This page lists the IFSC code, branch address, contact number and fund-transfer information for Karnataka Bank Limited, BARASAT branch in BARASAT. The 11-digit IFSC KARB0000969 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Karnataka Bank Limited at the BARASAT location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, KARB0000969 is the IFSC of Karnataka Bank Limited's BARASAT branch. The format is fixed: KARB = bank code, 0 = reserved, 000969 = branch identifier.
Branch details at a glance
| Bank Name | Karnataka Bank Limited |
|---|---|
| Branch | Barasat |
| IFSC Code | KARB0000969 |
| MICR Code | Refer to cheque leaf |
| Branch Address | SHOP NO.2/A,2/B,1/C,1/B,1D,CENTRAL PLAZA,NO 70, JESSORE ROAD, SETH PUKUR, BARASAT-700124 |
| City | Barasat |
| District | North 24 Parganas |
| State | West Bengal |
Bank profile
Karnataka Bank Limited is among the recognised banks listed on the Reserve Bank of India's payments network. The Barasat branch — IFSC KARB0000969 — extends the bank's services to customers in and around Barasat, West Bengal.
About the Barasat branch
The Barasat branch of Karnataka Bank Limited is situated at SHOP NO.2/A,2/B,1/C,1/B,1D,CENTRAL PLAZA,NO 70, JESSORE ROAD, SETH PUKUR, BARASAT-700124. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code KARB0000969 is used.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Karnataka Bank Limited's BARASAT branch came to be assigned the code KARB0000969.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC KARB0000969, money simply cannot be routed to the BARASAT branch electronically.
How to transfer money using IFSC KARB0000969
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC KARB0000969 across all three.
NEFT to Karnataka Bank Limited, BARASAT using IFSC KARB0000969
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC KARB0000969, and confirm that the system picks up Karnataka Bank Limited – BARASAT. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to BARASAT
If you need to transfer ₹2 lakh or more in one go to an account at Karnataka Bank Limited's BARASAT branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC KARB0000969 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to Karnataka Bank Limited – BARASAT, use IMPS. With IFSC KARB0000969 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC KARB0000969 for Karnataka Bank Limited – BARASAT, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – KARB0000969 | Yes – KARB0000969 | Yes – KARB0000969 |
For most retail customers crediting the Barasat branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Karnataka Bank Limited's BARASAT branch, the IFSC KARB0000969 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Account types you can open at the Barasat branch
Once you have an account at Karnataka Bank Limited – BARASAT, the IFSC KARB0000969 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the Barasat branch can access most of Karnataka Bank Limited's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC KARB0000969
MICR & cheque-truncation details
Cheques drawn on the Barasat branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC KARB0000969 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Digital banking channels
Most day-to-day work that customers used to do at the Barasat branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC KARB0000969 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Common mistakes to avoid when using IFSC KARB0000969
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Karnataka Bank Limited – BARASAT, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
KARB0000969. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
How to reach the Barasat branch
The branch is located at SHOP NO.2/A,2/B,1/C,1/B,1D,CENTRAL PLAZA,NO 70, JESSORE ROAD, SETH PUKUR, BARASAT-700124, which puts it inside Barasat, the broader North 24 Parganas district, and the state of West Bengal. To plan your visit:
- Open Google Maps on your phone and search for “Karnataka Bank Limited Barasat branch” — the verified location pin for IFSC KARB0000969 should appear at the top of the results.
- Confirm the branch is open by calling the branch contact number before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC KARB0000969 and your account number.
Verifying IFSC KARB0000969 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm KARB0000969 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on the branch contact number.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Barasat are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to KARB0000969 continue to work without interruption.
Branch address & contact
Karnataka Bank LimitedBarasat Branch
SHOP NO.2/A,2/B,1/C,1/B,1D,CENTRAL PLAZA,NO 70, JESSORE ROAD, SETH PUKUR, BARASAT-700124
Barasat, West Bengal
Phone: the branch contact number
IFSC: KARB0000969
Frequently asked questions
Is IFSC KARB0000969 the same for all accounts at Barasat branch?
Yes. The IFSC KARB0000969 is shared by every account held at Karnataka Bank Limited's Barasat branch. Only the account number changes from customer to customer.
What is the IFSC code of Karnataka Bank Limited Barasat branch?
The IFSC code of Karnataka Bank Limited, Barasat branch is KARB0000969. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
What is the phone number of Karnataka Bank Limited Barasat branch?
You can reach the branch at the branch contact number during regular banking hours.
Can I use IFSC KARB0000969 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC KARB0000969 to send funds instantly.
How do I add Karnataka Bank Limited Barasat as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC KARB0000969, and complete OTP verification. Once activated, you can transfer funds at any time.
How quickly will an NEFT transfer using KARB0000969 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Karnataka Bank Limited – Barasat reflect within 30 minutes.
Where is Karnataka Bank Limited Barasat branch located?
Karnataka Bank Limited's Barasat branch is located at SHOP NO.2/A,2/B,1/C,1/B,1D,CENTRAL PLAZA,NO 70, JESSORE ROAD, SETH PUKUR, BARASAT-700124, Barasat, West Bengal.
Summary
The IFSC code KARB0000969 belongs to Karnataka Bank Limited's BARASAT branch, located at SHOP NO.2/A,2/B,1/C,1/B,1D,CENTRAL PLAZA,NO 70, JESSORE ROAD, SETH PUKUR,… in BARASAT, WEST BENGAL. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
