This page lists the IFSC code, branch address, contact number and fund-transfer information for Karnataka Bank Limited, THANE branch in MUMBAI. The 11-digit IFSC KARB0000770 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Karnataka Bank Limited at the THANE location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Karnataka Bank Limited – THANE is KARB0000770. The first four letters KARB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 000770 map to this branch in MUMBAI, MAHARASHTRA.
About Karnataka Bank Limited
Karnataka Bank Limited operates a wide network of branches across India, including the Thane branch in Mumbai. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, KARB0000770.
About this branch
The branch is located at SHOP NO.12 VIHANG GARDEN POKARAN ROAD NO.1 VARTAK NAGARTHANE WEST, PIN - 400606. It serves the Mumbai region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Karnataka Bank Limited. The IFSC KARB0000770 is used to identify this branch on the RBI payments network.
Branch details at a glance
| Bank Name | Karnataka Bank Limited |
|---|---|
| Branch | Thane |
| IFSC Code | KARB0000770 |
| MICR Code | Refer to cheque leaf |
| Branch Address | SHOP NO.12 VIHANG GARDEN POKARAN ROAD NO.1 VARTAK NAGARTHANE WEST, PIN - 400606 |
| City | Mumbai |
| District | Thane |
| State | Maharashtra |
| STD Code | 22 |
| Phone | 25444009 |
Why every Karnataka Bank Limited branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including THANE of Karnataka Bank Limited — its own 11-character IFSC. The code KARB0000770 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC KARB0000770 the same way you would treat your account number — verify it once and save it carefully for future use.
MICR & cheque-truncation details
Cheques drawn on the Thane branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC KARB0000770 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
How to transfer money using IFSC KARB0000770
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC KARB0000770 across all three.
NEFT to Karnataka Bank Limited, THANE using IFSC KARB0000770
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC KARB0000770, and confirm that the system picks up Karnataka Bank Limited – THANE. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC KARB0000770
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Karnataka Bank Limited – THANE, ensure your bank's portal accepts IFSC KARB0000770 while registering the beneficiary. RTGS is also available 24x7.
IMPS to Karnataka Bank Limited THANE (IFSC KARB0000770)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC KARB0000770 in your mobile or internet banking app, and the money is credited to the THANE branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC KARB0000770 for Karnataka Bank Limited – THANE, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – KARB0000770 | Yes – KARB0000770 | Yes – KARB0000770 |
For most retail customers crediting the Thane branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Karnataka Bank Limited's THANE branch, the IFSC KARB0000770 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Thane branch is mapped to IFSC KARB0000770 on the RBI payments network. The branch generally supports the full retail product catalogue of Karnataka Bank Limited, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains KARB0000770.
Banking services available
The Thane branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 22-25444009.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC KARB0000770
Digital banking channels
Most day-to-day work that customers used to do at the Thane branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC KARB0000770 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Reaching the branch
The Thane branch sits at SHOP NO.12 VIHANG GARDEN POKARAN ROAD NO.1 VARTAK NAGARTHANE WEST, PIN - 400606. If you are travelling from outside Mumbai, search for the branch on a maps application using the bank name and locality, or call 22-25444009 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC KARB0000770 and your account number.
Common mistakes to avoid when using IFSC KARB0000770
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Karnataka Bank Limited – THANE, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
KARB0000770. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Working hours
Branch counters at Thane are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to KARB0000770 continue to work without interruption.
Verifying IFSC KARB0000770 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm KARB0000770 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 22-25444009.
- Visiting the bank's official branch locator page.
Branch address & contact
Karnataka Bank LimitedThane Branch
SHOP NO.12 VIHANG GARDEN POKARAN ROAD NO.1 VARTAK NAGARTHANE WEST, PIN - 400606
Mumbai, Maharashtra
Phone: 22-25444009
IFSC: KARB0000770
Frequently asked questions
What is the phone number of Karnataka Bank Limited Thane branch?
You can reach the branch at 22-25444009 during regular banking hours.
What is the IFSC code of Karnataka Bank Limited Thane branch?
The IFSC code of Karnataka Bank Limited, Thane branch is KARB0000770. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Can I use IFSC KARB0000770 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC KARB0000770 to send funds instantly.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Thane branch but serve different purposes.
Is IFSC KARB0000770 valid for NEFT and RTGS?
Yes. IFSC KARB0000770 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How do I add Karnataka Bank Limited Thane as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC KARB0000770, and complete OTP verification. Once activated, you can transfer funds at any time.
How quickly will an NEFT transfer using KARB0000770 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Karnataka Bank Limited – Thane reflect within 30 minutes.
Does Karnataka Bank Limited Thane branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 22-25444009 to confirm.
Summary
The IFSC code KARB0000770 belongs to Karnataka Bank Limited's THANE branch, located at SHOP NO.12 VIHANG GARDEN POKARAN ROAD NO.1 VARTAK NAGARTHANE WEST, PIN - 400606 in MUMBAI, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
