAPURA DIST, the Devarahipparagi branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC PKGB0013584 is required for all interbank electronic transfers routed through this branch.
Why every Karnataka Grameena Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including DEVARAHIPPARAGI of Karnataka Grameena Bank — its own 11-character IFSC. The code PKGB0013584 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC PKGB0013584 the same way you would treat your account number — verify it once and save it carefully for future use.
Products and account variants supported
Every account opened at the Devarahipparagi branch is mapped to IFSC PKGB0013584 on the RBI payments network. The branch generally supports the full retail product catalogue of Karnataka Grameena Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains PKGB0013584.
Products and services
Customers walking into the Devarahipparagi branch can access most of Karnataka Grameena Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC PKGB0013584
How to transfer money using IFSC PKGB0013584
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC PKGB0013584 across all three.
NEFT to Karnataka Grameena Bank, DEVARAHIPPARAGI using IFSC PKGB0013584
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC PKGB0013584, and confirm that the system picks up Karnataka Grameena Bank – DEVARAHIPPARAGI. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC PKGB0013584
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Karnataka Grameena Bank – DEVARAHIPPARAGI, ensure your bank's portal accepts IFSC PKGB0013584 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to Karnataka Grameena Bank – DEVARAHIPPARAGI, use IMPS. With IFSC PKGB0013584 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC PKGB0013584 for Karnataka Grameena Bank – DEVARAHIPPARAGI, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – PKGB0013584 | Yes – PKGB0013584 | Yes – PKGB0013584 |
For most retail customers crediting the Devarahipparagi branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Karnataka Grameena Bank's DEVARAHIPPARAGI branch, the IFSC PKGB0013584 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Online banking and IFSC PKGB0013584
Karnataka Grameena Bank customers can register for net banking and the bank's official mobile app once their account at the DEVARAHIPPARAGI branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC PKGB0013584 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR & cheque-truncation details
Cheques drawn on the Devarahipparagi branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC PKGB0013584 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Common mistakes to avoid when using IFSC PKGB0013584
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Karnataka Grameena Bank – DEVARAHIPPARAGI, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
PKGB0013584. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
How to reach the Devarahipparagi branch
The branch is located at SINDGI TQ,VIJAYAPURA DIST, which puts it inside Devarahipparagi, the broader Vijayapura district, and the state of Karnataka. To plan your visit:
- Open Google Maps on your phone and search for “Karnataka Grameena Bank Devarahipparagi branch” — the verified location pin for IFSC PKGB0013584 should appear at the top of the results.
- Confirm the branch is open by calling 91-7022599737 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC PKGB0013584 and your account number.
Verifying IFSC PKGB0013584 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm PKGB0013584 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-7022599737.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Devarahipparagi branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC PKGB0013584, however, work 24x7.
Branch address & contact
Karnataka Grameena BankDevarahipparagi Branch
SINDGI TQ,VIJAYAPURA DIST
Devarahipparagi, Karnataka
Phone: 91-7022599737
IFSC: PKGB0013584
Frequently asked questions
Is IFSC PKGB0013584 valid for NEFT and RTGS?
Yes. IFSC PKGB0013584 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the IFSC code of Karnataka Grameena Bank Devarahipparagi branch?
The IFSC code of Karnataka Grameena Bank, Devarahipparagi branch is PKGB0013584. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
How quickly will an NEFT transfer using PKGB0013584 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Karnataka Grameena Bank – Devarahipparagi reflect within 30 minutes.
Is IFSC PKGB0013584 the same for all accounts at Devarahipparagi branch?
Yes. The IFSC PKGB0013584 is shared by every account held at Karnataka Grameena Bank's Devarahipparagi branch. Only the account number changes from customer to customer.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Devarahipparagi branch but serve different purposes.
Does Karnataka Grameena Bank Devarahipparagi branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 91-7022599737 to confirm.
Where is Karnataka Grameena Bank Devarahipparagi branch located?
Karnataka Grameena Bank's Devarahipparagi branch is located at SINDGI TQ,VIJAYAPURA DIST, Devarahipparagi, Karnataka.
Final notes
To recap: PKGB0013584 is the IFSC code of Karnataka Grameena Bank, DEVARAHIPPARAGI branch, in DEVARAHIPPARAGI, KARNATAKA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
