This page lists the IFSC code, branch address, contact number and fund-transfer information for Karnataka Bank Limited, FARIDABAD-NIT branch in FARIDABAD. The 11-digit IFSC KARB0000874 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Karnataka Bank Limited at the FARIDABAD-NIT location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Karnataka Bank Limited's FARIDABAD-NIT branch, the IFSC KARB0000874 breaks down as follows: KARB identifies the bank, 0 is the reserved character, and 000874 identifies this particular branch.
Branch details at a glance
| Bank Name | Karnataka Bank Limited |
|---|---|
| Branch | Faridabad-Nit |
| IFSC Code | KARB0000874 |
| MICR Code | Refer to cheque leaf |
| Branch Address | GROUND FLOOR, PLOT NO-B-35, BLOCK-F, NIT-1, OPPOSITE VAISHNO MATA MANDIR, N I T, FARIDABAD, HARYANA STATE-121 001 |
| City | Faridabad |
| District | Faridabad |
| State | Haryana |
Bank profile
Karnataka Bank Limited is among the recognised banks listed on the Reserve Bank of India's payments network. The Faridabad-Nit branch — IFSC KARB0000874 — extends the bank's services to customers in and around Faridabad, Haryana.
About this branch
The branch is located at GROUND FLOOR, PLOT NO-B-35, BLOCK-F, NIT-1, OPPOSITE VAISHNO MATA MANDIR, N I T, FARIDABAD, HARYANA STATE-121 001. It serves the Faridabad region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Karnataka Bank Limited. The IFSC KARB0000874 is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Karnataka Bank Limited's FARIDABAD-NIT branch came to be assigned the code KARB0000874.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC KARB0000874, money simply cannot be routed to the FARIDABAD-NIT branch electronically.
How to transfer money using IFSC KARB0000874
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC KARB0000874 across all three.
How to use IFSC KARB0000874 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Karnataka Bank Limited's FARIDABAD-NIT branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC KARB0000874.
- Confirm the bank name auto-populates as Karnataka Bank Limited and the branch as FARIDABAD-NIT.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to FARIDABAD-NIT
If you need to transfer ₹2 lakh or more in one go to an account at Karnataka Bank Limited's FARIDABAD-NIT branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC KARB0000874 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to Karnataka Bank Limited – FARIDABAD-NIT, use IMPS. With IFSC KARB0000874 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC KARB0000874 for Karnataka Bank Limited – FARIDABAD-NIT, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – KARB0000874 | Yes – KARB0000874 | Yes – KARB0000874 |
For most retail customers crediting the Faridabad-Nit branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Karnataka Bank Limited's FARIDABAD-NIT branch, the IFSC KARB0000874 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Faridabad-Nit branch is mapped to IFSC KARB0000874 on the RBI payments network. The branch generally supports the full retail product catalogue of Karnataka Bank Limited, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains KARB0000874.
Products and services
Customers walking into the Faridabad-Nit branch can access most of Karnataka Bank Limited's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC KARB0000874
MICR & cheque-truncation details
Cheques drawn on the Faridabad-Nit branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC KARB0000874 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Digital banking channels
Most day-to-day work that customers used to do at the Faridabad-Nit branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC KARB0000874 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Common mistakes to avoid when using IFSC KARB0000874
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Karnataka Bank Limited – FARIDABAD-NIT, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
KARB0000874. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
How to reach the Faridabad-Nit branch
The branch is located at GROUND FLOOR, PLOT NO-B-35, BLOCK-F, NIT-1, OPPOSITE VAISHNO MATA MANDIR, N I T, FARIDABAD, HARYANA STATE-121 001, which puts it inside Faridabad, the broader Faridabad district, and the state of Haryana. To plan your visit:
- Open Google Maps on your phone and search for “Karnataka Bank Limited Faridabad-Nit branch” — the verified location pin for IFSC KARB0000874 should appear at the top of the results.
- Confirm the branch is open by calling the branch contact number before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC KARB0000874 and your account number.
Verifying IFSC KARB0000874 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm KARB0000874 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on the branch contact number.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Faridabad-Nit are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to KARB0000874 continue to work without interruption.
Branch address & contact
Karnataka Bank LimitedFaridabad-Nit Branch
GROUND FLOOR, PLOT NO-B-35, BLOCK-F, NIT-1, OPPOSITE VAISHNO MATA MANDIR, N I T, FARIDABAD, HARYANA STATE-121 001
Faridabad, Haryana
Phone: the branch contact number
IFSC: KARB0000874
Frequently asked questions
Can I use IFSC KARB0000874 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC KARB0000874 to send funds instantly.
Is IFSC KARB0000874 valid for NEFT and RTGS?
Yes. IFSC KARB0000874 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How do I add Karnataka Bank Limited Faridabad-Nit as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC KARB0000874, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the phone number of Karnataka Bank Limited Faridabad-Nit branch?
You can reach the branch at the branch contact number during regular banking hours.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Faridabad-Nit branch but serve different purposes.
How quickly will an NEFT transfer using KARB0000874 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Karnataka Bank Limited – Faridabad-Nit reflect within 30 minutes.
Is IFSC KARB0000874 the same for all accounts at Faridabad-Nit branch?
Yes. The IFSC KARB0000874 is shared by every account held at Karnataka Bank Limited's Faridabad-Nit branch. Only the account number changes from customer to customer.
Summary
The IFSC code KARB0000874 belongs to Karnataka Bank Limited's FARIDABAD-NIT branch, located at GROUND FLOOR, PLOT NO-B-35, BLOCK-F, NIT-1, OPPOSITE VAISHNO MATA MANDIR, N I… in FARIDABAD, HARYANA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
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