Use this page as a one-stop reference for everything related to Karnataka Bank Limited's HANGAL branch in HANGAL, KARNATAKA. The branch's IFSC code KARB0000302 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Karnataka Bank Limited – HANGAL is KARB0000302. The first four letters KARB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 000302 map to this branch in HANGAL, KARNATAKA.
Bank profile
Karnataka Bank Limited is among the recognised banks listed on the Reserve Bank of India's payments network. The Hangal branch — IFSC KARB0000302 — extends the bank's services to customers in and around Hangal, Karnataka.
About the Hangal branch
The Hangal branch of Karnataka Bank Limited is situated at TMC NO 34/10/16-4 GROUND FLOORKAMAKSHI COMPLEX MINI VIDHANA SOUDHA ROAD HANGAL, PIN - 581104. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code KARB0000302 is used.
Branch details at a glance
| Bank Name | Karnataka Bank Limited |
|---|---|
| Branch | Hangal |
| IFSC Code | KARB0000302 |
| MICR Code | Refer to cheque leaf |
| Branch Address | TMC NO 34/10/16-4 GROUND FLOORKAMAKSHI COMPLEX MINI VIDHANA SOUDHA ROAD HANGAL, PIN - 581104 |
| City | Hangal |
| District | Haveri |
| State | Karnataka |
| STD Code | 8379 |
| Phone | 262272 |
Why every Karnataka Bank Limited branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including HANGAL of Karnataka Bank Limited — its own 11-character IFSC. The code KARB0000302 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC KARB0000302 the same way you would treat your account number — verify it once and save it carefully for future use.
MICR & cheque-truncation details
Cheques drawn on the Hangal branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC KARB0000302 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
How to transfer money using IFSC KARB0000302
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC KARB0000302 across all three.
NEFT to Karnataka Bank Limited, HANGAL using IFSC KARB0000302
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC KARB0000302, and confirm that the system picks up Karnataka Bank Limited – HANGAL. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to HANGAL
If you need to transfer ₹2 lakh or more in one go to an account at Karnataka Bank Limited's HANGAL branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC KARB0000302 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to Karnataka Bank Limited – HANGAL, use IMPS. With IFSC KARB0000302 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC KARB0000302 for Karnataka Bank Limited – HANGAL, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – KARB0000302 | Yes – KARB0000302 | Yes – KARB0000302 |
For most retail customers crediting the Hangal branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Karnataka Bank Limited's HANGAL branch, the IFSC KARB0000302 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Hangal branch is mapped to IFSC KARB0000302 on the RBI payments network. The branch generally supports the full retail product catalogue of Karnataka Bank Limited, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains KARB0000302.
Banking services available
The Hangal branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 8379-262272.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC KARB0000302
Online banking and IFSC KARB0000302
Karnataka Bank Limited customers can register for net banking and the bank's official mobile app once their account at the HANGAL branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC KARB0000302 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
How to reach the Hangal branch
The branch is located at TMC NO 34/10/16-4 GROUND FLOORKAMAKSHI COMPLEX MINI VIDHANA SOUDHA ROAD HANGAL, PIN - 581104, which puts it inside Hangal, the broader Haveri district, and the state of Karnataka. To plan your visit:
- Open Google Maps on your phone and search for “Karnataka Bank Limited Hangal branch” — the verified location pin for IFSC KARB0000302 should appear at the top of the results.
- Confirm the branch is open by calling 8379-262272 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC KARB0000302 and your account number.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Karnataka Bank Limited – HANGAL:
- The IFSC is exactly KARB0000302 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Karnataka Bank Limited as the bank name and HANGAL as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Working hours
Branch counters at Hangal are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to KARB0000302 continue to work without interruption.
Verifying IFSC KARB0000302 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm KARB0000302 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 8379-262272.
- Visiting the bank's official branch locator page.
Branch address & contact
Karnataka Bank LimitedHangal Branch
TMC NO 34/10/16-4 GROUND FLOORKAMAKSHI COMPLEX MINI VIDHANA SOUDHA ROAD HANGAL, PIN - 581104
Hangal, Karnataka
Phone: 8379-262272
IFSC: KARB0000302
Frequently asked questions
Does Karnataka Bank Limited Hangal branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 8379-262272 to confirm.
Can I use IFSC KARB0000302 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC KARB0000302 to send funds instantly.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Hangal branch but serve different purposes.
Is IFSC KARB0000302 valid for NEFT and RTGS?
Yes. IFSC KARB0000302 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Is IFSC KARB0000302 the same for all accounts at Hangal branch?
Yes. The IFSC KARB0000302 is shared by every account held at Karnataka Bank Limited's Hangal branch. Only the account number changes from customer to customer.
What is the phone number of Karnataka Bank Limited Hangal branch?
You can reach the branch at 8379-262272 during regular banking hours.
How do I add Karnataka Bank Limited Hangal as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC KARB0000302, and complete OTP verification. Once activated, you can transfer funds at any time.
Final notes
To recap: KARB0000302 is the IFSC code of Karnataka Bank Limited, HANGAL branch, in HANGAL, KARNATAKA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
