Use this page as a one-stop reference for everything related to Karnataka Bank Limited's DEVARAJ URS ROAD MYSORE branch in MYSORE, KARNATAKA. The branch's IFSC code KARB0000484 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Karnataka Bank Limited – DEVARAJ URS ROAD MYSORE is KARB0000484. The first four letters KARB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 000484 map to this branch in MYSORE, KARNATAKA.
Branch details at a glance
| Bank Name | Karnataka Bank Limited |
|---|---|
| Branch | Devaraj Urs Road Mysore |
| IFSC Code | KARB0000484 |
| MICR Code | Refer to cheque leaf |
| Branch Address | DOOR NO.82-85,FIRST FLOOR,DEVARAJ URS ROAD,MYSORE, PIN - 570001 |
| City | Mysore |
| District | Mysore |
| State | Karnataka |
| STD Code | 821 |
| Phone | 2529575 |
About Karnataka Bank Limited
Karnataka Bank Limited operates a wide network of branches across India, including the Devaraj Urs Road Mysore branch in Mysore. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, KARB0000484.
About the Devaraj Urs Road Mysore branch
The Devaraj Urs Road Mysore branch of Karnataka Bank Limited is situated at DOOR NO.82-85,FIRST FLOOR,DEVARAJ URS ROAD,MYSORE, PIN - 570001. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code KARB0000484 is used.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Karnataka Bank Limited's DEVARAJ URS ROAD MYSORE branch came to be assigned the code KARB0000484.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC KARB0000484, money simply cannot be routed to the DEVARAJ URS ROAD MYSORE branch electronically.
How to transfer money using IFSC KARB0000484
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC KARB0000484 across all three.
How to use IFSC KARB0000484 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Karnataka Bank Limited's DEVARAJ URS ROAD MYSORE branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC KARB0000484.
- Confirm the bank name auto-populates as Karnataka Bank Limited and the branch as DEVARAJ URS ROAD MYSORE.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC KARB0000484
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Karnataka Bank Limited – DEVARAJ URS ROAD MYSORE, ensure your bank's portal accepts IFSC KARB0000484 while registering the beneficiary. RTGS is also available 24x7.
IMPS to Karnataka Bank Limited DEVARAJ URS ROAD MYSORE (IFSC KARB0000484)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC KARB0000484 in your mobile or internet banking app, and the money is credited to the DEVARAJ URS ROAD MYSORE branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC KARB0000484 for Karnataka Bank Limited – DEVARAJ URS ROAD MYSORE, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – KARB0000484 | Yes – KARB0000484 | Yes – KARB0000484 |
For most retail customers crediting the Devaraj Urs Road Mysore branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC KARB0000484
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Karnataka Bank Limited – DEVARAJ URS ROAD MYSORE is still mapped to IFSC KARB0000484. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC KARB0000484 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Devaraj Urs Road Mysore branch is mapped to IFSC KARB0000484 on the RBI payments network. The branch generally supports the full retail product catalogue of Karnataka Bank Limited, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains KARB0000484.
Products and services
Customers walking into the Devaraj Urs Road Mysore branch can access most of Karnataka Bank Limited's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC KARB0000484
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Karnataka Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC KARB0000484 and the account number together uniquely identify the Devaraj Urs Road Mysore branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Digital banking channels
Most day-to-day work that customers used to do at the Devaraj Urs Road Mysore branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC KARB0000484 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Karnataka Bank Limited – DEVARAJ URS ROAD MYSORE:
- The IFSC is exactly KARB0000484 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Karnataka Bank Limited as the bank name and DEVARAJ URS ROAD MYSORE as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Devaraj Urs Road Mysore branch
The branch is located at DOOR NO.82-85,FIRST FLOOR,DEVARAJ URS ROAD,MYSORE, PIN - 570001, which puts it inside Mysore, the broader Mysore district, and the state of Karnataka. To plan your visit:
- Open Google Maps on your phone and search for “Karnataka Bank Limited Devaraj Urs Road Mysore branch” — the verified location pin for IFSC KARB0000484 should appear at the top of the results.
- Confirm the branch is open by calling 821-2529575 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC KARB0000484 and your account number.
Verifying IFSC KARB0000484 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm KARB0000484 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 821-2529575.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Devaraj Urs Road Mysore branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC KARB0000484, however, work 24x7.
Branch address & contact
Karnataka Bank LimitedDevaraj Urs Road Mysore Branch
DOOR NO.82-85,FIRST FLOOR,DEVARAJ URS ROAD,MYSORE, PIN - 570001
Mysore, Karnataka
Phone: 821-2529575
IFSC: KARB0000484
Frequently asked questions
What is the phone number of Karnataka Bank Limited Devaraj Urs Road Mysore branch?
You can reach the branch at 821-2529575 during regular banking hours.
Is IFSC KARB0000484 valid for NEFT and RTGS?
Yes. IFSC KARB0000484 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How do I add Karnataka Bank Limited Devaraj Urs Road Mysore as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC KARB0000484, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Devaraj Urs Road Mysore branch but serve different purposes.
Where is Karnataka Bank Limited Devaraj Urs Road Mysore branch located?
Karnataka Bank Limited's Devaraj Urs Road Mysore branch is located at DOOR NO.82-85,FIRST FLOOR,DEVARAJ URS ROAD,MYSORE, PIN - 570001, Mysore, Karnataka.
How quickly will an NEFT transfer using KARB0000484 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Karnataka Bank Limited – Devaraj Urs Road Mysore reflect within 30 minutes.
Final notes
To recap: KARB0000484 is the IFSC code of Karnataka Bank Limited, DEVARAJ URS ROAD MYSORE branch, in MYSORE, KARNATAKA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
