IFSC Code of Karnataka Grameena Bank, Chikkhaushi-Hosur Branch, Karnataka

Use this page as a one-stop reference for everything related to Karnataka Grameena Bank's CHIKKHAUSHI-HOSUR branch in CHI HOSUR, KARNATAKA. The branch's IFSC code PKGB0013061 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, PKGB0013061 is the IFSC of Karnataka Grameena Bank's CHIKKHAUSHI-HOSUR branch. The format is fixed: PKGB = bank code, 0 = reserved, 013061 = branch identifier.

Branch details at a glance

About the bank

Karnataka Grameena Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Chikkhaushi-Hosur branch in Chi Hosur, Karnataka is part of this network and uses the IFSC code PKGB0013061 for all electronic settlement.

Chikkhaushi-Hosur branch overview

Located at HANGAL TQ,HAVERI DIST, the Chikkhaushi-Hosur branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC PKGB0013061 is required for all interbank electronic transfers routed through this branch.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Karnataka Grameena Bank's CHIKKHAUSHI-HOSUR branch came to be assigned the code PKGB0013061.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC PKGB0013061, money simply cannot be routed to the CHIKKHAUSHI-HOSUR branch electronically.

How to transfer money using IFSC PKGB0013061

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC PKGB0013061 across all three.

NEFT to Karnataka Grameena Bank, CHIKKHAUSHI-HOSUR using IFSC PKGB0013061

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC PKGB0013061, and confirm that the system picks up Karnataka Grameena Bank – CHIKKHAUSHI-HOSUR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

RTGS transfers via IFSC PKGB0013061

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Karnataka Grameena Bank – CHIKKHAUSHI-HOSUR, ensure your bank's portal accepts IFSC PKGB0013061 while registering the beneficiary. RTGS is also available 24x7.

IMPS to Karnataka Grameena Bank CHIKKHAUSHI-HOSUR (IFSC PKGB0013061)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC PKGB0013061 in your mobile or internet banking app, and the money is credited to the CHIKKHAUSHI-HOSUR branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC PKGB0013061 for Karnataka Grameena Bank – CHIKKHAUSHI-HOSUR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Chikkhaushi-Hosur branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC PKGB0013061

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Karnataka Grameena Bank – CHIKKHAUSHI-HOSUR is still mapped to IFSC PKGB0013061. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC PKGB0013061 and the beneficiary's account number to complete the transfer.

Products and account variants supported

Every account opened at the Chikkhaushi-Hosur branch is mapped to IFSC PKGB0013061 on the RBI payments network. The branch generally supports the full retail product catalogue of Karnataka Grameena Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains PKGB0013061.

Products and services

Customers walking into the Chikkhaushi-Hosur branch can access most of Karnataka Grameena Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC PKGB0013061

MICR & cheque-truncation details

Cheques drawn on the Chikkhaushi-Hosur branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC PKGB0013061 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Online banking and IFSC PKGB0013061

Karnataka Grameena Bank customers can register for net banking and the bank's official mobile app once their account at the CHIKKHAUSHI-HOSUR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC PKGB0013061 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Karnataka Grameena Bank – CHIKKHAUSHI-HOSUR:

• The IFSC is exactly PKGB0013061 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Karnataka Grameena Bank as the bank name and CHIKKHAUSHI-HOSUR as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The Chikkhaushi-Hosur branch sits at HANGAL TQ,HAVERI DIST. If you are travelling from outside Chi Hosur, search for the branch on a maps application using the bank name and locality, or call 8378-9480699199 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC PKGB0013061 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC PKGB0013061 for Karnataka Grameena Bank – CHIKKHAUSHI-HOSUR, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Working hours

Branch counters at Chikkhaushi-Hosur are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to PKGB0013061 continue to work without interruption.

Branch address & contact

Frequently asked questions

Final notes

To recap: PKGB0013061 is the IFSC code of Karnataka Grameena Bank, CHIKKHAUSHI-HOSUR branch, in CHI HOSUR, KARNATAKA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.