Below are the complete branch details for Karnataka Bank Limited, TUMAKURU-SADASHIVANAGAR branch, located in TUMAKURU, KARNATAKA. The IFSC assigned by the Reserve Bank of India to this branch is KARB0000858. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case KARB0000858 for Karnataka Bank Limited – TUMAKURU-SADASHIVANAGAR — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, KARB0000858 is the IFSC of Karnataka Bank Limited's TUMAKURU-SADASHIVANAGAR branch. The format is fixed: KARB = bank code, 0 = reserved, 000858 = branch identifier.
About Karnataka Bank Limited
Karnataka Bank Limited operates a wide network of branches across India, including the Tumakuru-Sadashivanagar branch in Tumakuru. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, KARB0000858.
Branch details at a glance
| Bank Name | Karnataka Bank Limited |
|---|---|
| Branch | Tumakuru-Sadashivanagar |
| IFSC Code | KARB0000858 |
| MICR Code | Refer to cheque leaf |
| Branch Address | KARNATAKA BANK BUILDING, GROUND FLOOR, WARD NO.29, MARALUR EXTENSION, SADASHIVANAGAR, TUMAKURU-572105, KARNATAKA STATE |
| City | Tumakuru |
| District | Tumakuru |
| State | Karnataka |
Tumakuru-Sadashivanagar branch overview
Located at KARNATAKA BANK BUILDING, GROUND FLOOR, WARD NO.29, MARALUR EXTENSION, SADASHIVANAGAR, TUMAKURU-572105, KARNATAKA STATE, the Tumakuru-Sadashivanagar branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC KARB0000858 is required for all interbank electronic transfers routed through this branch.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Karnataka Bank Limited's TUMAKURU-SADASHIVANAGAR branch came to be assigned the code KARB0000858.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC KARB0000858, money simply cannot be routed to the TUMAKURU-SADASHIVANAGAR branch electronically.
Products and account variants supported
Every account opened at the Tumakuru-Sadashivanagar branch is mapped to IFSC KARB0000858 on the RBI payments network. The branch generally supports the full retail product catalogue of Karnataka Bank Limited, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains KARB0000858.
Products and services
Customers walking into the Tumakuru-Sadashivanagar branch can access most of Karnataka Bank Limited's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC KARB0000858
How to transfer money using IFSC KARB0000858
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC KARB0000858 across all three.
NEFT to Karnataka Bank Limited, TUMAKURU-SADASHIVANAGAR using IFSC KARB0000858
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC KARB0000858, and confirm that the system picks up Karnataka Bank Limited – TUMAKURU-SADASHIVANAGAR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to TUMAKURU-SADASHIVANAGAR
If you need to transfer ₹2 lakh or more in one go to an account at Karnataka Bank Limited's TUMAKURU-SADASHIVANAGAR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC KARB0000858 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to Karnataka Bank Limited – TUMAKURU-SADASHIVANAGAR, use IMPS. With IFSC KARB0000858 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC KARB0000858 for Karnataka Bank Limited – TUMAKURU-SADASHIVANAGAR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – KARB0000858 | Yes – KARB0000858 | Yes – KARB0000858 |
For most retail customers crediting the Tumakuru-Sadashivanagar branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Karnataka Bank Limited's TUMAKURU-SADASHIVANAGAR branch, the IFSC KARB0000858 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Online banking and IFSC KARB0000858
Karnataka Bank Limited customers can register for net banking and the bank's official mobile app once their account at the TUMAKURU-SADASHIVANAGAR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC KARB0000858 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR & cheque-truncation details
Cheques drawn on the Tumakuru-Sadashivanagar branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC KARB0000858 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Karnataka Bank Limited – TUMAKURU-SADASHIVANAGAR:
- The IFSC is exactly KARB0000858 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Karnataka Bank Limited as the bank name and TUMAKURU-SADASHIVANAGAR as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Tumakuru-Sadashivanagar branch
The branch is located at KARNATAKA BANK BUILDING, GROUND FLOOR, WARD NO.29, MARALUR EXTENSION, SADASHIVANAGAR, TUMAKURU-572105, KARNATAKA STATE, which puts it inside Tumakuru, the broader Tumakuru district, and the state of Karnataka. To plan your visit:
- Open Google Maps on your phone and search for “Karnataka Bank Limited Tumakuru-Sadashivanagar branch” — the verified location pin for IFSC KARB0000858 should appear at the top of the results.
- Confirm the branch is open by calling the branch contact number before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC KARB0000858 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC KARB0000858 for Karnataka Bank Limited – TUMAKURU-SADASHIVANAGAR, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Tumakuru-Sadashivanagar branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC KARB0000858, however, work 24x7.
Branch address & contact
Karnataka Bank LimitedTumakuru-Sadashivanagar Branch
KARNATAKA BANK BUILDING, GROUND FLOOR, WARD NO.29, MARALUR EXTENSION, SADASHIVANAGAR, TUMAKURU-572105, KARNATAKA STATE
Tumakuru, Karnataka
Phone: the branch contact number
IFSC: KARB0000858
Frequently asked questions
Is IFSC KARB0000858 valid for NEFT and RTGS?
Yes. IFSC KARB0000858 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the IFSC code of Karnataka Bank Limited Tumakuru-Sadashivanagar branch?
The IFSC code of Karnataka Bank Limited, Tumakuru-Sadashivanagar branch is KARB0000858. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
What is the phone number of Karnataka Bank Limited Tumakuru-Sadashivanagar branch?
You can reach the branch at the branch contact number during regular banking hours.
Where is Karnataka Bank Limited Tumakuru-Sadashivanagar branch located?
Karnataka Bank Limited's Tumakuru-Sadashivanagar branch is located at KARNATAKA BANK BUILDING, GROUND FLOOR, WARD NO.29, MARALUR EXTENSION, SADASHIVANAGAR, TUMAKURU-572105, KARNATAKA STATE, Tumakuru, Karnataka.
Can I use IFSC KARB0000858 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC KARB0000858 to send funds instantly.
How quickly will an NEFT transfer using KARB0000858 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Karnataka Bank Limited – Tumakuru-Sadashivanagar reflect within 30 minutes.
Is IFSC KARB0000858 the same for all accounts at Tumakuru-Sadashivanagar branch?
Yes. The IFSC KARB0000858 is shared by every account held at Karnataka Bank Limited's Tumakuru-Sadashivanagar branch. Only the account number changes from customer to customer.
Summary
The IFSC code KARB0000858 belongs to Karnataka Bank Limited's TUMAKURU-SADASHIVANAGAR branch, located at KARNATAKA BANK BUILDING, GROUND FLOOR, WARD NO.29, MARALUR EXTENSION,… in TUMAKURU, KARNATAKA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
