If you are searching for the IFSC code of Karnataka Bank Limited, INDORE MP branch in INDORE, MADHYA PRADESH, this page has every detail you need. The verified IFSC code for this branch is KARB0000352. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the INDORE MP branch, and detailed step-by-step guides for using the IFSC KARB0000352 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, KARB0000352 is the IFSC of Karnataka Bank Limited's INDORE MP branch. The format is fixed: KARB = bank code, 0 = reserved, 000352 = branch identifier.
Bank profile
Karnataka Bank Limited is among the recognised banks listed on the Reserve Bank of India's payments network. The Indore Mp branch — IFSC KARB0000352 — extends the bank's services to customers in and around Indore, Madhya Pradesh.
About this branch
The branch is located at 8/2,OLD PALASIA,REFEAL TOWERS,GREATER KAILASH ROAD,OLD PALASIA,INDORE, PIN - 452001. It serves the Indore region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Karnataka Bank Limited. The IFSC KARB0000352 is used to identify this branch on the RBI payments network.
Branch details at a glance
| Bank Name | Karnataka Bank Limited |
|---|---|
| Branch | Indore Mp |
| IFSC Code | KARB0000352 |
| MICR Code | Refer to cheque leaf |
| Branch Address | 8/2,OLD PALASIA,REFEAL TOWERS,GREATER KAILASH ROAD,OLD PALASIA,INDORE, PIN - 452001 |
| City | Indore |
| District | Indore |
| State | Madhya Pradesh |
| STD Code | 731 |
| Phone | 2560325 |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Karnataka Bank Limited's INDORE MP branch came to be assigned the code KARB0000352.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC KARB0000352, money simply cannot be routed to the INDORE MP branch electronically.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Karnataka Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC KARB0000352 and the account number together uniquely identify the Indore Mp branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
How to transfer money using IFSC KARB0000352
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC KARB0000352 across all three.
NEFT to Karnataka Bank Limited, INDORE MP using IFSC KARB0000352
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC KARB0000352, and confirm that the system picks up Karnataka Bank Limited – INDORE MP. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC KARB0000352
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Karnataka Bank Limited – INDORE MP, ensure your bank's portal accepts IFSC KARB0000352 while registering the beneficiary. RTGS is also available 24x7.
IMPS to Karnataka Bank Limited INDORE MP (IFSC KARB0000352)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC KARB0000352 in your mobile or internet banking app, and the money is credited to the INDORE MP branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC KARB0000352 for Karnataka Bank Limited – INDORE MP, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – KARB0000352 | Yes – KARB0000352 | Yes – KARB0000352 |
For most retail customers crediting the Indore Mp branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC KARB0000352
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Karnataka Bank Limited – INDORE MP is still mapped to IFSC KARB0000352. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC KARB0000352 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Indore Mp branch is mapped to IFSC KARB0000352 on the RBI payments network. The branch generally supports the full retail product catalogue of Karnataka Bank Limited, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains KARB0000352.
Products and services
Customers walking into the Indore Mp branch can access most of Karnataka Bank Limited's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC KARB0000352
Online banking and IFSC KARB0000352
Karnataka Bank Limited customers can register for net banking and the bank's official mobile app once their account at the INDORE MP branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC KARB0000352 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
How to reach the Indore Mp branch
The branch is located at 8/2,OLD PALASIA,REFEAL TOWERS,GREATER KAILASH ROAD,OLD PALASIA,INDORE, PIN - 452001, which puts it inside Indore, the broader Indore district, and the state of Madhya Pradesh. To plan your visit:
- Open Google Maps on your phone and search for “Karnataka Bank Limited Indore Mp branch” — the verified location pin for IFSC KARB0000352 should appear at the top of the results.
- Confirm the branch is open by calling 731-2560325 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC KARB0000352 and your account number.
Common mistakes to avoid when using IFSC KARB0000352
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Karnataka Bank Limited – INDORE MP, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
KARB0000352. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Indore Mp branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC KARB0000352, however, work 24x7.
Other ways to verify the IFSC code
While this page already lists the verified IFSC KARB0000352 for Karnataka Bank Limited – INDORE MP, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch address & contact
Karnataka Bank LimitedIndore Mp Branch
8/2,OLD PALASIA,REFEAL TOWERS,GREATER KAILASH ROAD,OLD PALASIA,INDORE, PIN - 452001
Indore, Madhya Pradesh
Phone: 731-2560325
IFSC: KARB0000352
Frequently asked questions
What is the phone number of Karnataka Bank Limited Indore Mp branch?
You can reach the branch at 731-2560325 during regular banking hours.
Is IFSC KARB0000352 the same for all accounts at Indore Mp branch?
Yes. The IFSC KARB0000352 is shared by every account held at Karnataka Bank Limited's Indore Mp branch. Only the account number changes from customer to customer.
Where is Karnataka Bank Limited Indore Mp branch located?
Karnataka Bank Limited's Indore Mp branch is located at 8/2,OLD PALASIA,REFEAL TOWERS,GREATER KAILASH ROAD,OLD PALASIA,INDORE, PIN - 452001, Indore, Madhya Pradesh.
What is the IFSC code of Karnataka Bank Limited Indore Mp branch?
The IFSC code of Karnataka Bank Limited, Indore Mp branch is KARB0000352. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
How quickly will an NEFT transfer using KARB0000352 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Karnataka Bank Limited – Indore Mp reflect within 30 minutes.
Does Karnataka Bank Limited Indore Mp branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 731-2560325 to confirm.
Can I use IFSC KARB0000352 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC KARB0000352 to send funds instantly.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Indore Mp branch but serve different purposes.
Summary
The IFSC code KARB0000352 belongs to Karnataka Bank Limited's INDORE MP branch, located at 8/2,OLD PALASIA,REFEAL TOWERS,GREATER KAILASH ROAD,OLD PALASIA,INDORE, PIN -… in INDORE, MADHYA PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
