IFSC Code of Karnataka Bank Limited, Mathimane-Aramanekoppa Gp Branch, Karnataka

Use this page as a one-stop reference for everything related to Karnataka Bank Limited's MATHIMANE-ARAMANEKOPPA GP branch in SHIVAMOGGA, KARNATAKA. The branch's IFSC code KARB0000984 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for Karnataka Bank Limited – MATHIMANE-ARAMANEKOPPA GP is KARB0000984. The first four letters KARB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 000984 map to this branch in SHIVAMOGGA, KARNATAKA.

About Karnataka Bank Limited

Karnataka Bank Limited operates a wide network of branches across India, including the Mathimane-Aramanekoppa Gp branch in Shivamogga. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, KARB0000984.

Branch details at a glance

Mathimane-Aramanekoppa Gp branch overview

Located at LAXMI COMPLEX,SHIVAMOGGA KOLLUR ROAD,MATHIMANE-577425,ARAMANEKOPPA GP,HOSANAGARA TALUK, the Mathimane-Aramanekoppa Gp branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC KARB0000984 is required for all interbank electronic transfers routed through this branch.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Karnataka Bank Limited's MATHIMANE-ARAMANEKOPPA GP branch came to be assigned the code KARB0000984.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC KARB0000984, money simply cannot be routed to the MATHIMANE-ARAMANEKOPPA GP branch electronically.

Products and account variants supported

Every account opened at the Mathimane-Aramanekoppa Gp branch is mapped to IFSC KARB0000984 on the RBI payments network. The branch generally supports the full retail product catalogue of Karnataka Bank Limited, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains KARB0000984.

Products and services

Customers walking into the Mathimane-Aramanekoppa Gp branch can access most of Karnataka Bank Limited's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC KARB0000984

How to transfer money using IFSC KARB0000984

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC KARB0000984 across all three.

How to use IFSC KARB0000984 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Karnataka Bank Limited's MATHIMANE-ARAMANEKOPPA GP branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC KARB0000984.
4. Confirm the bank name auto-populates as Karnataka Bank Limited and the branch as MATHIMANE-ARAMANEKOPPA GP.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to MATHIMANE-ARAMANEKOPPA GP

If you need to transfer ₹2 lakh or more in one go to an account at Karnataka Bank Limited's MATHIMANE-ARAMANEKOPPA GP branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC KARB0000984 while initiating the transfer and the credit will appear within minutes.

Send money instantly through IMPS

For a real-time, anytime transfer to Karnataka Bank Limited – MATHIMANE-ARAMANEKOPPA GP, use IMPS. With IFSC KARB0000984 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC KARB0000984 for Karnataka Bank Limited – MATHIMANE-ARAMANEKOPPA GP, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Mathimane-Aramanekoppa Gp branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC KARB0000984

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Karnataka Bank Limited – MATHIMANE-ARAMANEKOPPA GP is still mapped to IFSC KARB0000984. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC KARB0000984 and the beneficiary's account number to complete the transfer.

Digital banking channels

Most day-to-day work that customers used to do at the Mathimane-Aramanekoppa Gp branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC KARB0000984 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

MICR & cheque-truncation details

Cheques drawn on the Mathimane-Aramanekoppa Gp branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC KARB0000984 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Common mistakes to avoid when using IFSC KARB0000984

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Karnataka Bank Limited – MATHIMANE-ARAMANEKOPPA GP, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: KARB0000984.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

How to reach the Mathimane-Aramanekoppa Gp branch

The branch is located at LAXMI COMPLEX,SHIVAMOGGA KOLLUR ROAD,MATHIMANE-577425,ARAMANEKOPPA GP,HOSANAGARA TALUK, which puts it inside Shivamogga, the broader Shivamogga district, and the state of Karnataka. To plan your visit:

1. Open Google Maps on your phone and search for “Karnataka Bank Limited Mathimane-Aramanekoppa Gp branch” — the verified location pin for IFSC KARB0000984 should appear at the top of the results.
2. Confirm the branch is open by calling the branch contact number before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC KARB0000984 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC KARB0000984 for Karnataka Bank Limited – MATHIMANE-ARAMANEKOPPA GP, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Working hours

Branch counters at Mathimane-Aramanekoppa Gp are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to KARB0000984 continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code KARB0000984 belongs to Karnataka Bank Limited's MATHIMANE-ARAMANEKOPPA GP branch, located at LAXMI COMPLEX,SHIVAMOGGA KOLLUR ROAD,MATHIMANE-577425,ARAMANEKOPPA… in SHIVAMOGGA, KARNATAKA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.