This page lists the IFSC code, branch address, contact number and fund-transfer information for Karnataka Bank Limited, SAKLESHPUR branch in SAKLESHPUR. The 11-digit IFSC KARB0000728 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Karnataka Bank Limited at the SAKLESHPUR location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Karnataka Bank Limited – SAKLESHPUR is KARB0000728. The first four letters KARB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 000728 map to this branch in SAKLESHPUR, KARNATAKA.
Bank profile
Karnataka Bank Limited is among the recognised banks listed on the Reserve Bank of India's payments network. The Sakleshpur branch — IFSC KARB0000728 — extends the bank's services to customers in and around Sakleshpur, Karnataka.
About this branch
The branch is located at IST FLOOR,GANDHARVA BUILDING,B M ROAD,SAKLESHPUR, PIN - 573134. It serves the Sakleshpur region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Karnataka Bank Limited. The IFSC KARB0000728 is used to identify this branch on the RBI payments network.
Branch details at a glance
| Bank Name | Karnataka Bank Limited |
|---|---|
| Branch | Sakleshpur |
| IFSC Code | KARB0000728 |
| MICR Code | Refer to cheque leaf |
| Branch Address | IST FLOOR,GANDHARVA BUILDING,B M ROAD,SAKLESHPUR, PIN - 573134 |
| City | Sakleshpur |
| District | Hassan |
| State | Karnataka |
| STD Code | 8173 |
| Phone | 245094 |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Karnataka Bank Limited's SAKLESHPUR branch came to be assigned the code KARB0000728.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC KARB0000728, money simply cannot be routed to the SAKLESHPUR branch electronically.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Karnataka Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC KARB0000728 and the account number together uniquely identify the Sakleshpur branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
How to transfer money using IFSC KARB0000728
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC KARB0000728 across all three.
NEFT to Karnataka Bank Limited, SAKLESHPUR using IFSC KARB0000728
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC KARB0000728, and confirm that the system picks up Karnataka Bank Limited – SAKLESHPUR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC KARB0000728
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Karnataka Bank Limited – SAKLESHPUR, ensure your bank's portal accepts IFSC KARB0000728 while registering the beneficiary. RTGS is also available 24x7.
IMPS to Karnataka Bank Limited SAKLESHPUR (IFSC KARB0000728)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC KARB0000728 in your mobile or internet banking app, and the money is credited to the SAKLESHPUR branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC KARB0000728 for Karnataka Bank Limited – SAKLESHPUR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – KARB0000728 | Yes – KARB0000728 | Yes – KARB0000728 |
For most retail customers crediting the Sakleshpur branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Karnataka Bank Limited's SAKLESHPUR branch, the IFSC KARB0000728 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Account types you can open at the Sakleshpur branch
Once you have an account at Karnataka Bank Limited – SAKLESHPUR, the IFSC KARB0000728 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the Sakleshpur branch can access most of Karnataka Bank Limited's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC KARB0000728
Digital banking channels
Most day-to-day work that customers used to do at the Sakleshpur branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC KARB0000728 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Reaching the branch
The Sakleshpur branch sits at IST FLOOR,GANDHARVA BUILDING,B M ROAD,SAKLESHPUR, PIN - 573134. If you are travelling from outside Sakleshpur, search for the branch on a maps application using the bank name and locality, or call 8173-245094 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC KARB0000728 and your account number.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Karnataka Bank Limited – SAKLESHPUR:
- The IFSC is exactly KARB0000728 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Karnataka Bank Limited as the bank name and SAKLESHPUR as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Working hours
Branch counters at Sakleshpur are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to KARB0000728 continue to work without interruption.
Verifying IFSC KARB0000728 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm KARB0000728 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 8173-245094.
- Visiting the bank's official branch locator page.
Branch address & contact
Karnataka Bank LimitedSakleshpur Branch
IST FLOOR,GANDHARVA BUILDING,B M ROAD,SAKLESHPUR, PIN - 573134
Sakleshpur, Karnataka
Phone: 8173-245094
IFSC: KARB0000728
Frequently asked questions
Is IFSC KARB0000728 the same for all accounts at Sakleshpur branch?
Yes. The IFSC KARB0000728 is shared by every account held at Karnataka Bank Limited's Sakleshpur branch. Only the account number changes from customer to customer.
Is IFSC KARB0000728 valid for NEFT and RTGS?
Yes. IFSC KARB0000728 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How do I add Karnataka Bank Limited Sakleshpur as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC KARB0000728, and complete OTP verification. Once activated, you can transfer funds at any time.
How quickly will an NEFT transfer using KARB0000728 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Karnataka Bank Limited – Sakleshpur reflect within 30 minutes.
Does Karnataka Bank Limited Sakleshpur branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 8173-245094 to confirm.
What is the phone number of Karnataka Bank Limited Sakleshpur branch?
You can reach the branch at 8173-245094 during regular banking hours.
Final notes
To recap: KARB0000728 is the IFSC code of Karnataka Bank Limited, SAKLESHPUR branch, in SAKLESHPUR, KARNATAKA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
