If you are searching for the IFSC code of Karnataka Grameena Bank, DEODURG branch in DEODURGA, KARNATAKA, this page has every detail you need. The verified IFSC code for this branch is PKGB0010591. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the DEODURG branch, and detailed step-by-step guides for using the IFSC PKGB0010591 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, PKGB0010591 is the IFSC of Karnataka Grameena Bank's DEODURG branch. The format is fixed: PKGB = bank code, 0 = reserved, 010591 = branch identifier.
About the bank
Karnataka Grameena Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Deodurg branch in Deodurga, Karnataka is part of this network and uses the IFSC code PKGB0010591 for all electronic settlement.
Branch details at a glance
| Bank Name | Karnataka Grameena Bank |
|---|---|
| Branch | Deodurg |
| IFSC Code | PKGB0010591 |
| MICR Code | Refer to cheque leaf |
| Branch Address | THE MANAGER,KARNATAKA GRAMEENA BANK,NEAR HOSPITAL,DEODURGA TOWN - 584 111,DEODURGA TALUK,RAICHUR DISTRICT |
| City | Deodurga |
| District | Raichur |
| State | Karnataka |
| STD Code | 8531 |
| Phone | 260029 |
Deodurg branch overview
Located at THE MANAGER,KARNATAKA GRAMEENA BANK,NEAR HOSPITAL,DEODURGA TOWN - 584 111,DEODURGA TALUK,RAICHUR DISTRICT, the Deodurg branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC PKGB0010591 is required for all interbank electronic transfers routed through this branch.
Why every Karnataka Grameena Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including DEODURG of Karnataka Grameena Bank — its own 11-character IFSC. The code PKGB0010591 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC PKGB0010591 the same way you would treat your account number — verify it once and save it carefully for future use.
Products and account variants supported
Every account opened at the Deodurg branch is mapped to IFSC PKGB0010591 on the RBI payments network. The branch generally supports the full retail product catalogue of Karnataka Grameena Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains PKGB0010591.
Banking services available
The Deodurg branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 8531-260029.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC PKGB0010591
How to transfer money using IFSC PKGB0010591
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC PKGB0010591 across all three.
How to use IFSC PKGB0010591 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Karnataka Grameena Bank's DEODURG branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC PKGB0010591.
- Confirm the bank name auto-populates as Karnataka Grameena Bank and the branch as DEODURG.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC PKGB0010591
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Karnataka Grameena Bank – DEODURG, ensure your bank's portal accepts IFSC PKGB0010591 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to Karnataka Grameena Bank – DEODURG, use IMPS. With IFSC PKGB0010591 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC PKGB0010591 for Karnataka Grameena Bank – DEODURG, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – PKGB0010591 | Yes – PKGB0010591 | Yes – PKGB0010591 |
For most retail customers crediting the Deodurg branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Karnataka Grameena Bank's DEODURG branch, the IFSC PKGB0010591 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Digital banking channels
Most day-to-day work that customers used to do at the Deodurg branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC PKGB0010591 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Karnataka Grameena Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC PKGB0010591 and the account number together uniquely identify the Deodurg branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Karnataka Grameena Bank – DEODURG:
- The IFSC is exactly PKGB0010591 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Karnataka Grameena Bank as the bank name and DEODURG as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Deodurg branch
The branch is located at THE MANAGER,KARNATAKA GRAMEENA BANK,NEAR HOSPITAL,DEODURGA TOWN - 584 111,DEODURGA TALUK,RAICHUR DISTRICT, which puts it inside Deodurga, the broader Raichur district, and the state of Karnataka. To plan your visit:
- Open Google Maps on your phone and search for “Karnataka Grameena Bank Deodurg branch” — the verified location pin for IFSC PKGB0010591 should appear at the top of the results.
- Confirm the branch is open by calling 8531-260029 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC PKGB0010591 and your account number.
Verifying IFSC PKGB0010591 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm PKGB0010591 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 8531-260029.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Deodurg branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC PKGB0010591, however, work 24x7.
Branch address & contact
Karnataka Grameena BankDeodurg Branch
THE MANAGER,KARNATAKA GRAMEENA BANK,NEAR HOSPITAL,DEODURGA TOWN - 584 111,DEODURGA TALUK,RAICHUR DISTRICT
Deodurga, Karnataka
Phone: 8531-260029
IFSC: PKGB0010591
Frequently asked questions
How do I add Karnataka Grameena Bank Deodurg as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC PKGB0010591, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Deodurg branch but serve different purposes.
What is the IFSC code of Karnataka Grameena Bank Deodurg branch?
The IFSC code of Karnataka Grameena Bank, Deodurg branch is PKGB0010591. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Does Karnataka Grameena Bank Deodurg branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 8531-260029 to confirm.
Is IFSC PKGB0010591 valid for NEFT and RTGS?
Yes. IFSC PKGB0010591 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Is IFSC PKGB0010591 the same for all accounts at Deodurg branch?
Yes. The IFSC PKGB0010591 is shared by every account held at Karnataka Grameena Bank's Deodurg branch. Only the account number changes from customer to customer.
Can I use IFSC PKGB0010591 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC PKGB0010591 to send funds instantly.
How quickly will an NEFT transfer using PKGB0010591 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Karnataka Grameena Bank – Deodurg reflect within 30 minutes.
Summary
The IFSC code PKGB0010591 belongs to Karnataka Grameena Bank's DEODURG branch, located at THE MANAGER,KARNATAKA GRAMEENA BANK,NEAR HOSPITAL,DEODURGA TOWN - 584… in DEODURGA, KARNATAKA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
