Use this page as a one-stop reference for everything related to Karnataka Bank Limited's BENGALURU WHITEFIELD branch in WHITEFIELD, KARNATAKA. The branch's IFSC code KARB0000952 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Karnataka Bank Limited – BENGALURU WHITEFIELD is KARB0000952. The first four letters KARB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 000952 map to this branch in WHITEFIELD, KARNATAKA.
Bank profile
Karnataka Bank Limited is among the recognised banks listed on the Reserve Bank of India's payments network. The Bengaluru Whitefield branch — IFSC KARB0000952 — extends the bank's services to customers in and around Whitefield, Karnataka.
About the Bengaluru Whitefield branch
The Bengaluru Whitefield branch of Karnataka Bank Limited is situated at NO 210, CHANNASANDRA KADUGODI POST, WHITEFIELD BENGALURU 560067. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code KARB0000952 is used.
Branch details at a glance
| Bank Name | Karnataka Bank Limited |
|---|---|
| Branch | Bengaluru Whitefield |
| IFSC Code | KARB0000952 |
| MICR Code | Refer to cheque leaf |
| Branch Address | NO 210, CHANNASANDRA KADUGODI POST, WHITEFIELD BENGALURU 560067 |
| City | Whitefield |
| District | Bengaluru Urban |
| State | Karnataka |
| STD Code | 91 |
| Phone | 7022906066 |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Karnataka Bank Limited's BENGALURU WHITEFIELD branch came to be assigned the code KARB0000952.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC KARB0000952, money simply cannot be routed to the BENGALURU WHITEFIELD branch electronically.
MICR & cheque-truncation details
Cheques drawn on the Bengaluru Whitefield branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC KARB0000952 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
How to transfer money using IFSC KARB0000952
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC KARB0000952 across all three.
How to use IFSC KARB0000952 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Karnataka Bank Limited's BENGALURU WHITEFIELD branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC KARB0000952.
- Confirm the bank name auto-populates as Karnataka Bank Limited and the branch as BENGALURU WHITEFIELD.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to BENGALURU WHITEFIELD
If you need to transfer ₹2 lakh or more in one go to an account at Karnataka Bank Limited's BENGALURU WHITEFIELD branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC KARB0000952 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to Karnataka Bank Limited – BENGALURU WHITEFIELD, use IMPS. With IFSC KARB0000952 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC KARB0000952 for Karnataka Bank Limited – BENGALURU WHITEFIELD, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – KARB0000952 | Yes – KARB0000952 | Yes – KARB0000952 |
For most retail customers crediting the Bengaluru Whitefield branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Karnataka Bank Limited's BENGALURU WHITEFIELD branch, the IFSC KARB0000952 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Account types you can open at the Bengaluru Whitefield branch
Once you have an account at Karnataka Bank Limited – BENGALURU WHITEFIELD, the IFSC KARB0000952 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Bengaluru Whitefield branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 91-7022906066.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC KARB0000952
Online banking and IFSC KARB0000952
Karnataka Bank Limited customers can register for net banking and the bank's official mobile app once their account at the BENGALURU WHITEFIELD branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC KARB0000952 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
How to reach the Bengaluru Whitefield branch
The branch is located at NO 210, CHANNASANDRA KADUGODI POST, WHITEFIELD BENGALURU 560067, which puts it inside Whitefield, the broader Bengaluru Urban district, and the state of Karnataka. To plan your visit:
- Open Google Maps on your phone and search for “Karnataka Bank Limited Bengaluru Whitefield branch” — the verified location pin for IFSC KARB0000952 should appear at the top of the results.
- Confirm the branch is open by calling 91-7022906066 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC KARB0000952 and your account number.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Karnataka Bank Limited – BENGALURU WHITEFIELD:
- The IFSC is exactly KARB0000952 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Karnataka Bank Limited as the bank name and BENGALURU WHITEFIELD as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Working hours
Branch counters at Bengaluru Whitefield are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to KARB0000952 continue to work without interruption.
Verifying IFSC KARB0000952 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm KARB0000952 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-7022906066.
- Visiting the bank's official branch locator page.
Branch address & contact
Karnataka Bank LimitedBengaluru Whitefield Branch
NO 210, CHANNASANDRA KADUGODI POST, WHITEFIELD BENGALURU 560067
Whitefield, Karnataka
Phone: 91-7022906066
IFSC: KARB0000952
Frequently asked questions
How quickly will an NEFT transfer using KARB0000952 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Karnataka Bank Limited – Bengaluru Whitefield reflect within 30 minutes.
How do I add Karnataka Bank Limited Bengaluru Whitefield as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC KARB0000952, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the phone number of Karnataka Bank Limited Bengaluru Whitefield branch?
You can reach the branch at 91-7022906066 during regular banking hours.
What is the IFSC code of Karnataka Bank Limited Bengaluru Whitefield branch?
The IFSC code of Karnataka Bank Limited, Bengaluru Whitefield branch is KARB0000952. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Bengaluru Whitefield branch but serve different purposes.
Where is Karnataka Bank Limited Bengaluru Whitefield branch located?
Karnataka Bank Limited's Bengaluru Whitefield branch is located at NO 210, CHANNASANDRA KADUGODI POST, WHITEFIELD BENGALURU 560067, Whitefield, Karnataka.
Final notes
To recap: KARB0000952 is the IFSC code of Karnataka Bank Limited, BENGALURU WHITEFIELD branch, in WHITEFIELD, KARNATAKA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
