IFSC Code of Karnataka Grameena Bank, B.H. Road - Apmc Yard Arasikere Branch, Karnataka

Use this page as a one-stop reference for everything related to Karnataka Grameena Bank's B.H. ROAD - APMC YARD ARASIKERE branch in ARASIKERE, KARNATAKA. The branch's IFSC code PKGB0012413 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, PKGB0012413 is the IFSC of Karnataka Grameena Bank's B.H. ROAD - APMC YARD ARASIKERE branch. The format is fixed: PKGB = bank code, 0 = reserved, 012413 = branch identifier.

Branch details at a glance

Bank profile

Karnataka Grameena Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The B.H. Road - Apmc Yard Arasikere branch — IFSC PKGB0012413 — extends the bank's services to customers in and around Arasikere, Karnataka.

About this branch

The branch is located at B H ROAD (APMC YARD) ARASIKERE ARSIKERE TALUK HASSAN DISTRICT. It serves the Arasikere region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Karnataka Grameena Bank. The IFSC PKGB0012413 is used to identify this branch on the RBI payments network.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Karnataka Grameena Bank's B.H. ROAD - APMC YARD ARASIKERE branch came to be assigned the code PKGB0012413.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC PKGB0012413, money simply cannot be routed to the B.H. ROAD - APMC YARD ARASIKERE branch electronically.

How to transfer money using IFSC PKGB0012413

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC PKGB0012413 across all three.

NEFT to Karnataka Grameena Bank, B.H. ROAD - APMC YARD ARASIKERE using IFSC PKGB0012413

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC PKGB0012413, and confirm that the system picks up Karnataka Grameena Bank – B.H. ROAD - APMC YARD ARASIKERE. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

RTGS transfers via IFSC PKGB0012413

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Karnataka Grameena Bank – B.H. ROAD - APMC YARD ARASIKERE, ensure your bank's portal accepts IFSC PKGB0012413 while registering the beneficiary. RTGS is also available 24x7.

IMPS to Karnataka Grameena Bank B.H. ROAD - APMC YARD ARASIKERE (IFSC PKGB0012413)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC PKGB0012413 in your mobile or internet banking app, and the money is credited to the B.H. ROAD - APMC YARD ARASIKERE branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC PKGB0012413 for Karnataka Grameena Bank – B.H. ROAD - APMC YARD ARASIKERE, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the B.H. Road - Apmc Yard Arasikere branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC PKGB0012413

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Karnataka Grameena Bank – B.H. ROAD - APMC YARD ARASIKERE is still mapped to IFSC PKGB0012413. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC PKGB0012413 and the beneficiary's account number to complete the transfer.

Account types you can open at the B.H. Road - Apmc Yard Arasikere branch

Once you have an account at Karnataka Grameena Bank – B.H. ROAD - APMC YARD ARASIKERE, the IFSC PKGB0012413 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Banking services available

The B.H. Road - Apmc Yard Arasikere branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 8174234646.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC PKGB0012413

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Karnataka Grameena Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC PKGB0012413 and the account number together uniquely identify the B.H. Road - Apmc Yard Arasikere branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Digital banking channels

Most day-to-day work that customers used to do at the B.H. Road - Apmc Yard Arasikere branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC PKGB0012413 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

Common mistakes to avoid when using IFSC PKGB0012413

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Karnataka Grameena Bank – B.H. ROAD - APMC YARD ARASIKERE, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: PKGB0012413.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

How to reach the B.H. Road - Apmc Yard Arasikere branch

The branch is located at B H ROAD (APMC YARD) ARASIKERE ARSIKERE TALUK HASSAN DISTRICT, which puts it inside Arasikere, the broader Hassan district, and the state of Karnataka. To plan your visit:

1. Open Google Maps on your phone and search for “Karnataka Grameena Bank B.H. Road - Apmc Yard Arasikere branch” — the verified location pin for IFSC PKGB0012413 should appear at the top of the results.
2. Confirm the branch is open by calling 8174234646 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC PKGB0012413 and your account number.

Verifying IFSC PKGB0012413 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm PKGB0012413 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 8174234646.
• Visiting the bank's official branch locator page.

Working hours

Branch counters at B.H. Road - Apmc Yard Arasikere are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to PKGB0012413 continue to work without interruption.

Branch address & contact

Frequently asked questions

Final notes

To recap: PKGB0012413 is the IFSC code of Karnataka Grameena Bank, B.H. ROAD - APMC YARD ARASIKERE branch, in ARASIKERE, KARNATAKA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.