This page lists the IFSC code, branch address, contact number and fund-transfer information for Karnataka Bank Limited, BAVDHAN BUDRUK branch in PUNE. The 11-digit IFSC KARB0000933 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Karnataka Bank Limited at the BAVDHAN BUDRUK location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Karnataka Bank Limited – BAVDHAN BUDRUK is KARB0000933. The first four letters KARB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 000933 map to this branch in PUNE, MAHARASHTRA.
About the bank
Karnataka Bank Limited serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Bavdhan Budruk branch in Pune, Maharashtra is part of this network and uses the IFSC code KARB0000933 for all electronic settlement.
About the Bavdhan Budruk branch
The Bavdhan Budruk branch of Karnataka Bank Limited is situated at ATHARVA BLISS, C-BUILDING,GROUND FLOOR,SY NO.13/1,14/1,BAVDHAN BUDRUK. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code KARB0000933 is used.
Branch details at a glance
| Bank Name | Karnataka Bank Limited |
|---|---|
| Branch | Bavdhan Budruk |
| IFSC Code | KARB0000933 |
| MICR Code | Refer to cheque leaf |
| Branch Address | ATHARVA BLISS, C-BUILDING,GROUND FLOOR,SY NO.13/1,14/1,BAVDHAN BUDRUK |
| City | Pune |
| District | Pune |
| State | Maharashtra |
| Phone | 9075001799 |
Why every Karnataka Bank Limited branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including BAVDHAN BUDRUK of Karnataka Bank Limited — its own 11-character IFSC. The code KARB0000933 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC KARB0000933 the same way you would treat your account number — verify it once and save it carefully for future use.
MICR & cheque-truncation details
Cheques drawn on the Bavdhan Budruk branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC KARB0000933 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
How to transfer money using IFSC KARB0000933
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC KARB0000933 across all three.
How to use IFSC KARB0000933 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Karnataka Bank Limited's BAVDHAN BUDRUK branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC KARB0000933.
- Confirm the bank name auto-populates as Karnataka Bank Limited and the branch as BAVDHAN BUDRUK.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC KARB0000933
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Karnataka Bank Limited – BAVDHAN BUDRUK, ensure your bank's portal accepts IFSC KARB0000933 while registering the beneficiary. RTGS is also available 24x7.
IMPS to Karnataka Bank Limited BAVDHAN BUDRUK (IFSC KARB0000933)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC KARB0000933 in your mobile or internet banking app, and the money is credited to the BAVDHAN BUDRUK branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC KARB0000933 for Karnataka Bank Limited – BAVDHAN BUDRUK, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – KARB0000933 | Yes – KARB0000933 | Yes – KARB0000933 |
For most retail customers crediting the Bavdhan Budruk branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC KARB0000933
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Karnataka Bank Limited – BAVDHAN BUDRUK is still mapped to IFSC KARB0000933. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC KARB0000933 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Bavdhan Budruk branch is mapped to IFSC KARB0000933 on the RBI payments network. The branch generally supports the full retail product catalogue of Karnataka Bank Limited, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains KARB0000933.
Products and services
Customers walking into the Bavdhan Budruk branch can access most of Karnataka Bank Limited's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC KARB0000933
Digital banking channels
Most day-to-day work that customers used to do at the Bavdhan Budruk branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC KARB0000933 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
How to reach the Bavdhan Budruk branch
The branch is located at ATHARVA BLISS, C-BUILDING,GROUND FLOOR,SY NO.13/1,14/1,BAVDHAN BUDRUK, which puts it inside Pune, the broader Pune district, and the state of Maharashtra. To plan your visit:
- Open Google Maps on your phone and search for “Karnataka Bank Limited Bavdhan Budruk branch” — the verified location pin for IFSC KARB0000933 should appear at the top of the results.
- Confirm the branch is open by calling 9075001799 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC KARB0000933 and your account number.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Karnataka Bank Limited – BAVDHAN BUDRUK:
- The IFSC is exactly KARB0000933 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Karnataka Bank Limited as the bank name and BAVDHAN BUDRUK as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Bavdhan Budruk branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC KARB0000933, however, work 24x7.
Verifying IFSC KARB0000933 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm KARB0000933 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 9075001799.
- Visiting the bank's official branch locator page.
Branch address & contact
Karnataka Bank LimitedBavdhan Budruk Branch
ATHARVA BLISS, C-BUILDING,GROUND FLOOR,SY NO.13/1,14/1,BAVDHAN BUDRUK
Pune, Maharashtra
Phone: 9075001799
IFSC: KARB0000933
Frequently asked questions
Does Karnataka Bank Limited Bavdhan Budruk branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 9075001799 to confirm.
Where is Karnataka Bank Limited Bavdhan Budruk branch located?
Karnataka Bank Limited's Bavdhan Budruk branch is located at ATHARVA BLISS, C-BUILDING,GROUND FLOOR,SY NO.13/1,14/1,BAVDHAN BUDRUK, Pune, Maharashtra.
What is the phone number of Karnataka Bank Limited Bavdhan Budruk branch?
You can reach the branch at 9075001799 during regular banking hours.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Bavdhan Budruk branch but serve different purposes.
How quickly will an NEFT transfer using KARB0000933 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Karnataka Bank Limited – Bavdhan Budruk reflect within 30 minutes.
Is IFSC KARB0000933 valid for NEFT and RTGS?
Yes. IFSC KARB0000933 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Final notes
To recap: KARB0000933 is the IFSC code of Karnataka Bank Limited, BAVDHAN BUDRUK branch, in PUNE, MAHARASHTRA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
