IFSC Code of Karnataka Bank Limited, Hubballi-Naveen Park Branch, Karnataka

If you are searching for the IFSC code of Karnataka Bank Limited, HUBBALLI-NAVEEN PARK branch in HUBBALLI, KARNATAKA, this page has every detail you need. The verified IFSC code for this branch is KARB0000824. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the HUBBALLI-NAVEEN PARK branch, and detailed step-by-step guides for using the IFSC KARB0000824 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for Karnataka Bank Limited – HUBBALLI-NAVEEN PARK is KARB0000824. The first four letters KARB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 000824 map to this branch in HUBBALLI, KARNATAKA.

Bank profile

Karnataka Bank Limited is among the recognised banks listed on the Reserve Bank of India's payments network. The Hubballi-Naveen Park branch — IFSC KARB0000824 — extends the bank's services to customers in and around Hubballi, Karnataka.

Branch details at a glance

Hubballi-Naveen Park branch overview

Located at NO.UGF-2 , UPPER GROUND FLOOR, KALABURAGI PLATINUM, NAVEEN PARK, KUSUGAL ROAD, KESHWAPUR , HUBALLI-580023, HUBBALLI TALUK, DHARWAD DISTRICT, KARNATAKA STATE, the Hubballi-Naveen Park branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC KARB0000824 is required for all interbank electronic transfers routed through this branch.

Why every Karnataka Bank Limited branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including HUBBALLI-NAVEEN PARK of Karnataka Bank Limited — its own 11-character IFSC. The code KARB0000824 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC KARB0000824 the same way you would treat your account number — verify it once and save it carefully for future use.

Account types you can open at the Hubballi-Naveen Park branch

Once you have an account at Karnataka Bank Limited – HUBBALLI-NAVEEN PARK, the IFSC KARB0000824 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Products and services

Customers walking into the Hubballi-Naveen Park branch can access most of Karnataka Bank Limited's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC KARB0000824

How to transfer money using IFSC KARB0000824

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC KARB0000824 across all three.

How to use IFSC KARB0000824 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Karnataka Bank Limited's HUBBALLI-NAVEEN PARK branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC KARB0000824.
4. Confirm the bank name auto-populates as Karnataka Bank Limited and the branch as HUBBALLI-NAVEEN PARK.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to HUBBALLI-NAVEEN PARK

If you need to transfer ₹2 lakh or more in one go to an account at Karnataka Bank Limited's HUBBALLI-NAVEEN PARK branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC KARB0000824 while initiating the transfer and the credit will appear within minutes.

IMPS to Karnataka Bank Limited HUBBALLI-NAVEEN PARK (IFSC KARB0000824)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC KARB0000824 in your mobile or internet banking app, and the money is credited to the HUBBALLI-NAVEEN PARK branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Hubballi-Naveen Park

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC KARB0000824:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at HUBBALLI-NAVEEN PARK is still linked to IFSC KARB0000824.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC KARB0000824

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Karnataka Bank Limited – HUBBALLI-NAVEEN PARK is still mapped to IFSC KARB0000824. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC KARB0000824 and the beneficiary's account number to complete the transfer.

Digital banking channels

Most day-to-day work that customers used to do at the Hubballi-Naveen Park branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC KARB0000824 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

MICR & cheque-truncation details

Cheques drawn on the Hubballi-Naveen Park branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC KARB0000824 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Common mistakes to avoid when using IFSC KARB0000824

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Karnataka Bank Limited – HUBBALLI-NAVEEN PARK, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: KARB0000824.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

How to reach the Hubballi-Naveen Park branch

The branch is located at NO.UGF-2 , UPPER GROUND FLOOR, KALABURAGI PLATINUM, NAVEEN PARK, KUSUGAL ROAD, KESHWAPUR , HUBALLI-580023, HUBBALLI TALUK, DHARWAD DISTRICT, KARNATAKA STATE, which puts it inside Hubballi, the broader Dharwad district, and the state of Karnataka. To plan your visit:

1. Open Google Maps on your phone and search for “Karnataka Bank Limited Hubballi-Naveen Park branch” — the verified location pin for IFSC KARB0000824 should appear at the top of the results.
2. Confirm the branch is open by calling the branch contact number before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC KARB0000824 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC KARB0000824 for Karnataka Bank Limited – HUBBALLI-NAVEEN PARK, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Working hours

Branch counters at Hubballi-Naveen Park are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to KARB0000824 continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code KARB0000824 belongs to Karnataka Bank Limited's HUBBALLI-NAVEEN PARK branch, located at NO.UGF-2 , UPPER GROUND FLOOR, KALABURAGI PLATINUM, NAVEEN PARK, KUSUGAL ROAD,… in HUBBALLI, KARNATAKA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.