IFSC Code of Karnataka Bank Limited, Rajmundry Ap Branch, Andhra Pradesh

Below are the complete branch details for Karnataka Bank Limited, RAJMUNDRY AP branch, located in RAJAHMUNDRY, ANDHRA PRADESH. The IFSC assigned by the Reserve Bank of India to this branch is KARB0000657. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.

The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case KARB0000657 for Karnataka Bank Limited – RAJMUNDRY AP — saves you from rejected transfers, returned credits and the back-and-forth that follows them.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for Karnataka Bank Limited – RAJMUNDRY AP is KARB0000657. The first four letters KARB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 000657 map to this branch in RAJAHMUNDRY, ANDHRA PRADESH.

About Karnataka Bank Limited

Karnataka Bank Limited operates a wide network of branches across India, including the Rajmundry Ap branch in Rajahmundry. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, KARB0000657.

Branch details at a glance

About the Rajmundry Ap branch

The Rajmundry Ap branch of Karnataka Bank Limited is situated at DOOR NO.46-11-31,OPP.TOBACO BOARD OFFICE,DANAVAIPETA,RAJAHMUNDRY, PIN - 533103. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code KARB0000657 is used.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Karnataka Bank Limited's RAJMUNDRY AP branch came to be assigned the code KARB0000657.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC KARB0000657, money simply cannot be routed to the RAJMUNDRY AP branch electronically.

Products and account variants supported

Every account opened at the Rajmundry Ap branch is mapped to IFSC KARB0000657 on the RBI payments network. The branch generally supports the full retail product catalogue of Karnataka Bank Limited, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains KARB0000657.

Products and services

Customers walking into the Rajmundry Ap branch can access most of Karnataka Bank Limited's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC KARB0000657

How to transfer money using IFSC KARB0000657

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC KARB0000657 across all three.

How to use IFSC KARB0000657 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Karnataka Bank Limited's RAJMUNDRY AP branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC KARB0000657.
4. Confirm the bank name auto-populates as Karnataka Bank Limited and the branch as RAJMUNDRY AP.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to RAJMUNDRY AP

If you need to transfer ₹2 lakh or more in one go to an account at Karnataka Bank Limited's RAJMUNDRY AP branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC KARB0000657 while initiating the transfer and the credit will appear within minutes.

IMPS to Karnataka Bank Limited RAJMUNDRY AP (IFSC KARB0000657)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC KARB0000657 in your mobile or internet banking app, and the money is credited to the RAJMUNDRY AP branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Rajmundry Ap

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC KARB0000657:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at RAJMUNDRY AP is still linked to IFSC KARB0000657.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC KARB0000657

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Karnataka Bank Limited – RAJMUNDRY AP is still mapped to IFSC KARB0000657. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC KARB0000657 and the beneficiary's account number to complete the transfer.

Digital banking channels

Most day-to-day work that customers used to do at the Rajmundry Ap branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC KARB0000657 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

MICR & cheque-truncation details

Cheques drawn on the Rajmundry Ap branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC KARB0000657 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Karnataka Bank Limited – RAJMUNDRY AP:

• The IFSC is exactly KARB0000657 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Karnataka Bank Limited as the bank name and RAJMUNDRY AP as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the Rajmundry Ap branch

The branch is located at DOOR NO.46-11-31,OPP.TOBACO BOARD OFFICE,DANAVAIPETA,RAJAHMUNDRY, PIN - 533103, which puts it inside Rajahmundry, the broader East Godavari district, and the state of Andhra Pradesh. To plan your visit:

1. Open Google Maps on your phone and search for “Karnataka Bank Limited Rajmundry Ap branch” — the verified location pin for IFSC KARB0000657 should appear at the top of the results.
2. Confirm the branch is open by calling 883-2460697 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC KARB0000657 and your account number.

Verifying IFSC KARB0000657 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm KARB0000657 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 883-2460697.
• Visiting the bank's official branch locator page.

Working hours

Branch counters at Rajmundry Ap are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to KARB0000657 continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code KARB0000657 belongs to Karnataka Bank Limited's RAJMUNDRY AP branch, located at DOOR NO.46-11-31,OPP.TOBACO BOARD OFFICE,DANAVAIPETA,RAJAHMUNDRY, PIN - 533103 in RAJAHMUNDRY, ANDHRA PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.