This page lists the IFSC code, branch address, contact number and fund-transfer information for Karnataka Bank Limited, SULLIA-N M C ,E.C branch in SULLIA. The 11-digit IFSC KARB0000731 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Karnataka Bank Limited at the SULLIA-N M C ,E.C location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Karnataka Bank Limited – SULLIA-N M C ,E.C is KARB0000731. The first four letters KARB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 000731 map to this branch in SULLIA, KARNATAKA.
Branch details at a glance
| Bank Name | Karnataka Bank Limited |
|---|---|
| Branch | Sullia-N M C ,E.C |
| IFSC Code | KARB0000731 |
| MICR Code | Refer to cheque leaf |
| Branch Address | NEHRU MEMORIAL COLLEGE CAMPUS,KURUNJE BAGH, PIN - 574327 |
| City | Sullia |
| District | Dakshina Kannada |
| State | Karnataka |
| STD Code | 8257 |
| Phone | 230576 |
Bank profile
Karnataka Bank Limited is among the recognised banks listed on the Reserve Bank of India's payments network. The Sullia-N M C ,E.C branch — IFSC KARB0000731 — extends the bank's services to customers in and around Sullia, Karnataka.
About this branch
The branch is located at NEHRU MEMORIAL COLLEGE CAMPUS,KURUNJE BAGH, PIN - 574327. It serves the Sullia region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Karnataka Bank Limited. The IFSC KARB0000731 is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Karnataka Bank Limited's SULLIA-N M C ,E.C branch came to be assigned the code KARB0000731.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC KARB0000731, money simply cannot be routed to the SULLIA-N M C ,E.C branch electronically.
How to transfer money using IFSC KARB0000731
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC KARB0000731 across all three.
NEFT to Karnataka Bank Limited, SULLIA-N M C ,E.C using IFSC KARB0000731
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC KARB0000731, and confirm that the system picks up Karnataka Bank Limited – SULLIA-N M C ,E.C. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC KARB0000731
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Karnataka Bank Limited – SULLIA-N M C ,E.C, ensure your bank's portal accepts IFSC KARB0000731 while registering the beneficiary. RTGS is also available 24x7.
IMPS to Karnataka Bank Limited SULLIA-N M C ,E.C (IFSC KARB0000731)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC KARB0000731 in your mobile or internet banking app, and the money is credited to the SULLIA-N M C ,E.C branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC KARB0000731 for Karnataka Bank Limited – SULLIA-N M C ,E.C, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – KARB0000731 | Yes – KARB0000731 | Yes – KARB0000731 |
For most retail customers crediting the Sullia-N M C ,E.C branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Karnataka Bank Limited's SULLIA-N M C ,E.C branch, the IFSC KARB0000731 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Sullia-N M C ,E.C branch is mapped to IFSC KARB0000731 on the RBI payments network. The branch generally supports the full retail product catalogue of Karnataka Bank Limited, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains KARB0000731.
Products and services
Customers walking into the Sullia-N M C ,E.C branch can access most of Karnataka Bank Limited's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC KARB0000731
MICR & cheque-truncation details
Cheques drawn on the Sullia-N M C ,E.C branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC KARB0000731 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Digital banking channels
Most day-to-day work that customers used to do at the Sullia-N M C ,E.C branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC KARB0000731 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Common mistakes to avoid when using IFSC KARB0000731
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Karnataka Bank Limited – SULLIA-N M C ,E.C, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
KARB0000731. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
How to reach the Sullia-N M C ,E.C branch
The branch is located at NEHRU MEMORIAL COLLEGE CAMPUS,KURUNJE BAGH, PIN - 574327, which puts it inside Sullia, the broader Dakshina Kannada district, and the state of Karnataka. To plan your visit:
- Open Google Maps on your phone and search for “Karnataka Bank Limited Sullia-N M C ,E.C branch” — the verified location pin for IFSC KARB0000731 should appear at the top of the results.
- Confirm the branch is open by calling 8257-230576 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC KARB0000731 and your account number.
Verifying IFSC KARB0000731 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm KARB0000731 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 8257-230576.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Sullia-N M C ,E.C are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to KARB0000731 continue to work without interruption.
Branch address & contact
Karnataka Bank LimitedSullia-N M C ,E.C Branch
NEHRU MEMORIAL COLLEGE CAMPUS,KURUNJE BAGH, PIN - 574327
Sullia, Karnataka
Phone: 8257-230576
IFSC: KARB0000731
Frequently asked questions
Where is Karnataka Bank Limited Sullia-N M C ,E.C branch located?
Karnataka Bank Limited's Sullia-N M C ,E.C branch is located at NEHRU MEMORIAL COLLEGE CAMPUS,KURUNJE BAGH, PIN - 574327, Sullia, Karnataka.
Can I use IFSC KARB0000731 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC KARB0000731 to send funds instantly.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Sullia-N M C ,E.C branch but serve different purposes.
Is IFSC KARB0000731 the same for all accounts at Sullia-N M C ,E.C branch?
Yes. The IFSC KARB0000731 is shared by every account held at Karnataka Bank Limited's Sullia-N M C ,E.C branch. Only the account number changes from customer to customer.
How do I add Karnataka Bank Limited Sullia-N M C ,E.C as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC KARB0000731, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the phone number of Karnataka Bank Limited Sullia-N M C ,E.C branch?
You can reach the branch at 8257-230576 during regular banking hours.
Final notes
To recap: KARB0000731 is the IFSC code of Karnataka Bank Limited, SULLIA-N M C ,E.C branch, in SULLIA, KARNATAKA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
