IFSC Code of Karnataka Bank Limited, Banshankari Vi Th Stage Branch, Karnataka

Below are the complete branch details for Karnataka Bank Limited, BANSHANKARI VI TH STAGE branch, located in BENGALURU, KARNATAKA. The IFSC assigned by the Reserve Bank of India to this branch is KARB0001038. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.

The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case KARB0001038 for Karnataka Bank Limited – BANSHANKARI VI TH STAGE — saves you from rejected transfers, returned credits and the back-and-forth that follows them.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, KARB0001038 is the IFSC of Karnataka Bank Limited's BANSHANKARI VI TH STAGE branch. The format is fixed: KARB = bank code, 0 = reserved, 001038 = branch identifier.

About the bank

Karnataka Bank Limited serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Banshankari Vi Th Stage branch in Bengaluru, Karnataka is part of this network and uses the IFSC code KARB0001038 for all electronic settlement.

Branch details at a glance

Banshankari Vi Th Stage branch overview

Located at NO. 2416/A, GROUND FLOOR, 3RD BLOCK, 6TH STAGE, BANASHANKARI BENGALURU - 560 062 BENGALURU SOUTH TALUK, BENGALURU URBAN DISTRICT KARNATAKA STATE, the Banshankari Vi Th Stage branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC KARB0001038 is required for all interbank electronic transfers routed through this branch.

Why every Karnataka Bank Limited branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including BANSHANKARI VI TH STAGE of Karnataka Bank Limited — its own 11-character IFSC. The code KARB0001038 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC KARB0001038 the same way you would treat your account number — verify it once and save it carefully for future use.

Products and account variants supported

Every account opened at the Banshankari Vi Th Stage branch is mapped to IFSC KARB0001038 on the RBI payments network. The branch generally supports the full retail product catalogue of Karnataka Bank Limited, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains KARB0001038.

Products and services

Customers walking into the Banshankari Vi Th Stage branch can access most of Karnataka Bank Limited's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC KARB0001038

How to transfer money using IFSC KARB0001038

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC KARB0001038 across all three.

How to use IFSC KARB0001038 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Karnataka Bank Limited's BANSHANKARI VI TH STAGE branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC KARB0001038.
4. Confirm the bank name auto-populates as Karnataka Bank Limited and the branch as BANSHANKARI VI TH STAGE.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to BANSHANKARI VI TH STAGE

If you need to transfer ₹2 lakh or more in one go to an account at Karnataka Bank Limited's BANSHANKARI VI TH STAGE branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC KARB0001038 while initiating the transfer and the credit will appear within minutes.

Send money instantly through IMPS

For a real-time, anytime transfer to Karnataka Bank Limited – BANSHANKARI VI TH STAGE, use IMPS. With IFSC KARB0001038 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC KARB0001038 for Karnataka Bank Limited – BANSHANKARI VI TH STAGE, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Banshankari Vi Th Stage branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Karnataka Bank Limited's BANSHANKARI VI TH STAGE branch, the IFSC KARB0001038 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Online banking and IFSC KARB0001038

Karnataka Bank Limited customers can register for net banking and the bank's official mobile app once their account at the BANSHANKARI VI TH STAGE branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC KARB0001038 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Karnataka Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC KARB0001038 and the account number together uniquely identify the Banshankari Vi Th Stage branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Karnataka Bank Limited – BANSHANKARI VI TH STAGE:

• The IFSC is exactly KARB0001038 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Karnataka Bank Limited as the bank name and BANSHANKARI VI TH STAGE as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the Banshankari Vi Th Stage branch

The branch is located at NO. 2416/A, GROUND FLOOR, 3RD BLOCK, 6TH STAGE, BANASHANKARI BENGALURU - 560 062 BENGALURU SOUTH TALUK, BENGALURU URBAN DISTRICT KARNATAKA STATE, which puts it inside Bengaluru, the broader Bengaluru Urban district, and the state of Karnataka. To plan your visit:

1. Open Google Maps on your phone and search for “Karnataka Bank Limited Banshankari Vi Th Stage branch” — the verified location pin for IFSC KARB0001038 should appear at the top of the results.
2. Confirm the branch is open by calling 80-22955843 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC KARB0001038 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC KARB0001038 for Karnataka Bank Limited – BANSHANKARI VI TH STAGE, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Banshankari Vi Th Stage branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC KARB0001038, however, work 24x7.

Branch address & contact

Frequently asked questions

Summary

The IFSC code KARB0001038 belongs to Karnataka Bank Limited's BANSHANKARI VI TH STAGE branch, located at NO. 2416/A, GROUND FLOOR, 3RD BLOCK, 6TH STAGE, BANASHANKARI BENGALURU - 560… in BENGALURU, KARNATAKA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.