IFSC Code of Karnataka Grameena Bank, Doddapete Chitradurga Branch, Karnataka

Below are the complete branch details for Karnataka Grameena Bank, DODDAPETE CHITRADURGA branch, located in CHITRADURGA, KARNATAKA. The IFSC assigned by the Reserve Bank of India to this branch is PKGB0010978. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.

The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case PKGB0010978 for Karnataka Grameena Bank – DODDAPETE CHITRADURGA — saves you from rejected transfers, returned credits and the back-and-forth that follows them.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for Karnataka Grameena Bank – DODDAPETE CHITRADURGA is PKGB0010978. The first four letters PKGB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 010978 map to this branch in CHITRADURGA, KARNATAKA.

Bank profile

Karnataka Grameena Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Doddapete Chitradurga branch — IFSC PKGB0010978 — extends the bank's services to customers in and around Chitradurga, Karnataka.

Branch details at a glance

About this branch

The branch is located at K T NO 55 1532 947,DODDAPETE CHITRADURGA,577501. It serves the Chitradurga region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Karnataka Grameena Bank. The IFSC PKGB0010978 is used to identify this branch on the RBI payments network.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Karnataka Grameena Bank's DODDAPETE CHITRADURGA branch came to be assigned the code PKGB0010978.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC PKGB0010978, money simply cannot be routed to the DODDAPETE CHITRADURGA branch electronically.

Products and account variants supported

Every account opened at the Doddapete Chitradurga branch is mapped to IFSC PKGB0010978 on the RBI payments network. The branch generally supports the full retail product catalogue of Karnataka Grameena Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains PKGB0010978.

Banking services available

The Doddapete Chitradurga branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 8191-224445.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC PKGB0010978

How to transfer money using IFSC PKGB0010978

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC PKGB0010978 across all three.

NEFT to Karnataka Grameena Bank, DODDAPETE CHITRADURGA using IFSC PKGB0010978

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC PKGB0010978, and confirm that the system picks up Karnataka Grameena Bank – DODDAPETE CHITRADURGA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to DODDAPETE CHITRADURGA

If you need to transfer ₹2 lakh or more in one go to an account at Karnataka Grameena Bank's DODDAPETE CHITRADURGA branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC PKGB0010978 while initiating the transfer and the credit will appear within minutes.

IMPS to Karnataka Grameena Bank DODDAPETE CHITRADURGA (IFSC PKGB0010978)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC PKGB0010978 in your mobile or internet banking app, and the money is credited to the DODDAPETE CHITRADURGA branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC PKGB0010978 for Karnataka Grameena Bank – DODDAPETE CHITRADURGA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Doddapete Chitradurga branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC PKGB0010978

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Karnataka Grameena Bank – DODDAPETE CHITRADURGA is still mapped to IFSC PKGB0010978. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC PKGB0010978 and the beneficiary's account number to complete the transfer.

Digital banking channels

Most day-to-day work that customers used to do at the Doddapete Chitradurga branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC PKGB0010978 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

MICR & cheque-truncation details

Cheques drawn on the Doddapete Chitradurga branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC PKGB0010978 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Karnataka Grameena Bank – DODDAPETE CHITRADURGA:

• The IFSC is exactly PKGB0010978 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Karnataka Grameena Bank as the bank name and DODDAPETE CHITRADURGA as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the Doddapete Chitradurga branch

The branch is located at K T NO 55 1532 947,DODDAPETE CHITRADURGA,577501, which puts it inside Chitradurga, the broader Chitradurga district, and the state of Karnataka. To plan your visit:

1. Open Google Maps on your phone and search for “Karnataka Grameena Bank Doddapete Chitradurga branch” — the verified location pin for IFSC PKGB0010978 should appear at the top of the results.
2. Confirm the branch is open by calling 8191-224445 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC PKGB0010978 and your account number.

Verifying IFSC PKGB0010978 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm PKGB0010978 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 8191-224445.
• Visiting the bank's official branch locator page.

Working hours

Branch counters at Doddapete Chitradurga are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to PKGB0010978 continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code PKGB0010978 belongs to Karnataka Grameena Bank's DODDAPETE CHITRADURGA branch, located at K T NO 55 1532 947,DODDAPETE CHITRADURGA,577501 in CHITRADURGA, KARNATAKA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.