IFSC Code of Karnataka Bank Limited, New Delhi-Tilak Nagar Branch, Delhi

Use this page as a one-stop reference for everything related to Karnataka Bank Limited's NEW DELHI-TILAK NAGAR branch in NEW DELHI, DELHI. The branch's IFSC code KARB0001010 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for Karnataka Bank Limited – NEW DELHI-TILAK NAGAR is KARB0001010. The first four letters KARB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 001010 map to this branch in NEW DELHI, DELHI.

Branch details at a glance

About the bank

Karnataka Bank Limited serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its New Delhi-Tilak Nagar branch in New Delhi, Delhi is part of this network and uses the IFSC code KARB0001010 for all electronic settlement.

New Delhi-Tilak Nagar branch overview

Located at DNO.WZ-112C,GROUND FLOOR,NAJAFGARH ROAD,MEENAKSHI GARDEN, NEAR SUBASH NAGAR METRO STATION, TILAK NAGAR, NEW DELHI-110018, the New Delhi-Tilak Nagar branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC KARB0001010 is required for all interbank electronic transfers routed through this branch.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Karnataka Bank Limited's NEW DELHI-TILAK NAGAR branch came to be assigned the code KARB0001010.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC KARB0001010, money simply cannot be routed to the NEW DELHI-TILAK NAGAR branch electronically.

How to transfer money using IFSC KARB0001010

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC KARB0001010 across all three.

NEFT to Karnataka Bank Limited, NEW DELHI-TILAK NAGAR using IFSC KARB0001010

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC KARB0001010, and confirm that the system picks up Karnataka Bank Limited – NEW DELHI-TILAK NAGAR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to NEW DELHI-TILAK NAGAR

If you need to transfer ₹2 lakh or more in one go to an account at Karnataka Bank Limited's NEW DELHI-TILAK NAGAR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC KARB0001010 while initiating the transfer and the credit will appear within minutes.

IMPS to Karnataka Bank Limited NEW DELHI-TILAK NAGAR (IFSC KARB0001010)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC KARB0001010 in your mobile or internet banking app, and the money is credited to the NEW DELHI-TILAK NAGAR branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC KARB0001010 for Karnataka Bank Limited – NEW DELHI-TILAK NAGAR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the New Delhi-Tilak Nagar branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC KARB0001010

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Karnataka Bank Limited – NEW DELHI-TILAK NAGAR is still mapped to IFSC KARB0001010. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC KARB0001010 and the beneficiary's account number to complete the transfer.

Account types you can open at the New Delhi-Tilak Nagar branch

Once you have an account at Karnataka Bank Limited – NEW DELHI-TILAK NAGAR, the IFSC KARB0001010 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Products and services

Customers walking into the New Delhi-Tilak Nagar branch can access most of Karnataka Bank Limited's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC KARB0001010

MICR & cheque-truncation details

Cheques drawn on the New Delhi-Tilak Nagar branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC KARB0001010 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Digital banking channels

Most day-to-day work that customers used to do at the New Delhi-Tilak Nagar branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC KARB0001010 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Karnataka Bank Limited – NEW DELHI-TILAK NAGAR:

• The IFSC is exactly KARB0001010 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Karnataka Bank Limited as the bank name and NEW DELHI-TILAK NAGAR as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the New Delhi-Tilak Nagar branch

The branch is located at DNO.WZ-112C,GROUND FLOOR,NAJAFGARH ROAD,MEENAKSHI GARDEN, NEAR SUBASH NAGAR METRO STATION, TILAK NAGAR, NEW DELHI-110018, which puts it inside New Delhi, the broader New Delhi district, and the state of Delhi. To plan your visit:

1. Open Google Maps on your phone and search for “Karnataka Bank Limited New Delhi-Tilak Nagar branch” — the verified location pin for IFSC KARB0001010 should appear at the top of the results.
2. Confirm the branch is open by calling the branch contact number before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC KARB0001010 and your account number.

Verifying IFSC KARB0001010 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm KARB0001010 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on the branch contact number.
• Visiting the bank's official branch locator page.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The New Delhi-Tilak Nagar branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC KARB0001010, however, work 24x7.

Branch address & contact

Frequently asked questions

Summary

The IFSC code KARB0001010 belongs to Karnataka Bank Limited's NEW DELHI-TILAK NAGAR branch, located at DNO.WZ-112C,GROUND FLOOR,NAJAFGARH ROAD,MEENAKSHI GARDEN, NEAR SUBASH NAGAR… in NEW DELHI, DELHI. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.