If you are searching for the IFSC code of Karnataka Bank Limited, AMMERAHALLI branch in KOLAR, KARNATAKA, this page has every detail you need. The verified IFSC code for this branch is KARB0000237. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the AMMERAHALLI branch, and detailed step-by-step guides for using the IFSC KARB0000237 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Karnataka Bank Limited's AMMERAHALLI branch, the IFSC KARB0000237 breaks down as follows: KARB identifies the bank, 0 is the reserved character, and 000237 identifies this particular branch.
Bank profile
Karnataka Bank Limited is among the recognised banks listed on the Reserve Bank of India's payments network. The Ammerahalli branch — IFSC KARB0000237 — extends the bank's services to customers in and around Kolar, Karnataka.
About this branch
The branch is located at GROUND FLOOR , SITE NO.1,2,3 KHAT NO.869,603/1,2,3 ADJ. TO APMC YARD, MALUR ROAD, AMMERAHALLI-563101, KONDARAJANAHALLI GP , KOLAR TALUK AND DIST.,KARNATAKA STATE. It serves the Kolar region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Karnataka Bank Limited. The IFSC KARB0000237 is used to identify this branch on the RBI payments network.
Branch details at a glance
| Bank Name | Karnataka Bank Limited |
|---|---|
| Branch | Ammerahalli |
| IFSC Code | KARB0000237 |
| MICR Code | Refer to cheque leaf |
| Branch Address | GROUND FLOOR , SITE NO.1,2,3 KHAT NO.869,603/1,2,3 ADJ. TO APMC YARD, MALUR ROAD, AMMERAHALLI-563101, KONDARAJANAHALLI GP , KOLAR TALUK AND DIST.,KARNATAKA STATE |
| City | Kolar |
| District | Kolar |
| State | Karnataka |
Why every Karnataka Bank Limited branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including AMMERAHALLI of Karnataka Bank Limited — its own 11-character IFSC. The code KARB0000237 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC KARB0000237 the same way you would treat your account number — verify it once and save it carefully for future use.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Karnataka Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC KARB0000237 and the account number together uniquely identify the Ammerahalli branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
How to transfer money using IFSC KARB0000237
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC KARB0000237 across all three.
NEFT to Karnataka Bank Limited, AMMERAHALLI using IFSC KARB0000237
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC KARB0000237, and confirm that the system picks up Karnataka Bank Limited – AMMERAHALLI. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC KARB0000237
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Karnataka Bank Limited – AMMERAHALLI, ensure your bank's portal accepts IFSC KARB0000237 while registering the beneficiary. RTGS is also available 24x7.
IMPS to Karnataka Bank Limited AMMERAHALLI (IFSC KARB0000237)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC KARB0000237 in your mobile or internet banking app, and the money is credited to the AMMERAHALLI branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC KARB0000237 for Karnataka Bank Limited – AMMERAHALLI, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – KARB0000237 | Yes – KARB0000237 | Yes – KARB0000237 |
For most retail customers crediting the Ammerahalli branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC KARB0000237
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Karnataka Bank Limited – AMMERAHALLI is still mapped to IFSC KARB0000237. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC KARB0000237 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Ammerahalli branch is mapped to IFSC KARB0000237 on the RBI payments network. The branch generally supports the full retail product catalogue of Karnataka Bank Limited, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains KARB0000237.
Banking services available
The Ammerahalli branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on the branch contact number.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC KARB0000237
Digital banking channels
Most day-to-day work that customers used to do at the Ammerahalli branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC KARB0000237 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Reaching the branch
The Ammerahalli branch sits at GROUND FLOOR , SITE NO.1,2,3 KHAT NO.869,603/1,2,3 ADJ. TO APMC YARD, MALUR ROAD, AMMERAHALLI-563101, KONDARAJANAHALLI GP , KOLAR TALUK AND DIST.,KARNATAKA STATE. If you are travelling from outside Kolar, search for the branch on a maps application using the bank name and locality, or call the branch contact number to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC KARB0000237 and your account number.
Common mistakes to avoid when using IFSC KARB0000237
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Karnataka Bank Limited – AMMERAHALLI, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
KARB0000237. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Ammerahalli branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC KARB0000237, however, work 24x7.
Verifying IFSC KARB0000237 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm KARB0000237 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on the branch contact number.
- Visiting the bank's official branch locator page.
Branch address & contact
Karnataka Bank LimitedAmmerahalli Branch
GROUND FLOOR , SITE NO.1,2,3 KHAT NO.869,603/1,2,3 ADJ. TO APMC YARD, MALUR ROAD, AMMERAHALLI-563101, KONDARAJANAHALLI GP , KOLAR TALUK AND DIST.,KARNATAKA STATE
Kolar, Karnataka
Phone: the branch contact number
IFSC: KARB0000237
Frequently asked questions
What is the IFSC code of Karnataka Bank Limited Ammerahalli branch?
The IFSC code of Karnataka Bank Limited, Ammerahalli branch is KARB0000237. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
How do I add Karnataka Bank Limited Ammerahalli as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC KARB0000237, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the phone number of Karnataka Bank Limited Ammerahalli branch?
You can reach the branch at the branch contact number during regular banking hours.
Does Karnataka Bank Limited Ammerahalli branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on the branch contact number to confirm.
Is IFSC KARB0000237 the same for all accounts at Ammerahalli branch?
Yes. The IFSC KARB0000237 is shared by every account held at Karnataka Bank Limited's Ammerahalli branch. Only the account number changes from customer to customer.
How quickly will an NEFT transfer using KARB0000237 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Karnataka Bank Limited – Ammerahalli reflect within 30 minutes.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Ammerahalli branch but serve different purposes.
Is IFSC KARB0000237 valid for NEFT and RTGS?
Yes. IFSC KARB0000237 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Final notes
To recap: KARB0000237 is the IFSC code of Karnataka Bank Limited, AMMERAHALLI branch, in KOLAR, KARNATAKA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
