This page lists the IFSC code, branch address, contact number and fund-transfer information for Karnataka Bank Limited, BUDIGERE branch in DEVANAHALLI. The 11-digit IFSC KARB0000836 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Karnataka Bank Limited at the BUDIGERE location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Karnataka Bank Limited – BUDIGERE is KARB0000836. The first four letters KARB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 000836 map to this branch in DEVANAHALLI, KARNATAKA.
Bank profile
Karnataka Bank Limited is among the recognised banks listed on the Reserve Bank of India's payments network. The Budigere branch — IFSC KARB0000836 — extends the bank's services to customers in and around Devanahalli, Karnataka.
About this branch
The branch is located at D.NO.26/123, GROUND FLOOR, NEAR SLN SCHOOL, BUDIGERE-562129, BENGALURU, DEVANAHALLI TALUK. It serves the Devanahalli region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Karnataka Bank Limited. The IFSC KARB0000836 is used to identify this branch on the RBI payments network.
Branch details at a glance
| Bank Name | Karnataka Bank Limited |
|---|---|
| Branch | Budigere |
| IFSC Code | KARB0000836 |
| MICR Code | Refer to cheque leaf |
| Branch Address | D.NO.26/123, GROUND FLOOR, NEAR SLN SCHOOL, BUDIGERE-562129, BENGALURU, DEVANAHALLI TALUK |
| City | Devanahalli |
| District | Bengaluru Rural |
| State | Karnataka |
Why every Karnataka Bank Limited branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including BUDIGERE of Karnataka Bank Limited — its own 11-character IFSC. The code KARB0000836 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC KARB0000836 the same way you would treat your account number — verify it once and save it carefully for future use.
MICR & cheque-truncation details
Cheques drawn on the Budigere branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC KARB0000836 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
How to transfer money using IFSC KARB0000836
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC KARB0000836 across all three.
NEFT to Karnataka Bank Limited, BUDIGERE using IFSC KARB0000836
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC KARB0000836, and confirm that the system picks up Karnataka Bank Limited – BUDIGERE. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC KARB0000836
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Karnataka Bank Limited – BUDIGERE, ensure your bank's portal accepts IFSC KARB0000836 while registering the beneficiary. RTGS is also available 24x7.
IMPS to Karnataka Bank Limited BUDIGERE (IFSC KARB0000836)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC KARB0000836 in your mobile or internet banking app, and the money is credited to the BUDIGERE branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC KARB0000836 for Karnataka Bank Limited – BUDIGERE, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – KARB0000836 | Yes – KARB0000836 | Yes – KARB0000836 |
For most retail customers crediting the Budigere branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Karnataka Bank Limited's BUDIGERE branch, the IFSC KARB0000836 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Budigere branch is mapped to IFSC KARB0000836 on the RBI payments network. The branch generally supports the full retail product catalogue of Karnataka Bank Limited, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains KARB0000836.
Banking services available
The Budigere branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on the branch contact number.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC KARB0000836
Online banking and IFSC KARB0000836
Karnataka Bank Limited customers can register for net banking and the bank's official mobile app once their account at the BUDIGERE branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC KARB0000836 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Reaching the branch
The Budigere branch sits at D.NO.26/123, GROUND FLOOR, NEAR SLN SCHOOL, BUDIGERE-562129, BENGALURU, DEVANAHALLI TALUK. If you are travelling from outside Devanahalli, search for the branch on a maps application using the bank name and locality, or call the branch contact number to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC KARB0000836 and your account number.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Karnataka Bank Limited – BUDIGERE:
- The IFSC is exactly KARB0000836 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Karnataka Bank Limited as the bank name and BUDIGERE as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Budigere branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC KARB0000836, however, work 24x7.
Other ways to verify the IFSC code
While this page already lists the verified IFSC KARB0000836 for Karnataka Bank Limited – BUDIGERE, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch address & contact
Karnataka Bank LimitedBudigere Branch
D.NO.26/123, GROUND FLOOR, NEAR SLN SCHOOL, BUDIGERE-562129, BENGALURU, DEVANAHALLI TALUK
Devanahalli, Karnataka
Phone: the branch contact number
IFSC: KARB0000836
Frequently asked questions
How do I add Karnataka Bank Limited Budigere as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC KARB0000836, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC KARB0000836 valid for NEFT and RTGS?
Yes. IFSC KARB0000836 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How quickly will an NEFT transfer using KARB0000836 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Karnataka Bank Limited – Budigere reflect within 30 minutes.
Where is Karnataka Bank Limited Budigere branch located?
Karnataka Bank Limited's Budigere branch is located at D.NO.26/123, GROUND FLOOR, NEAR SLN SCHOOL, BUDIGERE-562129, BENGALURU, DEVANAHALLI TALUK, Devanahalli, Karnataka.
Is IFSC KARB0000836 the same for all accounts at Budigere branch?
Yes. The IFSC KARB0000836 is shared by every account held at Karnataka Bank Limited's Budigere branch. Only the account number changes from customer to customer.
What is the phone number of Karnataka Bank Limited Budigere branch?
You can reach the branch at the branch contact number during regular banking hours.
Can I use IFSC KARB0000836 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC KARB0000836 to send funds instantly.
Does Karnataka Bank Limited Budigere branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on the branch contact number to confirm.
Summary
The IFSC code KARB0000836 belongs to Karnataka Bank Limited's BUDIGERE branch, located at D.NO.26/123, GROUND FLOOR, NEAR SLN SCHOOL, BUDIGERE-562129, BENGALURU,… in DEVANAHALLI, KARNATAKA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
