IFSC Code of Karnataka Bank Limited, Jayanagar Ix Block Bangalore Branch, Karnataka

Below are the complete branch details for Karnataka Bank Limited, JAYANAGAR IX BLOCK BANGALORE branch, located in BANGALORE, KARNATAKA. The IFSC assigned by the Reserve Bank of India to this branch is KARB0000061. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.

The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case KARB0000061 for Karnataka Bank Limited – JAYANAGAR IX BLOCK BANGALORE — saves you from rejected transfers, returned credits and the back-and-forth that follows them.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, KARB0000061 is the IFSC of Karnataka Bank Limited's JAYANAGAR IX BLOCK BANGALORE branch. The format is fixed: KARB = bank code, 0 = reserved, 000061 = branch identifier.

Branch details at a glance

About the bank

Karnataka Bank Limited serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Jayanagar Ix Block Bangalore branch in Bangalore, Karnataka is part of this network and uses the IFSC code KARB0000061 for all electronic settlement.

About the Jayanagar Ix Block Bangalore branch

The Jayanagar Ix Block Bangalore branch of Karnataka Bank Limited is situated at SHRI KSHETRA COMPLEX,NO.911,39TH CROSS,28TH MAIN,9TH BLOCK,JAYANAGAR,BANGALORE, PIN - 560069. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code KARB0000061 is used.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Karnataka Bank Limited's JAYANAGAR IX BLOCK BANGALORE branch came to be assigned the code KARB0000061.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC KARB0000061, money simply cannot be routed to the JAYANAGAR IX BLOCK BANGALORE branch electronically.

How to transfer money using IFSC KARB0000061

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC KARB0000061 across all three.

NEFT to Karnataka Bank Limited, JAYANAGAR IX BLOCK BANGALORE using IFSC KARB0000061

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC KARB0000061, and confirm that the system picks up Karnataka Bank Limited – JAYANAGAR IX BLOCK BANGALORE. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

RTGS transfers via IFSC KARB0000061

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Karnataka Bank Limited – JAYANAGAR IX BLOCK BANGALORE, ensure your bank's portal accepts IFSC KARB0000061 while registering the beneficiary. RTGS is also available 24x7.

Send money instantly through IMPS

For a real-time, anytime transfer to Karnataka Bank Limited – JAYANAGAR IX BLOCK BANGALORE, use IMPS. With IFSC KARB0000061 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC KARB0000061 for Karnataka Bank Limited – JAYANAGAR IX BLOCK BANGALORE, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Jayanagar Ix Block Bangalore branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Karnataka Bank Limited's JAYANAGAR IX BLOCK BANGALORE branch, the IFSC KARB0000061 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Products and account variants supported

Every account opened at the Jayanagar Ix Block Bangalore branch is mapped to IFSC KARB0000061 on the RBI payments network. The branch generally supports the full retail product catalogue of Karnataka Bank Limited, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains KARB0000061.

Banking services available

The Jayanagar Ix Block Bangalore branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 80-22955863.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC KARB0000061

MICR & cheque-truncation details

Cheques drawn on the Jayanagar Ix Block Bangalore branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC KARB0000061 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Online banking and IFSC KARB0000061

Karnataka Bank Limited customers can register for net banking and the bank's official mobile app once their account at the JAYANAGAR IX BLOCK BANGALORE branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC KARB0000061 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Karnataka Bank Limited – JAYANAGAR IX BLOCK BANGALORE:

• The IFSC is exactly KARB0000061 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Karnataka Bank Limited as the bank name and JAYANAGAR IX BLOCK BANGALORE as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The Jayanagar Ix Block Bangalore branch sits at SHRI KSHETRA COMPLEX,NO.911,39TH CROSS,28TH MAIN,9TH BLOCK,JAYANAGAR,BANGALORE, PIN - 560069. If you are travelling from outside Bangalore, search for the branch on a maps application using the bank name and locality, or call 80-22955863 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC KARB0000061 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC KARB0000061 for Karnataka Bank Limited – JAYANAGAR IX BLOCK BANGALORE, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Working hours

Branch counters at Jayanagar Ix Block Bangalore are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to KARB0000061 continue to work without interruption.

Branch address & contact

Frequently asked questions

Final notes

To recap: KARB0000061 is the IFSC code of Karnataka Bank Limited, JAYANAGAR IX BLOCK BANGALORE branch, in BANGALORE, KARNATAKA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.