IFSC Code of Karnataka Bank Limited, Vibhuthikere Gp Branch, Karnataka

Below are the complete branch details for Karnataka Bank Limited, VIBHUTHIKERE GP branch, located in RAMANAGARAM, KARNATAKA. The IFSC assigned by the Reserve Bank of India to this branch is KARB0000790. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.

The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case KARB0000790 for Karnataka Bank Limited – VIBHUTHIKERE GP — saves you from rejected transfers, returned credits and the back-and-forth that follows them.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, KARB0000790 is the IFSC of Karnataka Bank Limited's VIBHUTHIKERE GP branch. The format is fixed: KARB = bank code, 0 = reserved, 000790 = branch identifier.

Branch details at a glance

About the bank

Karnataka Bank Limited serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Vibhuthikere Gp branch in Ramanagaram, Karnataka is part of this network and uses the IFSC code KARB0000790 for all electronic settlement.

Vibhuthikere Gp branch overview

Located at B M ROAD, VIBHUTHIKERE GRAMA PANCHAYATH, ARCHAKARAHALLI - 571511, LJOOR (PO), the Vibhuthikere Gp branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC KARB0000790 is required for all interbank electronic transfers routed through this branch.

Why every Karnataka Bank Limited branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including VIBHUTHIKERE GP of Karnataka Bank Limited — its own 11-character IFSC. The code KARB0000790 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC KARB0000790 the same way you would treat your account number — verify it once and save it carefully for future use.

How to transfer money using IFSC KARB0000790

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC KARB0000790 across all three.

NEFT to Karnataka Bank Limited, VIBHUTHIKERE GP using IFSC KARB0000790

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC KARB0000790, and confirm that the system picks up Karnataka Bank Limited – VIBHUTHIKERE GP. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to VIBHUTHIKERE GP

If you need to transfer ₹2 lakh or more in one go to an account at Karnataka Bank Limited's VIBHUTHIKERE GP branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC KARB0000790 while initiating the transfer and the credit will appear within minutes.

IMPS to Karnataka Bank Limited VIBHUTHIKERE GP (IFSC KARB0000790)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC KARB0000790 in your mobile or internet banking app, and the money is credited to the VIBHUTHIKERE GP branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Vibhuthikere Gp

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC KARB0000790:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at VIBHUTHIKERE GP is still linked to IFSC KARB0000790.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Karnataka Bank Limited's VIBHUTHIKERE GP branch, the IFSC KARB0000790 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Account types you can open at the Vibhuthikere Gp branch

Once you have an account at Karnataka Bank Limited – VIBHUTHIKERE GP, the IFSC KARB0000790 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Products and services

Customers walking into the Vibhuthikere Gp branch can access most of Karnataka Bank Limited's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC KARB0000790

MICR & cheque-truncation details

Cheques drawn on the Vibhuthikere Gp branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC KARB0000790 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Online banking and IFSC KARB0000790

Karnataka Bank Limited customers can register for net banking and the bank's official mobile app once their account at the VIBHUTHIKERE GP branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC KARB0000790 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Common mistakes to avoid when using IFSC KARB0000790

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Karnataka Bank Limited – VIBHUTHIKERE GP, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: KARB0000790.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

Reaching the branch

The Vibhuthikere Gp branch sits at B M ROAD, VIBHUTHIKERE GRAMA PANCHAYATH, ARCHAKARAHALLI - 571511, LJOOR (PO). If you are travelling from outside Ramanagaram, search for the branch on a maps application using the bank name and locality, or call 80-27307154 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC KARB0000790 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC KARB0000790 for Karnataka Bank Limited – VIBHUTHIKERE GP, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Vibhuthikere Gp branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC KARB0000790, however, work 24x7.

Branch address & contact

Frequently asked questions

Summary

The IFSC code KARB0000790 belongs to Karnataka Bank Limited's VIBHUTHIKERE GP branch, located at B M ROAD, VIBHUTHIKERE GRAMA PANCHAYATH, ARCHAKARAHALLI - 571511, LJOOR (PO) in RAMANAGARAM, KARNATAKA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.