IFSC Code of Karnataka Bank Limited, Retail Asset Centre Jp Nangar Bengaluru Branch, Karnataka

Below are the complete branch details for Karnataka Bank Limited, RETAIL ASSET CENTRE JP NANGAR BENGALURU branch, located in BENGALURU, KARNATAKA. The IFSC assigned by the Reserve Bank of India to this branch is KARB0001100. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.

The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case KARB0001100 for Karnataka Bank Limited – RETAIL ASSET CENTRE JP NANGAR BENGALURU — saves you from rejected transfers, returned credits and the back-and-forth that follows them.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for Karnataka Bank Limited – RETAIL ASSET CENTRE JP NANGAR BENGALURU is KARB0001100. The first four letters KARB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 001100 map to this branch in BENGALURU, KARNATAKA.

About Karnataka Bank Limited

Karnataka Bank Limited operates a wide network of branches across India, including the Retail Asset Centre Jp Nangar Bengaluru branch in Bengaluru. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, KARB0001100.

Branch details at a glance

Retail Asset Centre Jp Nangar Bengaluru branch overview

Located at 32, GROUND FLOOR, TECHNOLOGY AND DIGITAL HUB, ARTISANE RPS TECH CENTRE, 1ST MAIN, JP NAGAR, 3RD PHASE, BENGALURU-560078, the Retail Asset Centre Jp Nangar Bengaluru branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC KARB0001100 is required for all interbank electronic transfers routed through this branch.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Karnataka Bank Limited's RETAIL ASSET CENTRE JP NANGAR BENGALURU branch came to be assigned the code KARB0001100.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC KARB0001100, money simply cannot be routed to the RETAIL ASSET CENTRE JP NANGAR BENGALURU branch electronically.

Products and account variants supported

Every account opened at the Retail Asset Centre Jp Nangar Bengaluru branch is mapped to IFSC KARB0001100 on the RBI payments network. The branch generally supports the full retail product catalogue of Karnataka Bank Limited, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains KARB0001100.

Banking services available

The Retail Asset Centre Jp Nangar Bengaluru branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on the branch contact number.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC KARB0001100

How to transfer money using IFSC KARB0001100

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC KARB0001100 across all three.

NEFT to Karnataka Bank Limited, RETAIL ASSET CENTRE JP NANGAR BENGALURU using IFSC KARB0001100

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC KARB0001100, and confirm that the system picks up Karnataka Bank Limited – RETAIL ASSET CENTRE JP NANGAR BENGALURU. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to RETAIL ASSET CENTRE JP NANGAR BENGALURU

If you need to transfer ₹2 lakh or more in one go to an account at Karnataka Bank Limited's RETAIL ASSET CENTRE JP NANGAR BENGALURU branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC KARB0001100 while initiating the transfer and the credit will appear within minutes.

Send money instantly through IMPS

For a real-time, anytime transfer to Karnataka Bank Limited – RETAIL ASSET CENTRE JP NANGAR BENGALURU, use IMPS. With IFSC KARB0001100 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC KARB0001100 for Karnataka Bank Limited – RETAIL ASSET CENTRE JP NANGAR BENGALURU, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Retail Asset Centre Jp Nangar Bengaluru branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Karnataka Bank Limited's RETAIL ASSET CENTRE JP NANGAR BENGALURU branch, the IFSC KARB0001100 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Online banking and IFSC KARB0001100

Karnataka Bank Limited customers can register for net banking and the bank's official mobile app once their account at the RETAIL ASSET CENTRE JP NANGAR BENGALURU branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC KARB0001100 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

MICR & cheque-truncation details

Cheques drawn on the Retail Asset Centre Jp Nangar Bengaluru branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC KARB0001100 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Karnataka Bank Limited – RETAIL ASSET CENTRE JP NANGAR BENGALURU:

• The IFSC is exactly KARB0001100 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Karnataka Bank Limited as the bank name and RETAIL ASSET CENTRE JP NANGAR BENGALURU as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The Retail Asset Centre Jp Nangar Bengaluru branch sits at 32, GROUND FLOOR, TECHNOLOGY AND DIGITAL HUB, ARTISANE RPS TECH CENTRE, 1ST MAIN, JP NAGAR, 3RD PHASE, BENGALURU-560078. If you are travelling from outside Bengaluru, search for the branch on a maps application using the bank name and locality, or call the branch contact number to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC KARB0001100 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC KARB0001100 for Karnataka Bank Limited – RETAIL ASSET CENTRE JP NANGAR BENGALURU, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Retail Asset Centre Jp Nangar Bengaluru branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC KARB0001100, however, work 24x7.

Branch address & contact

Frequently asked questions

Summary

The IFSC code KARB0001100 belongs to Karnataka Bank Limited's RETAIL ASSET CENTRE JP NANGAR BENGALURU branch, located at 32, GROUND FLOOR, TECHNOLOGY AND DIGITAL HUB, ARTISANE RPS TECH CENTRE, 1ST… in BENGALURU, KARNATAKA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.