Use this page as a one-stop reference for everything related to Karnataka Bank Limited's NAGAMANGALA branch in MANDYA, KARNATAKA. The branch's IFSC code KARB0001005 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Karnataka Bank Limited's NAGAMANGALA branch, the IFSC KARB0001005 breaks down as follows: KARB identifies the bank, 0 is the reserved character, and 001005 identifies this particular branch.
Branch details at a glance
| Bank Name | Karnataka Bank Limited |
|---|---|
| Branch | Nagamangala |
| IFSC Code | KARB0001005 |
| MICR Code | Refer to cheque leaf |
| Branch Address | PID NO.21-01-290,GROUND FLOOR,BESIDE KEB,T B BADAVANE, B M ROAD, NAGAMANGALA-571432, NAGAMANGALA TALUK,MANDYA DISTRICT,KARNATAKA STATE |
| City | Mandya |
| District | Mandya |
| State | Karnataka |
About Karnataka Bank Limited
Karnataka Bank Limited operates a wide network of branches across India, including the Nagamangala branch in Mandya. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, KARB0001005.
About the Nagamangala branch
The Nagamangala branch of Karnataka Bank Limited is situated at PID NO.21-01-290,GROUND FLOOR,BESIDE KEB,T B BADAVANE, B M ROAD, NAGAMANGALA-571432, NAGAMANGALA TALUK,MANDYA DISTRICT,KARNATAKA STATE. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code KARB0001005 is used.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Karnataka Bank Limited's NAGAMANGALA branch came to be assigned the code KARB0001005.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC KARB0001005, money simply cannot be routed to the NAGAMANGALA branch electronically.
How to transfer money using IFSC KARB0001005
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC KARB0001005 across all three.
How to use IFSC KARB0001005 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Karnataka Bank Limited's NAGAMANGALA branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC KARB0001005.
- Confirm the bank name auto-populates as Karnataka Bank Limited and the branch as NAGAMANGALA.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC KARB0001005
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Karnataka Bank Limited – NAGAMANGALA, ensure your bank's portal accepts IFSC KARB0001005 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to Karnataka Bank Limited – NAGAMANGALA, use IMPS. With IFSC KARB0001005 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC KARB0001005 for Karnataka Bank Limited – NAGAMANGALA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – KARB0001005 | Yes – KARB0001005 | Yes – KARB0001005 |
For most retail customers crediting the Nagamangala branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Karnataka Bank Limited's NAGAMANGALA branch, the IFSC KARB0001005 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Nagamangala branch is mapped to IFSC KARB0001005 on the RBI payments network. The branch generally supports the full retail product catalogue of Karnataka Bank Limited, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains KARB0001005.
Banking services available
The Nagamangala branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on the branch contact number.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC KARB0001005
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Karnataka Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC KARB0001005 and the account number together uniquely identify the Nagamangala branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Online banking and IFSC KARB0001005
Karnataka Bank Limited customers can register for net banking and the bank's official mobile app once their account at the NAGAMANGALA branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC KARB0001005 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Karnataka Bank Limited – NAGAMANGALA:
- The IFSC is exactly KARB0001005 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Karnataka Bank Limited as the bank name and NAGAMANGALA as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Nagamangala branch
The branch is located at PID NO.21-01-290,GROUND FLOOR,BESIDE KEB,T B BADAVANE, B M ROAD, NAGAMANGALA-571432, NAGAMANGALA TALUK,MANDYA DISTRICT,KARNATAKA STATE, which puts it inside Mandya, the broader Mandya district, and the state of Karnataka. To plan your visit:
- Open Google Maps on your phone and search for “Karnataka Bank Limited Nagamangala branch” — the verified location pin for IFSC KARB0001005 should appear at the top of the results.
- Confirm the branch is open by calling the branch contact number before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC KARB0001005 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC KARB0001005 for Karnataka Bank Limited – NAGAMANGALA, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Nagamangala branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC KARB0001005, however, work 24x7.
Branch address & contact
Karnataka Bank LimitedNagamangala Branch
PID NO.21-01-290,GROUND FLOOR,BESIDE KEB,T B BADAVANE, B M ROAD, NAGAMANGALA-571432, NAGAMANGALA TALUK,MANDYA DISTRICT,KARNATAKA STATE
Mandya, Karnataka
Phone: the branch contact number
IFSC: KARB0001005
Frequently asked questions
What is the IFSC code of Karnataka Bank Limited Nagamangala branch?
The IFSC code of Karnataka Bank Limited, Nagamangala branch is KARB0001005. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Is IFSC KARB0001005 valid for NEFT and RTGS?
Yes. IFSC KARB0001005 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Nagamangala branch but serve different purposes.
Is IFSC KARB0001005 the same for all accounts at Nagamangala branch?
Yes. The IFSC KARB0001005 is shared by every account held at Karnataka Bank Limited's Nagamangala branch. Only the account number changes from customer to customer.
How quickly will an NEFT transfer using KARB0001005 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Karnataka Bank Limited – Nagamangala reflect within 30 minutes.
What is the phone number of Karnataka Bank Limited Nagamangala branch?
You can reach the branch at the branch contact number during regular banking hours.
Final notes
To recap: KARB0001005 is the IFSC code of Karnataka Bank Limited, NAGAMANGALA branch, in MANDYA, KARNATAKA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
