This page lists the IFSC code, branch address, contact number and fund-transfer information for Karnataka Grameena Bank, KOPPAR branch in DEODURGA. The 11-digit IFSC PKGB0010705 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Karnataka Grameena Bank at the KOPPAR location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Karnataka Grameena Bank – KOPPAR is PKGB0010705. The first four letters PKGB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 010705 map to this branch in DEODURGA, KARNATAKA.
Branch details at a glance
| Bank Name | Karnataka Grameena Bank |
|---|---|
| Branch | Koppar |
| IFSC Code | PKGB0010705 |
| MICR Code | Refer to cheque leaf |
| Branch Address | THE MANAGER,KARNATAKA GRAMEENA BANK,KOPPAR BRANCH,DEODURGA TALUK,RAICHUR DISTRICT,PIN584 111 |
| City | Deodurga |
| District | Raichur |
| State | Karnataka |
| STD Code | 8531 |
| Phone | 267062 |
About the bank
Karnataka Grameena Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Koppar branch in Deodurga, Karnataka is part of this network and uses the IFSC code PKGB0010705 for all electronic settlement.
About the Koppar branch
The Koppar branch of Karnataka Grameena Bank is situated at THE MANAGER,KARNATAKA GRAMEENA BANK,KOPPAR BRANCH,DEODURGA TALUK,RAICHUR DISTRICT,PIN584 111. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code PKGB0010705 is used.
Why every Karnataka Grameena Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including KOPPAR of Karnataka Grameena Bank — its own 11-character IFSC. The code PKGB0010705 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC PKGB0010705 the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC PKGB0010705
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC PKGB0010705 across all three.
How to use IFSC PKGB0010705 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Karnataka Grameena Bank's KOPPAR branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC PKGB0010705.
- Confirm the bank name auto-populates as Karnataka Grameena Bank and the branch as KOPPAR.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to KOPPAR
If you need to transfer ₹2 lakh or more in one go to an account at Karnataka Grameena Bank's KOPPAR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC PKGB0010705 while initiating the transfer and the credit will appear within minutes.
IMPS to Karnataka Grameena Bank KOPPAR (IFSC PKGB0010705)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC PKGB0010705 in your mobile or internet banking app, and the money is credited to the KOPPAR branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC PKGB0010705 for Karnataka Grameena Bank – KOPPAR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – PKGB0010705 | Yes – PKGB0010705 | Yes – PKGB0010705 |
For most retail customers crediting the Koppar branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC PKGB0010705
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Karnataka Grameena Bank – KOPPAR is still mapped to IFSC PKGB0010705. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC PKGB0010705 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Koppar branch is mapped to IFSC PKGB0010705 on the RBI payments network. The branch generally supports the full retail product catalogue of Karnataka Grameena Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains PKGB0010705.
Products and services
Customers walking into the Koppar branch can access most of Karnataka Grameena Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC PKGB0010705
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Karnataka Grameena Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC PKGB0010705 and the account number together uniquely identify the Koppar branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Digital banking channels
Most day-to-day work that customers used to do at the Koppar branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC PKGB0010705 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Karnataka Grameena Bank – KOPPAR:
- The IFSC is exactly PKGB0010705 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Karnataka Grameena Bank as the bank name and KOPPAR as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Koppar branch sits at THE MANAGER,KARNATAKA GRAMEENA BANK,KOPPAR BRANCH,DEODURGA TALUK,RAICHUR DISTRICT,PIN584 111. If you are travelling from outside Deodurga, search for the branch on a maps application using the bank name and locality, or call 8531-267062 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC PKGB0010705 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC PKGB0010705 for Karnataka Grameena Bank – KOPPAR, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Koppar branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC PKGB0010705, however, work 24x7.
Branch address & contact
Karnataka Grameena BankKoppar Branch
THE MANAGER,KARNATAKA GRAMEENA BANK,KOPPAR BRANCH,DEODURGA TALUK,RAICHUR DISTRICT,PIN584 111
Deodurga, Karnataka
Phone: 8531-267062
IFSC: PKGB0010705
Frequently asked questions
How quickly will an NEFT transfer using PKGB0010705 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Karnataka Grameena Bank – Koppar reflect within 30 minutes.
Is IFSC PKGB0010705 the same for all accounts at Koppar branch?
Yes. The IFSC PKGB0010705 is shared by every account held at Karnataka Grameena Bank's Koppar branch. Only the account number changes from customer to customer.
Is IFSC PKGB0010705 valid for NEFT and RTGS?
Yes. IFSC PKGB0010705 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the phone number of Karnataka Grameena Bank Koppar branch?
You can reach the branch at 8531-267062 during regular banking hours.
Where is Karnataka Grameena Bank Koppar branch located?
Karnataka Grameena Bank's Koppar branch is located at THE MANAGER,KARNATAKA GRAMEENA BANK,KOPPAR BRANCH,DEODURGA TALUK,RAICHUR DISTRICT,PIN584 111, Deodurga, Karnataka.
How do I add Karnataka Grameena Bank Koppar as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC PKGB0010705, and complete OTP verification. Once activated, you can transfer funds at any time.
Summary
The IFSC code PKGB0010705 belongs to Karnataka Grameena Bank's KOPPAR branch, located at THE MANAGER,KARNATAKA GRAMEENA BANK,KOPPAR BRANCH,DEODURGA TALUK,RAICHUR… in DEODURGA, KARNATAKA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
