IFSC Code of Karnataka Bank Limited, Bijapur Jalanagar Extension Branch, Karnataka

Below are the complete branch details for Karnataka Bank Limited, BIJAPUR JALANAGAR EXTENSION branch, located in BIJAPUR, KARNATAKA. The IFSC assigned by the Reserve Bank of India to this branch is KARB0000935. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.

The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case KARB0000935 for Karnataka Bank Limited – BIJAPUR JALANAGAR EXTENSION — saves you from rejected transfers, returned credits and the back-and-forth that follows them.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For Karnataka Bank Limited's BIJAPUR JALANAGAR EXTENSION branch, the IFSC KARB0000935 breaks down as follows: KARB identifies the bank, 0 is the reserved character, and 000935 identifies this particular branch.

Branch details at a glance

Bank profile

Karnataka Bank Limited is among the recognised banks listed on the Reserve Bank of India's payments network. The Bijapur Jalanagar Extension branch — IFSC KARB0000935 — extends the bank's services to customers in and around Bijapur, Karnataka.

About the Bijapur Jalanagar Extension branch

The Bijapur Jalanagar Extension branch of Karnataka Bank Limited is situated at GROUND FLOOR,PLOPT NO 69,JALANAGAR EXTENSION,BIJAPUR 586 109. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code KARB0000935 is used.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Karnataka Bank Limited's BIJAPUR JALANAGAR EXTENSION branch came to be assigned the code KARB0000935.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC KARB0000935, money simply cannot be routed to the BIJAPUR JALANAGAR EXTENSION branch electronically.

How to transfer money using IFSC KARB0000935

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC KARB0000935 across all three.

NEFT to Karnataka Bank Limited, BIJAPUR JALANAGAR EXTENSION using IFSC KARB0000935

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC KARB0000935, and confirm that the system picks up Karnataka Bank Limited – BIJAPUR JALANAGAR EXTENSION. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

RTGS transfers via IFSC KARB0000935

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Karnataka Bank Limited – BIJAPUR JALANAGAR EXTENSION, ensure your bank's portal accepts IFSC KARB0000935 while registering the beneficiary. RTGS is also available 24x7.

IMPS to Karnataka Bank Limited BIJAPUR JALANAGAR EXTENSION (IFSC KARB0000935)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC KARB0000935 in your mobile or internet banking app, and the money is credited to the BIJAPUR JALANAGAR EXTENSION branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC KARB0000935 for Karnataka Bank Limited – BIJAPUR JALANAGAR EXTENSION, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Bijapur Jalanagar Extension branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC KARB0000935

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Karnataka Bank Limited – BIJAPUR JALANAGAR EXTENSION is still mapped to IFSC KARB0000935. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC KARB0000935 and the beneficiary's account number to complete the transfer.

Account types you can open at the Bijapur Jalanagar Extension branch

Once you have an account at Karnataka Bank Limited – BIJAPUR JALANAGAR EXTENSION, the IFSC KARB0000935 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Banking services available

The Bijapur Jalanagar Extension branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 91-9880865851.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC KARB0000935

MICR & cheque-truncation details

Cheques drawn on the Bijapur Jalanagar Extension branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC KARB0000935 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Digital banking channels

Most day-to-day work that customers used to do at the Bijapur Jalanagar Extension branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC KARB0000935 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

Common mistakes to avoid when using IFSC KARB0000935

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Karnataka Bank Limited – BIJAPUR JALANAGAR EXTENSION, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: KARB0000935.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

How to reach the Bijapur Jalanagar Extension branch

The branch is located at GROUND FLOOR,PLOPT NO 69,JALANAGAR EXTENSION,BIJAPUR 586 109, which puts it inside Bijapur, the broader Bijapur district, and the state of Karnataka. To plan your visit:

1. Open Google Maps on your phone and search for “Karnataka Bank Limited Bijapur Jalanagar Extension branch” — the verified location pin for IFSC KARB0000935 should appear at the top of the results.
2. Confirm the branch is open by calling 91-9880865851 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC KARB0000935 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC KARB0000935 for Karnataka Bank Limited – BIJAPUR JALANAGAR EXTENSION, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Bijapur Jalanagar Extension branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC KARB0000935, however, work 24x7.

Branch address & contact

Frequently asked questions

Summary

The IFSC code KARB0000935 belongs to Karnataka Bank Limited's BIJAPUR JALANAGAR EXTENSION branch, located at GROUND FLOOR,PLOPT NO 69,JALANAGAR EXTENSION,BIJAPUR 586 109 in BIJAPUR, KARNATAKA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.