IFSC Code of Karnataka Grameena Bank, Ccpc Hubli Cheque Clearing Processing Branch, Karnataka

Use this page as a one-stop reference for everything related to Karnataka Grameena Bank's CCPC HUBLI CHEQUE CLEARING PROCESSING branch in CCPC HUBLI, KARNATAKA. The branch's IFSC code PKGB0013648 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For Karnataka Grameena Bank's CCPC HUBLI CHEQUE CLEARING PROCESSING branch, the IFSC PKGB0013648 breaks down as follows: PKGB identifies the bank, 0 is the reserved character, and 013648 identifies this particular branch.

Branch details at a glance

About the bank

Karnataka Grameena Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Ccpc Hubli Cheque Clearing Processing branch in Ccpc Hubli, Karnataka is part of this network and uses the IFSC code PKGB0013648 for all electronic settlement.

Ccpc Hubli Cheque Clearing Processing branch overview

Located at HUBBALLI TQ DHARWAD DIST, the Ccpc Hubli Cheque Clearing Processing branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC PKGB0013648 is required for all interbank electronic transfers routed through this branch.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Karnataka Grameena Bank's CCPC HUBLI CHEQUE CLEARING PROCESSING branch came to be assigned the code PKGB0013648.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC PKGB0013648, money simply cannot be routed to the CCPC HUBLI CHEQUE CLEARING PROCESSING branch electronically.

How to transfer money using IFSC PKGB0013648

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC PKGB0013648 across all three.

How to use IFSC PKGB0013648 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Karnataka Grameena Bank's CCPC HUBLI CHEQUE CLEARING PROCESSING branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC PKGB0013648.
4. Confirm the bank name auto-populates as Karnataka Grameena Bank and the branch as CCPC HUBLI CHEQUE CLEARING PROCESSING.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

RTGS transfers via IFSC PKGB0013648

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Karnataka Grameena Bank – CCPC HUBLI CHEQUE CLEARING PROCESSING, ensure your bank's portal accepts IFSC PKGB0013648 while registering the beneficiary. RTGS is also available 24x7.

IMPS to Karnataka Grameena Bank CCPC HUBLI CHEQUE CLEARING PROCESSING (IFSC PKGB0013648)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC PKGB0013648 in your mobile or internet banking app, and the money is credited to the CCPC HUBLI CHEQUE CLEARING PROCESSING branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Ccpc Hubli Cheque Clearing Processing

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC PKGB0013648:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at CCPC HUBLI CHEQUE CLEARING PROCESSING is still linked to IFSC PKGB0013648.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC PKGB0013648

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Karnataka Grameena Bank – CCPC HUBLI CHEQUE CLEARING PROCESSING is still mapped to IFSC PKGB0013648. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC PKGB0013648 and the beneficiary's account number to complete the transfer.

Products and account variants supported

Every account opened at the Ccpc Hubli Cheque Clearing Processing branch is mapped to IFSC PKGB0013648 on the RBI payments network. The branch generally supports the full retail product catalogue of Karnataka Grameena Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains PKGB0013648.

Products and services

Customers walking into the Ccpc Hubli Cheque Clearing Processing branch can access most of Karnataka Grameena Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC PKGB0013648

MICR & cheque-truncation details

Cheques drawn on the Ccpc Hubli Cheque Clearing Processing branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC PKGB0013648 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Online banking and IFSC PKGB0013648

Karnataka Grameena Bank customers can register for net banking and the bank's official mobile app once their account at the CCPC HUBLI CHEQUE CLEARING PROCESSING branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC PKGB0013648 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Common mistakes to avoid when using IFSC PKGB0013648

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Karnataka Grameena Bank – CCPC HUBLI CHEQUE CLEARING PROCESSING, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: PKGB0013648.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

Reaching the branch

The Ccpc Hubli Cheque Clearing Processing branch sits at HUBBALLI TQ DHARWAD DIST. If you are travelling from outside Ccpc Hubli, search for the branch on a maps application using the bank name and locality, or call 8378-9480699697 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC PKGB0013648 and your account number.

Verifying IFSC PKGB0013648 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm PKGB0013648 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 8378-9480699697.
• Visiting the bank's official branch locator page.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Ccpc Hubli Cheque Clearing Processing branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC PKGB0013648, however, work 24x7.

Branch address & contact

Frequently asked questions

Final notes

To recap: PKGB0013648 is the IFSC code of Karnataka Grameena Bank, CCPC HUBLI CHEQUE CLEARING PROCESSING branch, in CCPC HUBLI, KARNATAKA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.