IFSC Code of Karnataka Bank Limited, Coimbatore-Saravanampatti Branch, Tamil Nadu

This page lists the IFSC code, branch address, contact number and fund-transfer information for Karnataka Bank Limited, COIMBATORE-SARAVANAMPATTI branch in COIMBATORE. The 11-digit IFSC KARB0000846 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Karnataka Bank Limited at the COIMBATORE-SARAVANAMPATTI location, this is the only IFSC you need.

We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, KARB0000846 is the IFSC of Karnataka Bank Limited's COIMBATORE-SARAVANAMPATTI branch. The format is fixed: KARB = bank code, 0 = reserved, 000846 = branch identifier.

About the bank

Karnataka Bank Limited serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Coimbatore-Saravanampatti branch in Coimbatore, Tamil Nadu is part of this network and uses the IFSC code KARB0000846 for all electronic settlement.

Branch details at a glance

About this branch

The branch is located at DOOR NO.306A, GROUND FLOOR, VISAGAM COMPLEX,SATHY MAIN ROAD, SIVANANTHAPURAM, SARAVANAMPATTI, COIMBATORE-641035,COIMBATORE DISTRICT, TAMIL NADU STATE.. It serves the Coimbatore region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Karnataka Bank Limited. The IFSC KARB0000846 is used to identify this branch on the RBI payments network.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Karnataka Bank Limited's COIMBATORE-SARAVANAMPATTI branch came to be assigned the code KARB0000846.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC KARB0000846, money simply cannot be routed to the COIMBATORE-SARAVANAMPATTI branch electronically.

Products and account variants supported

Every account opened at the Coimbatore-Saravanampatti branch is mapped to IFSC KARB0000846 on the RBI payments network. The branch generally supports the full retail product catalogue of Karnataka Bank Limited, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains KARB0000846.

Banking services available

The Coimbatore-Saravanampatti branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on the branch contact number.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC KARB0000846

How to transfer money using IFSC KARB0000846

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC KARB0000846 across all three.

NEFT to Karnataka Bank Limited, COIMBATORE-SARAVANAMPATTI using IFSC KARB0000846

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC KARB0000846, and confirm that the system picks up Karnataka Bank Limited – COIMBATORE-SARAVANAMPATTI. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to COIMBATORE-SARAVANAMPATTI

If you need to transfer ₹2 lakh or more in one go to an account at Karnataka Bank Limited's COIMBATORE-SARAVANAMPATTI branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC KARB0000846 while initiating the transfer and the credit will appear within minutes.

IMPS to Karnataka Bank Limited COIMBATORE-SARAVANAMPATTI (IFSC KARB0000846)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC KARB0000846 in your mobile or internet banking app, and the money is credited to the COIMBATORE-SARAVANAMPATTI branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC KARB0000846 for Karnataka Bank Limited – COIMBATORE-SARAVANAMPATTI, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Coimbatore-Saravanampatti branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC KARB0000846

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Karnataka Bank Limited – COIMBATORE-SARAVANAMPATTI is still mapped to IFSC KARB0000846. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC KARB0000846 and the beneficiary's account number to complete the transfer.

Online banking and IFSC KARB0000846

Karnataka Bank Limited customers can register for net banking and the bank's official mobile app once their account at the COIMBATORE-SARAVANAMPATTI branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC KARB0000846 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

MICR & cheque-truncation details

Cheques drawn on the Coimbatore-Saravanampatti branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC KARB0000846 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Karnataka Bank Limited – COIMBATORE-SARAVANAMPATTI:

• The IFSC is exactly KARB0000846 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Karnataka Bank Limited as the bank name and COIMBATORE-SARAVANAMPATTI as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the Coimbatore-Saravanampatti branch

The branch is located at DOOR NO.306A, GROUND FLOOR, VISAGAM COMPLEX,SATHY MAIN ROAD, SIVANANTHAPURAM, SARAVANAMPATTI, COIMBATORE-641035,COIMBATORE DISTRICT, TAMIL NADU STATE., which puts it inside Coimbatore, the broader Coimbatore district, and the state of Tamil Nadu. To plan your visit:

1. Open Google Maps on your phone and search for “Karnataka Bank Limited Coimbatore-Saravanampatti branch” — the verified location pin for IFSC KARB0000846 should appear at the top of the results.
2. Confirm the branch is open by calling the branch contact number before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC KARB0000846 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC KARB0000846 for Karnataka Bank Limited – COIMBATORE-SARAVANAMPATTI, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Working hours

Branch counters at Coimbatore-Saravanampatti are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to KARB0000846 continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code KARB0000846 belongs to Karnataka Bank Limited's COIMBATORE-SARAVANAMPATTI branch, located at DOOR NO.306A, GROUND FLOOR, VISAGAM COMPLEX,SATHY MAIN ROAD, SIVANANTHAPURAM,… in COIMBATORE, TAMIL NADU. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.