If you are searching for the IFSC code of Karnataka Bank Limited, ANAVATTI branch in SORABA, KARNATAKA, this page has every detail you need. The verified IFSC code for this branch is KARB0000006. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the ANAVATTI branch, and detailed step-by-step guides for using the IFSC KARB0000006 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Karnataka Bank Limited's ANAVATTI branch, the IFSC KARB0000006 breaks down as follows: KARB identifies the bank, 0 is the reserved character, and 000006 identifies this particular branch.
About the bank
Karnataka Bank Limited serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Anavatti branch in Soraba, Karnataka is part of this network and uses the IFSC code KARB0000006 for all electronic settlement.
About the Anavatti branch
The Anavatti branch of Karnataka Bank Limited is situated at IST FLOOR,KAMAKSHI KRIPA ANAVATTI - 577413. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code KARB0000006 is used.
Branch details at a glance
| Bank Name | Karnataka Bank Limited |
|---|---|
| Branch | Anavatti |
| IFSC Code | KARB0000006 |
| MICR Code | Refer to cheque leaf |
| Branch Address | IST FLOOR,KAMAKSHI KRIPA ANAVATTI - 577413 |
| City | Soraba |
| District | Shimoga |
| State | Karnataka |
| STD Code | 8184 |
| Phone | 267149 |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Karnataka Bank Limited's ANAVATTI branch came to be assigned the code KARB0000006.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC KARB0000006, money simply cannot be routed to the ANAVATTI branch electronically.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Karnataka Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC KARB0000006 and the account number together uniquely identify the Anavatti branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
How to transfer money using IFSC KARB0000006
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC KARB0000006 across all three.
NEFT to Karnataka Bank Limited, ANAVATTI using IFSC KARB0000006
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC KARB0000006, and confirm that the system picks up Karnataka Bank Limited – ANAVATTI. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC KARB0000006
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Karnataka Bank Limited – ANAVATTI, ensure your bank's portal accepts IFSC KARB0000006 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to Karnataka Bank Limited – ANAVATTI, use IMPS. With IFSC KARB0000006 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
Comparing NEFT, RTGS and IMPS for transfers to Anavatti
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC KARB0000006:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at ANAVATTI is still linked to IFSC KARB0000006.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Karnataka Bank Limited's ANAVATTI branch, the IFSC KARB0000006 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Account types you can open at the Anavatti branch
Once you have an account at Karnataka Bank Limited – ANAVATTI, the IFSC KARB0000006 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Anavatti branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 8184-267149.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC KARB0000006
Digital banking channels
Most day-to-day work that customers used to do at the Anavatti branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC KARB0000006 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Reaching the branch
The Anavatti branch sits at IST FLOOR,KAMAKSHI KRIPA ANAVATTI - 577413. If you are travelling from outside Soraba, search for the branch on a maps application using the bank name and locality, or call 8184-267149 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC KARB0000006 and your account number.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Karnataka Bank Limited – ANAVATTI:
- The IFSC is exactly KARB0000006 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Karnataka Bank Limited as the bank name and ANAVATTI as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Anavatti branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC KARB0000006, however, work 24x7.
Verifying IFSC KARB0000006 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm KARB0000006 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 8184-267149.
- Visiting the bank's official branch locator page.
Branch address & contact
Karnataka Bank LimitedAnavatti Branch
IST FLOOR,KAMAKSHI KRIPA ANAVATTI - 577413
Soraba, Karnataka
Phone: 8184-267149
IFSC: KARB0000006
Frequently asked questions
What is the IFSC code of Karnataka Bank Limited Anavatti branch?
The IFSC code of Karnataka Bank Limited, Anavatti branch is KARB0000006. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
What is the phone number of Karnataka Bank Limited Anavatti branch?
You can reach the branch at 8184-267149 during regular banking hours.
Can I use IFSC KARB0000006 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC KARB0000006 to send funds instantly.
Is IFSC KARB0000006 the same for all accounts at Anavatti branch?
Yes. The IFSC KARB0000006 is shared by every account held at Karnataka Bank Limited's Anavatti branch. Only the account number changes from customer to customer.
How quickly will an NEFT transfer using KARB0000006 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Karnataka Bank Limited – Anavatti reflect within 30 minutes.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Anavatti branch but serve different purposes.
Does Karnataka Bank Limited Anavatti branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 8184-267149 to confirm.
Final notes
To recap: KARB0000006 is the IFSC code of Karnataka Bank Limited, ANAVATTI branch, in SORABA, KARNATAKA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.


