If you are searching for the IFSC code of Karnataka Bank Limited, VADERAHALLI GP branch in VADERAHALLI GP, KARNATAKA, this page has every detail you need. The verified IFSC code for this branch is KARB0000815. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the VADERAHALLI GP branch, and detailed step-by-step guides for using the IFSC KARB0000815 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Karnataka Bank Limited's VADERAHALLI GP branch, the IFSC KARB0000815 breaks down as follows: KARB identifies the bank, 0 is the reserved character, and 000815 identifies this particular branch.
About Karnataka Bank Limited
Karnataka Bank Limited operates a wide network of branches across India, including the Vaderahalli Gp branch in Vaderahalli Gp. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, KARB0000815.
Vaderahalli Gp branch overview
Located at NO.1/10,KALATHUR BUILDING,VIDYARANYAPURA POST, VADERAHALLI VILLAGE & GP-560097, the Vaderahalli Gp branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC KARB0000815 is required for all interbank electronic transfers routed through this branch.
Branch details at a glance
| Bank Name | Karnataka Bank Limited |
|---|---|
| Branch | Vaderahalli Gp |
| IFSC Code | KARB0000815 |
| MICR Code | Refer to cheque leaf |
| Branch Address | NO.1/10,KALATHUR BUILDING,VIDYARANYAPURA POST, VADERAHALLI VILLAGE & GP-560097 |
| City | Vaderahalli Gp |
| District | Bengaluru Urban |
| State | Karnataka |
Why every Karnataka Bank Limited branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including VADERAHALLI GP of Karnataka Bank Limited — its own 11-character IFSC. The code KARB0000815 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC KARB0000815 the same way you would treat your account number — verify it once and save it carefully for future use.
MICR & cheque-truncation details
Cheques drawn on the Vaderahalli Gp branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC KARB0000815 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
How to transfer money using IFSC KARB0000815
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC KARB0000815 across all three.
NEFT to Karnataka Bank Limited, VADERAHALLI GP using IFSC KARB0000815
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC KARB0000815, and confirm that the system picks up Karnataka Bank Limited – VADERAHALLI GP. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC KARB0000815
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Karnataka Bank Limited – VADERAHALLI GP, ensure your bank's portal accepts IFSC KARB0000815 while registering the beneficiary. RTGS is also available 24x7.
IMPS to Karnataka Bank Limited VADERAHALLI GP (IFSC KARB0000815)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC KARB0000815 in your mobile or internet banking app, and the money is credited to the VADERAHALLI GP branch account within seconds.
Comparing NEFT, RTGS and IMPS for transfers to Vaderahalli Gp
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC KARB0000815:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at VADERAHALLI GP is still linked to IFSC KARB0000815.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Karnataka Bank Limited's VADERAHALLI GP branch, the IFSC KARB0000815 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Vaderahalli Gp branch is mapped to IFSC KARB0000815 on the RBI payments network. The branch generally supports the full retail product catalogue of Karnataka Bank Limited, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains KARB0000815.
Products and services
Customers walking into the Vaderahalli Gp branch can access most of Karnataka Bank Limited's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC KARB0000815
Online banking and IFSC KARB0000815
Karnataka Bank Limited customers can register for net banking and the bank's official mobile app once their account at the VADERAHALLI GP branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC KARB0000815 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Reaching the branch
The Vaderahalli Gp branch sits at NO.1/10,KALATHUR BUILDING,VIDYARANYAPURA POST, VADERAHALLI VILLAGE & GP-560097. If you are travelling from outside Vaderahalli Gp, search for the branch on a maps application using the bank name and locality, or call the branch contact number to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC KARB0000815 and your account number.
Common mistakes to avoid when using IFSC KARB0000815
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Karnataka Bank Limited – VADERAHALLI GP, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
KARB0000815. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Vaderahalli Gp branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC KARB0000815, however, work 24x7.
Other ways to verify the IFSC code
While this page already lists the verified IFSC KARB0000815 for Karnataka Bank Limited – VADERAHALLI GP, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch address & contact
Karnataka Bank LimitedVaderahalli Gp Branch
NO.1/10,KALATHUR BUILDING,VIDYARANYAPURA POST, VADERAHALLI VILLAGE & GP-560097
Vaderahalli Gp, Karnataka
Phone: the branch contact number
IFSC: KARB0000815
Frequently asked questions
Is IFSC KARB0000815 valid for NEFT and RTGS?
Yes. IFSC KARB0000815 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Is IFSC KARB0000815 the same for all accounts at Vaderahalli Gp branch?
Yes. The IFSC KARB0000815 is shared by every account held at Karnataka Bank Limited's Vaderahalli Gp branch. Only the account number changes from customer to customer.
What is the phone number of Karnataka Bank Limited Vaderahalli Gp branch?
You can reach the branch at the branch contact number during regular banking hours.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Vaderahalli Gp branch but serve different purposes.
Does Karnataka Bank Limited Vaderahalli Gp branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on the branch contact number to confirm.
How do I add Karnataka Bank Limited Vaderahalli Gp as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC KARB0000815, and complete OTP verification. Once activated, you can transfer funds at any time.
How quickly will an NEFT transfer using KARB0000815 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Karnataka Bank Limited – Vaderahalli Gp reflect within 30 minutes.
Where is Karnataka Bank Limited Vaderahalli Gp branch located?
Karnataka Bank Limited's Vaderahalli Gp branch is located at NO.1/10,KALATHUR BUILDING,VIDYARANYAPURA POST, VADERAHALLI VILLAGE & GP-560097, Vaderahalli Gp, Karnataka.
Final notes
To recap: KARB0000815 is the IFSC code of Karnataka Bank Limited, VADERAHALLI GP branch, in VADERAHALLI GP, KARNATAKA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
