IFSC Code of Karnataka Bank Limited, Bengaluru Rajajinagar First Block Branch, Karnataka

Use this page as a one-stop reference for everything related to Karnataka Bank Limited's BENGALURU RAJAJINAGAR FIRST BLOCK branch in BENGALURU, KARNATAKA. The branch's IFSC code KARB0001009 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, KARB0001009 is the IFSC of Karnataka Bank Limited's BENGALURU RAJAJINAGAR FIRST BLOCK branch. The format is fixed: KARB = bank code, 0 = reserved, 001009 = branch identifier.

Bank profile

Karnataka Bank Limited is among the recognised banks listed on the Reserve Bank of India's payments network. The Bengaluru Rajajinagar First Block branch — IFSC KARB0001009 — extends the bank's services to customers in and around Bengaluru, Karnataka.

Branch details at a glance

About the Bengaluru Rajajinagar First Block branch

The Bengaluru Rajajinagar First Block branch of Karnataka Bank Limited is situated at D.NO.4/110, GROUND FLOOR, DR.RAJKUMAR ROAD,1ST BLOCK,RAJAJINAGAR,BENGALURU-560010,BENGALURU NORTH,BENGALURU. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code KARB0001009 is used.

Why every Karnataka Bank Limited branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including BENGALURU RAJAJINAGAR FIRST BLOCK of Karnataka Bank Limited — its own 11-character IFSC. The code KARB0001009 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC KARB0001009 the same way you would treat your account number — verify it once and save it carefully for future use.

Products and account variants supported

Every account opened at the Bengaluru Rajajinagar First Block branch is mapped to IFSC KARB0001009 on the RBI payments network. The branch generally supports the full retail product catalogue of Karnataka Bank Limited, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains KARB0001009.

Products and services

Customers walking into the Bengaluru Rajajinagar First Block branch can access most of Karnataka Bank Limited's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC KARB0001009

How to transfer money using IFSC KARB0001009

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC KARB0001009 across all three.

How to use IFSC KARB0001009 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Karnataka Bank Limited's BENGALURU RAJAJINAGAR FIRST BLOCK branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC KARB0001009.
4. Confirm the bank name auto-populates as Karnataka Bank Limited and the branch as BENGALURU RAJAJINAGAR FIRST BLOCK.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

RTGS transfers via IFSC KARB0001009

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Karnataka Bank Limited – BENGALURU RAJAJINAGAR FIRST BLOCK, ensure your bank's portal accepts IFSC KARB0001009 while registering the beneficiary. RTGS is also available 24x7.

IMPS to Karnataka Bank Limited BENGALURU RAJAJINAGAR FIRST BLOCK (IFSC KARB0001009)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC KARB0001009 in your mobile or internet banking app, and the money is credited to the BENGALURU RAJAJINAGAR FIRST BLOCK branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC KARB0001009 for Karnataka Bank Limited – BENGALURU RAJAJINAGAR FIRST BLOCK, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Bengaluru Rajajinagar First Block branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Karnataka Bank Limited's BENGALURU RAJAJINAGAR FIRST BLOCK branch, the IFSC KARB0001009 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Online banking and IFSC KARB0001009

Karnataka Bank Limited customers can register for net banking and the bank's official mobile app once their account at the BENGALURU RAJAJINAGAR FIRST BLOCK branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC KARB0001009 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Karnataka Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC KARB0001009 and the account number together uniquely identify the Bengaluru Rajajinagar First Block branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Common mistakes to avoid when using IFSC KARB0001009

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Karnataka Bank Limited – BENGALURU RAJAJINAGAR FIRST BLOCK, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: KARB0001009.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

Reaching the branch

The Bengaluru Rajajinagar First Block branch sits at D.NO.4/110, GROUND FLOOR, DR.RAJKUMAR ROAD,1ST BLOCK,RAJAJINAGAR,BENGALURU-560010,BENGALURU NORTH,BENGALURU. If you are travelling from outside Bengaluru, search for the branch on a maps application using the bank name and locality, or call the branch contact number to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC KARB0001009 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC KARB0001009 for Karnataka Bank Limited – BENGALURU RAJAJINAGAR FIRST BLOCK, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Working hours

Branch counters at Bengaluru Rajajinagar First Block are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to KARB0001009 continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code KARB0001009 belongs to Karnataka Bank Limited's BENGALURU RAJAJINAGAR FIRST BLOCK branch, located at D.NO.4/110, GROUND FLOOR, DR.RAJKUMAR ROAD,1ST… in BENGALURU, KARNATAKA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.