Below are the complete branch details for Karnataka Bank Limited, KURNOOL-NANDYAL ROAD branch, located in KURNOOL, ANDHRA PRADESH. The IFSC assigned by the Reserve Bank of India to this branch is KARB0000674. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case KARB0000674 for Karnataka Bank Limited – KURNOOL-NANDYAL ROAD — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, KARB0000674 is the IFSC of Karnataka Bank Limited's KURNOOL-NANDYAL ROAD branch. The format is fixed: KARB = bank code, 0 = reserved, 000674 = branch identifier.
Branch details at a glance
| Bank Name | Karnataka Bank Limited |
|---|---|
| Branch | Kurnool-Nandyal Road |
| IFSC Code | KARB0000674 |
| MICR Code | Refer to cheque leaf |
| Branch Address | NO. 87-1339, GROUND FLOOR, ENGINEERS COLONY, NANDYAL ROAD, KURNOOL-518002 |
| City | Kurnool |
| District | Kurnool |
| State | Andhra Pradesh |
About the bank
Karnataka Bank Limited serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Kurnool-Nandyal Road branch in Kurnool, Andhra Pradesh is part of this network and uses the IFSC code KARB0000674 for all electronic settlement.
About this branch
The branch is located at NO. 87-1339, GROUND FLOOR, ENGINEERS COLONY, NANDYAL ROAD, KURNOOL-518002. It serves the Kurnool region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Karnataka Bank Limited. The IFSC KARB0000674 is used to identify this branch on the RBI payments network.
Why every Karnataka Bank Limited branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including KURNOOL-NANDYAL ROAD of Karnataka Bank Limited — its own 11-character IFSC. The code KARB0000674 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC KARB0000674 the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC KARB0000674
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC KARB0000674 across all three.
NEFT to Karnataka Bank Limited, KURNOOL-NANDYAL ROAD using IFSC KARB0000674
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC KARB0000674, and confirm that the system picks up Karnataka Bank Limited – KURNOOL-NANDYAL ROAD. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC KARB0000674
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Karnataka Bank Limited – KURNOOL-NANDYAL ROAD, ensure your bank's portal accepts IFSC KARB0000674 while registering the beneficiary. RTGS is also available 24x7.
IMPS to Karnataka Bank Limited KURNOOL-NANDYAL ROAD (IFSC KARB0000674)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC KARB0000674 in your mobile or internet banking app, and the money is credited to the KURNOOL-NANDYAL ROAD branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC KARB0000674 for Karnataka Bank Limited – KURNOOL-NANDYAL ROAD, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – KARB0000674 | Yes – KARB0000674 | Yes – KARB0000674 |
For most retail customers crediting the Kurnool-Nandyal Road branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC KARB0000674
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Karnataka Bank Limited – KURNOOL-NANDYAL ROAD is still mapped to IFSC KARB0000674. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC KARB0000674 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Kurnool-Nandyal Road branch is mapped to IFSC KARB0000674 on the RBI payments network. The branch generally supports the full retail product catalogue of Karnataka Bank Limited, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains KARB0000674.
Products and services
Customers walking into the Kurnool-Nandyal Road branch can access most of Karnataka Bank Limited's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC KARB0000674
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Karnataka Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC KARB0000674 and the account number together uniquely identify the Kurnool-Nandyal Road branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Online banking and IFSC KARB0000674
Karnataka Bank Limited customers can register for net banking and the bank's official mobile app once their account at the KURNOOL-NANDYAL ROAD branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC KARB0000674 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Common mistakes to avoid when using IFSC KARB0000674
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Karnataka Bank Limited – KURNOOL-NANDYAL ROAD, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
KARB0000674. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Kurnool-Nandyal Road branch sits at NO. 87-1339, GROUND FLOOR, ENGINEERS COLONY, NANDYAL ROAD, KURNOOL-518002. If you are travelling from outside Kurnool, search for the branch on a maps application using the bank name and locality, or call the branch contact number to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC KARB0000674 and your account number.
Verifying IFSC KARB0000674 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm KARB0000674 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on the branch contact number.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Kurnool-Nandyal Road are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to KARB0000674 continue to work without interruption.
Branch address & contact
Karnataka Bank LimitedKurnool-Nandyal Road Branch
NO. 87-1339, GROUND FLOOR, ENGINEERS COLONY, NANDYAL ROAD, KURNOOL-518002
Kurnool, Andhra Pradesh
Phone: the branch contact number
IFSC: KARB0000674
Frequently asked questions
Does Karnataka Bank Limited Kurnool-Nandyal Road branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on the branch contact number to confirm.
What is the IFSC code of Karnataka Bank Limited Kurnool-Nandyal Road branch?
The IFSC code of Karnataka Bank Limited, Kurnool-Nandyal Road branch is KARB0000674. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Kurnool-Nandyal Road branch but serve different purposes.
How do I add Karnataka Bank Limited Kurnool-Nandyal Road as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC KARB0000674, and complete OTP verification. Once activated, you can transfer funds at any time.
How quickly will an NEFT transfer using KARB0000674 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Karnataka Bank Limited – Kurnool-Nandyal Road reflect within 30 minutes.
Is IFSC KARB0000674 the same for all accounts at Kurnool-Nandyal Road branch?
Yes. The IFSC KARB0000674 is shared by every account held at Karnataka Bank Limited's Kurnool-Nandyal Road branch. Only the account number changes from customer to customer.
Where is Karnataka Bank Limited Kurnool-Nandyal Road branch located?
Karnataka Bank Limited's Kurnool-Nandyal Road branch is located at NO. 87-1339, GROUND FLOOR, ENGINEERS COLONY, NANDYAL ROAD, KURNOOL-518002, Kurnool, Andhra Pradesh.
Can I use IFSC KARB0000674 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC KARB0000674 to send funds instantly.
Summary
The IFSC code KARB0000674 belongs to Karnataka Bank Limited's KURNOOL-NANDYAL ROAD branch, located at NO. 87-1339, GROUND FLOOR, ENGINEERS COLONY, NANDYAL ROAD, KURNOOL-518002 in KURNOOL, ANDHRA PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
More Articles for IFSC Code
IFSC Code of Zila Sahakri Bank Limited Ghaziabad, Loni Branch, Uttar Pradesh
