If you are searching for the IFSC code of Karnataka Bank Limited, K.G.ROAD ,E.C branch in BANGALORE, KARNATAKA, this page has every detail you need. The verified IFSC code for this branch is KARB0000117. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the K.G.ROAD ,E.C branch, and detailed step-by-step guides for using the IFSC KARB0000117 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, KARB0000117 is the IFSC of Karnataka Bank Limited's K.G.ROAD ,E.C branch. The format is fixed: KARB = bank code, 0 = reserved, 000117 = branch identifier.
Branch details at a glance
| Bank Name | Karnataka Bank Limited |
|---|---|
| Branch | K.G.Road ,E.C |
| IFSC Code | KARB0000117 |
| MICR Code | Refer to cheque leaf |
| Branch Address | CIVIL COURT COMPLEX,BANGALORE, PIN - 560009. |
| City | Bangalore |
| District | Bangalore |
| State | Karnataka |
| STD Code | 80 |
| Phone | 22955870 |
About Karnataka Bank Limited
Karnataka Bank Limited operates a wide network of branches across India, including the K.G.Road ,E.C branch in Bangalore. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, KARB0000117.
About the K.G.Road ,E.C branch
The K.G.Road ,E.C branch of Karnataka Bank Limited is situated at CIVIL COURT COMPLEX,BANGALORE, PIN - 560009.. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code KARB0000117 is used.
Why every Karnataka Bank Limited branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including K.G.ROAD ,E.C of Karnataka Bank Limited — its own 11-character IFSC. The code KARB0000117 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC KARB0000117 the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC KARB0000117
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC KARB0000117 across all three.
NEFT to Karnataka Bank Limited, K.G.ROAD ,E.C using IFSC KARB0000117
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC KARB0000117, and confirm that the system picks up Karnataka Bank Limited – K.G.ROAD ,E.C. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to K.G.ROAD ,E.C
If you need to transfer ₹2 lakh or more in one go to an account at Karnataka Bank Limited's K.G.ROAD ,E.C branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC KARB0000117 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to Karnataka Bank Limited – K.G.ROAD ,E.C, use IMPS. With IFSC KARB0000117 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
Comparing NEFT, RTGS and IMPS for transfers to K.G.Road ,E.C
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC KARB0000117:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at K.G.ROAD ,E.C is still linked to IFSC KARB0000117.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC KARB0000117
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Karnataka Bank Limited – K.G.ROAD ,E.C is still mapped to IFSC KARB0000117. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC KARB0000117 and the beneficiary's account number to complete the transfer.
Account types you can open at the K.G.Road ,E.C branch
Once you have an account at Karnataka Bank Limited – K.G.ROAD ,E.C, the IFSC KARB0000117 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The K.G.Road ,E.C branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 80-22955870.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC KARB0000117
MICR & cheque-truncation details
Cheques drawn on the K.G.Road ,E.C branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC KARB0000117 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Online banking and IFSC KARB0000117
Karnataka Bank Limited customers can register for net banking and the bank's official mobile app once their account at the K.G.ROAD ,E.C branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC KARB0000117 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Karnataka Bank Limited – K.G.ROAD ,E.C:
- The IFSC is exactly KARB0000117 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Karnataka Bank Limited as the bank name and K.G.ROAD ,E.C as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The K.G.Road ,E.C branch sits at CIVIL COURT COMPLEX,BANGALORE, PIN - 560009.. If you are travelling from outside Bangalore, search for the branch on a maps application using the bank name and locality, or call 80-22955870 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC KARB0000117 and your account number.
Verifying IFSC KARB0000117 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm KARB0000117 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 80-22955870.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The K.G.Road ,E.C branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC KARB0000117, however, work 24x7.
Branch address & contact
Karnataka Bank LimitedK.G.Road ,E.C Branch
CIVIL COURT COMPLEX,BANGALORE, PIN - 560009.
Bangalore, Karnataka
Phone: 80-22955870
IFSC: KARB0000117
Frequently asked questions
Is IFSC KARB0000117 valid for NEFT and RTGS?
Yes. IFSC KARB0000117 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Does Karnataka Bank Limited K.G.Road ,E.C branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 80-22955870 to confirm.
What is the phone number of Karnataka Bank Limited K.G.Road ,E.C branch?
You can reach the branch at 80-22955870 during regular banking hours.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the K.G.Road ,E.C branch but serve different purposes.
Can I use IFSC KARB0000117 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC KARB0000117 to send funds instantly.
How do I add Karnataka Bank Limited K.G.Road ,E.C as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC KARB0000117, and complete OTP verification. Once activated, you can transfer funds at any time.
Where is Karnataka Bank Limited K.G.Road ,E.C branch located?
Karnataka Bank Limited's K.G.Road ,E.C branch is located at CIVIL COURT COMPLEX,BANGALORE, PIN - 560009., Bangalore, Karnataka.
Final notes
To recap: KARB0000117 is the IFSC code of Karnataka Bank Limited, K.G.ROAD ,E.C branch, in BANGALORE, KARNATAKA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
