Use this page as a one-stop reference for everything related to Karnataka Bank Limited's RAJENDRANAGAR branch in HYDERABAD, ANDHRA PRADESH. The branch's IFSC code KARB0000664 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, KARB0000664 is the IFSC of Karnataka Bank Limited's RAJENDRANAGAR branch. The format is fixed: KARB = bank code, 0 = reserved, 000664 = branch identifier.
About the bank
Karnataka Bank Limited serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Rajendranagar branch in Hyderabad, Andhra Pradesh is part of this network and uses the IFSC code KARB0000664 for all electronic settlement.
About this branch
The branch is located at GROUND FLOOR, BESIDE PILLAR NO. 210, M Q SPLENDOUR, RAJENDRANAGAR, HYDERABAD - 500048. It serves the Hyderabad region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Karnataka Bank Limited. The IFSC KARB0000664 is used to identify this branch on the RBI payments network.
Branch details at a glance
| Bank Name | Karnataka Bank Limited |
|---|---|
| Branch | Rajendranagar |
| IFSC Code | KARB0000664 |
| MICR Code | Refer to cheque leaf |
| Branch Address | GROUND FLOOR, BESIDE PILLAR NO. 210, M Q SPLENDOUR, RAJENDRANAGAR, HYDERABAD - 500048 |
| City | Hyderabad |
| District | Ranga Reddy |
| State | Andhra Pradesh |
| STD Code | 40 |
| Phone | 24017755 |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Karnataka Bank Limited's RAJENDRANAGAR branch came to be assigned the code KARB0000664.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC KARB0000664, money simply cannot be routed to the RAJENDRANAGAR branch electronically.
MICR & cheque-truncation details
Cheques drawn on the Rajendranagar branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC KARB0000664 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
How to transfer money using IFSC KARB0000664
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC KARB0000664 across all three.
How to use IFSC KARB0000664 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Karnataka Bank Limited's RAJENDRANAGAR branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC KARB0000664.
- Confirm the bank name auto-populates as Karnataka Bank Limited and the branch as RAJENDRANAGAR.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to RAJENDRANAGAR
If you need to transfer ₹2 lakh or more in one go to an account at Karnataka Bank Limited's RAJENDRANAGAR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC KARB0000664 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to Karnataka Bank Limited – RAJENDRANAGAR, use IMPS. With IFSC KARB0000664 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC KARB0000664 for Karnataka Bank Limited – RAJENDRANAGAR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – KARB0000664 | Yes – KARB0000664 | Yes – KARB0000664 |
For most retail customers crediting the Rajendranagar branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Karnataka Bank Limited's RAJENDRANAGAR branch, the IFSC KARB0000664 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Rajendranagar branch is mapped to IFSC KARB0000664 on the RBI payments network. The branch generally supports the full retail product catalogue of Karnataka Bank Limited, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains KARB0000664.
Banking services available
The Rajendranagar branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 40-24017755.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC KARB0000664
Digital banking channels
Most day-to-day work that customers used to do at the Rajendranagar branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC KARB0000664 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Reaching the branch
The Rajendranagar branch sits at GROUND FLOOR, BESIDE PILLAR NO. 210, M Q SPLENDOUR, RAJENDRANAGAR, HYDERABAD - 500048. If you are travelling from outside Hyderabad, search for the branch on a maps application using the bank name and locality, or call 40-24017755 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC KARB0000664 and your account number.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Karnataka Bank Limited – RAJENDRANAGAR:
- The IFSC is exactly KARB0000664 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Karnataka Bank Limited as the bank name and RAJENDRANAGAR as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Rajendranagar branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC KARB0000664, however, work 24x7.
Other ways to verify the IFSC code
While this page already lists the verified IFSC KARB0000664 for Karnataka Bank Limited – RAJENDRANAGAR, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch address & contact
Karnataka Bank LimitedRajendranagar Branch
GROUND FLOOR, BESIDE PILLAR NO. 210, M Q SPLENDOUR, RAJENDRANAGAR, HYDERABAD - 500048
Hyderabad, Andhra Pradesh
Phone: 40-24017755
IFSC: KARB0000664
Frequently asked questions
What is the phone number of Karnataka Bank Limited Rajendranagar branch?
You can reach the branch at 40-24017755 during regular banking hours.
Is IFSC KARB0000664 the same for all accounts at Rajendranagar branch?
Yes. The IFSC KARB0000664 is shared by every account held at Karnataka Bank Limited's Rajendranagar branch. Only the account number changes from customer to customer.
How do I add Karnataka Bank Limited Rajendranagar as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC KARB0000664, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Rajendranagar branch but serve different purposes.
Can I use IFSC KARB0000664 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC KARB0000664 to send funds instantly.
What is the IFSC code of Karnataka Bank Limited Rajendranagar branch?
The IFSC code of Karnataka Bank Limited, Rajendranagar branch is KARB0000664. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Final notes
To recap: KARB0000664 is the IFSC code of Karnataka Bank Limited, RAJENDRANAGAR branch, in HYDERABAD, ANDHRA PRADESH. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
