IFSC Code of Karnataka Bank Limited, Tumkur Hms Branch, Karnataka

Use this page as a one-stop reference for everything related to Karnataka Bank Limited's TUMKUR HMS branch in TUMKUR, KARNATAKA. The branch's IFSC code KARB0000769 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For Karnataka Bank Limited's TUMKUR HMS branch, the IFSC KARB0000769 breaks down as follows: KARB identifies the bank, 0 is the reserved character, and 000769 identifies this particular branch.

About the bank

Karnataka Bank Limited serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Tumkur Hms branch in Tumkur, Karnataka is part of this network and uses the IFSC code KARB0000769 for all electronic settlement.

Branch details at a glance

Tumkur Hms branch overview

Located at SHANTHALA COMPLEX,N 435/A,B.H.ROAD,BATAWADI,TUMKUR, PIN - 572103, the Tumkur Hms branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC KARB0000769 is required for all interbank electronic transfers routed through this branch.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Karnataka Bank Limited's TUMKUR HMS branch came to be assigned the code KARB0000769.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC KARB0000769, money simply cannot be routed to the TUMKUR HMS branch electronically.

Products and account variants supported

Every account opened at the Tumkur Hms branch is mapped to IFSC KARB0000769 on the RBI payments network. The branch generally supports the full retail product catalogue of Karnataka Bank Limited, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains KARB0000769.

Banking services available

The Tumkur Hms branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 816-2280938.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC KARB0000769

How to transfer money using IFSC KARB0000769

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC KARB0000769 across all three.

NEFT to Karnataka Bank Limited, TUMKUR HMS using IFSC KARB0000769

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC KARB0000769, and confirm that the system picks up Karnataka Bank Limited – TUMKUR HMS. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to TUMKUR HMS

If you need to transfer ₹2 lakh or more in one go to an account at Karnataka Bank Limited's TUMKUR HMS branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC KARB0000769 while initiating the transfer and the credit will appear within minutes.

IMPS to Karnataka Bank Limited TUMKUR HMS (IFSC KARB0000769)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC KARB0000769 in your mobile or internet banking app, and the money is credited to the TUMKUR HMS branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC KARB0000769 for Karnataka Bank Limited – TUMKUR HMS, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Tumkur Hms branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC KARB0000769

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Karnataka Bank Limited – TUMKUR HMS is still mapped to IFSC KARB0000769. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC KARB0000769 and the beneficiary's account number to complete the transfer.

Online banking and IFSC KARB0000769

Karnataka Bank Limited customers can register for net banking and the bank's official mobile app once their account at the TUMKUR HMS branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC KARB0000769 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

MICR & cheque-truncation details

Cheques drawn on the Tumkur Hms branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC KARB0000769 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Karnataka Bank Limited – TUMKUR HMS:

• The IFSC is exactly KARB0000769 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Karnataka Bank Limited as the bank name and TUMKUR HMS as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The Tumkur Hms branch sits at SHANTHALA COMPLEX,N 435/A,B.H.ROAD,BATAWADI,TUMKUR, PIN - 572103. If you are travelling from outside Tumkur, search for the branch on a maps application using the bank name and locality, or call 816-2280938 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC KARB0000769 and your account number.

Verifying IFSC KARB0000769 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm KARB0000769 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 816-2280938.
• Visiting the bank's official branch locator page.

Working hours

Branch counters at Tumkur Hms are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to KARB0000769 continue to work without interruption.

Branch address & contact

Frequently asked questions

Final notes

To recap: KARB0000769 is the IFSC code of Karnataka Bank Limited, TUMKUR HMS branch, in TUMKUR, KARNATAKA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.