IFSC Code of Karnataka Bank Limited, Mysuru-Sardar Vallabhai Patel Nagar Branch, Karnataka

Below are the complete branch details for Karnataka Bank Limited, MYSURU-SARDAR VALLABHAI PATEL NAGAR branch, located in MYSURU, KARNATAKA. The IFSC assigned by the Reserve Bank of India to this branch is KARB0001012. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.

The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case KARB0001012 for Karnataka Bank Limited – MYSURU-SARDAR VALLABHAI PATEL NAGAR — saves you from rejected transfers, returned credits and the back-and-forth that follows them.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, KARB0001012 is the IFSC of Karnataka Bank Limited's MYSURU-SARDAR VALLABHAI PATEL NAGAR branch. The format is fixed: KARB = bank code, 0 = reserved, 001012 = branch identifier.

About the bank

Karnataka Bank Limited serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Mysuru-Sardar Vallabhai Patel Nagar branch in Mysuru, Karnataka is part of this network and uses the IFSC code KARB0001012 for all electronic settlement.

Branch details at a glance

About this branch

The branch is located at NO 408,SAMRUDDI GROUND FLOOR,SARDAR VALLABHAI PATEL NAGAR,POLICE EMPLOYEES HOUSE BUILDING, CO-OPERATIVE SOCIETY,2ND STAGE, LALITHADRIPURA VILLAGE, ALANAHALLI POST, MYSURU-570 028. It serves the Mysuru region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Karnataka Bank Limited. The IFSC KARB0001012 is used to identify this branch on the RBI payments network.

Why every Karnataka Bank Limited branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including MYSURU-SARDAR VALLABHAI PATEL NAGAR of Karnataka Bank Limited — its own 11-character IFSC. The code KARB0001012 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC KARB0001012 the same way you would treat your account number — verify it once and save it carefully for future use.

Account types you can open at the Mysuru-Sardar Vallabhai Patel Nagar branch

Once you have an account at Karnataka Bank Limited – MYSURU-SARDAR VALLABHAI PATEL NAGAR, the IFSC KARB0001012 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Banking services available

The Mysuru-Sardar Vallabhai Patel Nagar branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on the branch contact number.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC KARB0001012

How to transfer money using IFSC KARB0001012

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC KARB0001012 across all three.

NEFT to Karnataka Bank Limited, MYSURU-SARDAR VALLABHAI PATEL NAGAR using IFSC KARB0001012

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC KARB0001012, and confirm that the system picks up Karnataka Bank Limited – MYSURU-SARDAR VALLABHAI PATEL NAGAR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to MYSURU-SARDAR VALLABHAI PATEL NAGAR

If you need to transfer ₹2 lakh or more in one go to an account at Karnataka Bank Limited's MYSURU-SARDAR VALLABHAI PATEL NAGAR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC KARB0001012 while initiating the transfer and the credit will appear within minutes.

Send money instantly through IMPS

For a real-time, anytime transfer to Karnataka Bank Limited – MYSURU-SARDAR VALLABHAI PATEL NAGAR, use IMPS. With IFSC KARB0001012 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC KARB0001012 for Karnataka Bank Limited – MYSURU-SARDAR VALLABHAI PATEL NAGAR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Mysuru-Sardar Vallabhai Patel Nagar branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Karnataka Bank Limited's MYSURU-SARDAR VALLABHAI PATEL NAGAR branch, the IFSC KARB0001012 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Digital banking channels

Most day-to-day work that customers used to do at the Mysuru-Sardar Vallabhai Patel Nagar branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC KARB0001012 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

MICR & cheque-truncation details

Cheques drawn on the Mysuru-Sardar Vallabhai Patel Nagar branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC KARB0001012 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Karnataka Bank Limited – MYSURU-SARDAR VALLABHAI PATEL NAGAR:

• The IFSC is exactly KARB0001012 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Karnataka Bank Limited as the bank name and MYSURU-SARDAR VALLABHAI PATEL NAGAR as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the Mysuru-Sardar Vallabhai Patel Nagar branch

The branch is located at NO 408,SAMRUDDI GROUND FLOOR,SARDAR VALLABHAI PATEL NAGAR,POLICE EMPLOYEES HOUSE BUILDING, CO-OPERATIVE SOCIETY,2ND STAGE, LALITHADRIPURA VILLAGE, ALANAHALLI POST, MYSURU-570 028, which puts it inside Mysuru, the broader Mysuru district, and the state of Karnataka. To plan your visit:

1. Open Google Maps on your phone and search for “Karnataka Bank Limited Mysuru-Sardar Vallabhai Patel Nagar branch” — the verified location pin for IFSC KARB0001012 should appear at the top of the results.
2. Confirm the branch is open by calling the branch contact number before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC KARB0001012 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC KARB0001012 for Karnataka Bank Limited – MYSURU-SARDAR VALLABHAI PATEL NAGAR, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Working hours

Branch counters at Mysuru-Sardar Vallabhai Patel Nagar are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to KARB0001012 continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code KARB0001012 belongs to Karnataka Bank Limited's MYSURU-SARDAR VALLABHAI PATEL NAGAR branch, located at NO 408,SAMRUDDI GROUND FLOOR,SARDAR VALLABHAI PATEL NAGAR,POLICE EMPLOYEES… in MYSURU, KARNATAKA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.