IFSC Code of Karnataka Bank Limited, Meerut-Mangal Pandey Nagar Branch, Uttar Pradesh

This page lists the IFSC code, branch address, contact number and fund-transfer information for Karnataka Bank Limited, MEERUT-MANGAL PANDEY NAGAR branch in MEERUT. The 11-digit IFSC KARB0000885 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Karnataka Bank Limited at the MEERUT-MANGAL PANDEY NAGAR location, this is the only IFSC you need.

We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, KARB0000885 is the IFSC of Karnataka Bank Limited's MEERUT-MANGAL PANDEY NAGAR branch. The format is fixed: KARB = bank code, 0 = reserved, 000885 = branch identifier.

Branch details at a glance

About the bank

Karnataka Bank Limited serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Meerut-Mangal Pandey Nagar branch in Meerut, Uttar Pradesh is part of this network and uses the IFSC code KARB0000885 for all electronic settlement.

About this branch

The branch is located at PLOT NO.299,301, GROUND FLOOR,REGALIA TOWER,MANGAL PANDEY NAGAR,YOJANA NO-1,UNIVERSITY ROAD,MEERUT-250003, UTTAR PRADESH STATE. It serves the Meerut region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Karnataka Bank Limited. The IFSC KARB0000885 is used to identify this branch on the RBI payments network.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Karnataka Bank Limited's MEERUT-MANGAL PANDEY NAGAR branch came to be assigned the code KARB0000885.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC KARB0000885, money simply cannot be routed to the MEERUT-MANGAL PANDEY NAGAR branch electronically.

How to transfer money using IFSC KARB0000885

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC KARB0000885 across all three.

How to use IFSC KARB0000885 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Karnataka Bank Limited's MEERUT-MANGAL PANDEY NAGAR branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC KARB0000885.
4. Confirm the bank name auto-populates as Karnataka Bank Limited and the branch as MEERUT-MANGAL PANDEY NAGAR.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to MEERUT-MANGAL PANDEY NAGAR

If you need to transfer ₹2 lakh or more in one go to an account at Karnataka Bank Limited's MEERUT-MANGAL PANDEY NAGAR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC KARB0000885 while initiating the transfer and the credit will appear within minutes.

IMPS to Karnataka Bank Limited MEERUT-MANGAL PANDEY NAGAR (IFSC KARB0000885)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC KARB0000885 in your mobile or internet banking app, and the money is credited to the MEERUT-MANGAL PANDEY NAGAR branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Meerut-Mangal Pandey Nagar

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC KARB0000885:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at MEERUT-MANGAL PANDEY NAGAR is still linked to IFSC KARB0000885.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Karnataka Bank Limited's MEERUT-MANGAL PANDEY NAGAR branch, the IFSC KARB0000885 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Account types you can open at the Meerut-Mangal Pandey Nagar branch

Once you have an account at Karnataka Bank Limited – MEERUT-MANGAL PANDEY NAGAR, the IFSC KARB0000885 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Products and services

Customers walking into the Meerut-Mangal Pandey Nagar branch can access most of Karnataka Bank Limited's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC KARB0000885

MICR & cheque-truncation details

Cheques drawn on the Meerut-Mangal Pandey Nagar branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC KARB0000885 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Digital banking channels

Most day-to-day work that customers used to do at the Meerut-Mangal Pandey Nagar branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC KARB0000885 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Karnataka Bank Limited – MEERUT-MANGAL PANDEY NAGAR:

• The IFSC is exactly KARB0000885 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Karnataka Bank Limited as the bank name and MEERUT-MANGAL PANDEY NAGAR as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The Meerut-Mangal Pandey Nagar branch sits at PLOT NO.299,301, GROUND FLOOR,REGALIA TOWER,MANGAL PANDEY NAGAR,YOJANA NO-1,UNIVERSITY ROAD,MEERUT-250003, UTTAR PRADESH STATE. If you are travelling from outside Meerut, search for the branch on a maps application using the bank name and locality, or call the branch contact number to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC KARB0000885 and your account number.

Verifying IFSC KARB0000885 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm KARB0000885 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on the branch contact number.
• Visiting the bank's official branch locator page.

Working hours

Branch counters at Meerut-Mangal Pandey Nagar are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to KARB0000885 continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code KARB0000885 belongs to Karnataka Bank Limited's MEERUT-MANGAL PANDEY NAGAR branch, located at PLOT NO.299,301, GROUND FLOOR,REGALIA TOWER,MANGAL PANDEY NAGAR,YOJANA… in MEERUT, UTTAR PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.