If you are searching for the IFSC code of Karnataka Bank Limited, SALEM FAIRLANDS branch in SALEM, TAMIL NADU, this page has every detail you need. The verified IFSC code for this branch is KARB0000730. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the SALEM FAIRLANDS branch, and detailed step-by-step guides for using the IFSC KARB0000730 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, KARB0000730 is the IFSC of Karnataka Bank Limited's SALEM FAIRLANDS branch. The format is fixed: KARB = bank code, 0 = reserved, 000730 = branch identifier.
Bank profile
Karnataka Bank Limited is among the recognised banks listed on the Reserve Bank of India's payments network. The Salem Fairlands branch — IFSC KARB0000730 — extends the bank's services to customers in and around Salem, Tamil Nadu.
About the Salem Fairlands branch
The Salem Fairlands branch of Karnataka Bank Limited is situated at GROUND FLOR,108/38C-IASHANTHIPLAZA, BRINDAVAN ROAD,SALEM-FAIRLANDS, PIN - 636004. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code KARB0000730 is used.
Branch details at a glance
| Bank Name | Karnataka Bank Limited |
|---|---|
| Branch | Salem Fairlands |
| IFSC Code | KARB0000730 |
| MICR Code | Refer to cheque leaf |
| Branch Address | GROUND FLOR,108/38C-IASHANTHIPLAZA, BRINDAVAN ROAD,SALEM-FAIRLANDS, PIN - 636004 |
| City | Salem |
| District | Salem |
| State | Tamil Nadu |
| STD Code | 427 |
| Phone | 2447765 |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Karnataka Bank Limited's SALEM FAIRLANDS branch came to be assigned the code KARB0000730.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC KARB0000730, money simply cannot be routed to the SALEM FAIRLANDS branch electronically.
MICR & cheque-truncation details
Cheques drawn on the Salem Fairlands branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC KARB0000730 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
How to transfer money using IFSC KARB0000730
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC KARB0000730 across all three.
How to use IFSC KARB0000730 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Karnataka Bank Limited's SALEM FAIRLANDS branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC KARB0000730.
- Confirm the bank name auto-populates as Karnataka Bank Limited and the branch as SALEM FAIRLANDS.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to SALEM FAIRLANDS
If you need to transfer ₹2 lakh or more in one go to an account at Karnataka Bank Limited's SALEM FAIRLANDS branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC KARB0000730 while initiating the transfer and the credit will appear within minutes.
IMPS to Karnataka Bank Limited SALEM FAIRLANDS (IFSC KARB0000730)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC KARB0000730 in your mobile or internet banking app, and the money is credited to the SALEM FAIRLANDS branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC KARB0000730 for Karnataka Bank Limited – SALEM FAIRLANDS, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – KARB0000730 | Yes – KARB0000730 | Yes – KARB0000730 |
For most retail customers crediting the Salem Fairlands branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC KARB0000730
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Karnataka Bank Limited – SALEM FAIRLANDS is still mapped to IFSC KARB0000730. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC KARB0000730 and the beneficiary's account number to complete the transfer.
Account types you can open at the Salem Fairlands branch
Once you have an account at Karnataka Bank Limited – SALEM FAIRLANDS, the IFSC KARB0000730 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Salem Fairlands branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 427-2447765.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC KARB0000730
Online banking and IFSC KARB0000730
Karnataka Bank Limited customers can register for net banking and the bank's official mobile app once their account at the SALEM FAIRLANDS branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC KARB0000730 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
How to reach the Salem Fairlands branch
The branch is located at GROUND FLOR,108/38C-IASHANTHIPLAZA, BRINDAVAN ROAD,SALEM-FAIRLANDS, PIN - 636004, which puts it inside Salem, the broader Salem district, and the state of Tamil Nadu. To plan your visit:
- Open Google Maps on your phone and search for “Karnataka Bank Limited Salem Fairlands branch” — the verified location pin for IFSC KARB0000730 should appear at the top of the results.
- Confirm the branch is open by calling 427-2447765 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC KARB0000730 and your account number.
Common mistakes to avoid when using IFSC KARB0000730
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Karnataka Bank Limited – SALEM FAIRLANDS, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
KARB0000730. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Salem Fairlands branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC KARB0000730, however, work 24x7.
Verifying IFSC KARB0000730 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm KARB0000730 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 427-2447765.
- Visiting the bank's official branch locator page.
Branch address & contact
Karnataka Bank LimitedSalem Fairlands Branch
GROUND FLOR,108/38C-IASHANTHIPLAZA, BRINDAVAN ROAD,SALEM-FAIRLANDS, PIN - 636004
Salem, Tamil Nadu
Phone: 427-2447765
IFSC: KARB0000730
Frequently asked questions
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Salem Fairlands branch but serve different purposes.
Can I use IFSC KARB0000730 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC KARB0000730 to send funds instantly.
Is IFSC KARB0000730 the same for all accounts at Salem Fairlands branch?
Yes. The IFSC KARB0000730 is shared by every account held at Karnataka Bank Limited's Salem Fairlands branch. Only the account number changes from customer to customer.
Is IFSC KARB0000730 valid for NEFT and RTGS?
Yes. IFSC KARB0000730 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How do I add Karnataka Bank Limited Salem Fairlands as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC KARB0000730, and complete OTP verification. Once activated, you can transfer funds at any time.
How quickly will an NEFT transfer using KARB0000730 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Karnataka Bank Limited – Salem Fairlands reflect within 30 minutes.
What is the phone number of Karnataka Bank Limited Salem Fairlands branch?
You can reach the branch at 427-2447765 during regular banking hours.
Final notes
To recap: KARB0000730 is the IFSC code of Karnataka Bank Limited, SALEM FAIRLANDS branch, in SALEM, TAMIL NADU. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
