Use this page as a one-stop reference for everything related to Karnataka Bank Limited's DODDABALLAPUR branch in BANGALORE, KARNATAKA. The branch's IFSC code KARB0000198 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, KARB0000198 is the IFSC of Karnataka Bank Limited's DODDABALLAPUR branch. The format is fixed: KARB = bank code, 0 = reserved, 000198 = branch identifier.
About Karnataka Bank Limited
Karnataka Bank Limited operates a wide network of branches across India, including the Doddaballapur branch in Bangalore. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, KARB0000198.
About this branch
The branch is located at NO.2777,M.G.CIRCLE LIONS BHAVAN ROAD SHENGARPET DODDABALLAPUR, PIN - 561203. It serves the Bangalore region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Karnataka Bank Limited. The IFSC KARB0000198 is used to identify this branch on the RBI payments network.
Branch details at a glance
| Bank Name | Karnataka Bank Limited |
|---|---|
| Branch | Doddaballapur |
| IFSC Code | KARB0000198 |
| MICR Code | Refer to cheque leaf |
| Branch Address | NO.2777,M.G.CIRCLE LIONS BHAVAN ROAD SHENGARPET DODDABALLAPUR, PIN - 561203 |
| City | Bangalore |
| District | Kolar |
| State | Karnataka |
| STD Code | 80 |
| Phone | 27622119 |
Why every Karnataka Bank Limited branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including DODDABALLAPUR of Karnataka Bank Limited — its own 11-character IFSC. The code KARB0000198 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC KARB0000198 the same way you would treat your account number — verify it once and save it carefully for future use.
MICR & cheque-truncation details
Cheques drawn on the Doddaballapur branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC KARB0000198 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
How to transfer money using IFSC KARB0000198
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC KARB0000198 across all three.
How to use IFSC KARB0000198 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Karnataka Bank Limited's DODDABALLAPUR branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC KARB0000198.
- Confirm the bank name auto-populates as Karnataka Bank Limited and the branch as DODDABALLAPUR.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to DODDABALLAPUR
If you need to transfer ₹2 lakh or more in one go to an account at Karnataka Bank Limited's DODDABALLAPUR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC KARB0000198 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to Karnataka Bank Limited – DODDABALLAPUR, use IMPS. With IFSC KARB0000198 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC KARB0000198 for Karnataka Bank Limited – DODDABALLAPUR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – KARB0000198 | Yes – KARB0000198 | Yes – KARB0000198 |
For most retail customers crediting the Doddaballapur branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Karnataka Bank Limited's DODDABALLAPUR branch, the IFSC KARB0000198 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Account types you can open at the Doddaballapur branch
Once you have an account at Karnataka Bank Limited – DODDABALLAPUR, the IFSC KARB0000198 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Doddaballapur branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 80-27622119.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC KARB0000198
Online banking and IFSC KARB0000198
Karnataka Bank Limited customers can register for net banking and the bank's official mobile app once their account at the DODDABALLAPUR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC KARB0000198 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Reaching the branch
The Doddaballapur branch sits at NO.2777,M.G.CIRCLE LIONS BHAVAN ROAD SHENGARPET DODDABALLAPUR, PIN - 561203. If you are travelling from outside Bangalore, search for the branch on a maps application using the bank name and locality, or call 80-27622119 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC KARB0000198 and your account number.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Karnataka Bank Limited – DODDABALLAPUR:
- The IFSC is exactly KARB0000198 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Karnataka Bank Limited as the bank name and DODDABALLAPUR as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Doddaballapur branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC KARB0000198, however, work 24x7.
Verifying IFSC KARB0000198 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm KARB0000198 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 80-27622119.
- Visiting the bank's official branch locator page.
Branch address & contact
Karnataka Bank LimitedDoddaballapur Branch
NO.2777,M.G.CIRCLE LIONS BHAVAN ROAD SHENGARPET DODDABALLAPUR, PIN - 561203
Bangalore, Karnataka
Phone: 80-27622119
IFSC: KARB0000198
Frequently asked questions
How quickly will an NEFT transfer using KARB0000198 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Karnataka Bank Limited – Doddaballapur reflect within 30 minutes.
Does Karnataka Bank Limited Doddaballapur branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 80-27622119 to confirm.
Is IFSC KARB0000198 the same for all accounts at Doddaballapur branch?
Yes. The IFSC KARB0000198 is shared by every account held at Karnataka Bank Limited's Doddaballapur branch. Only the account number changes from customer to customer.
What is the phone number of Karnataka Bank Limited Doddaballapur branch?
You can reach the branch at 80-27622119 during regular banking hours.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Doddaballapur branch but serve different purposes.
Where is Karnataka Bank Limited Doddaballapur branch located?
Karnataka Bank Limited's Doddaballapur branch is located at NO.2777,M.G.CIRCLE LIONS BHAVAN ROAD SHENGARPET DODDABALLAPUR, PIN - 561203, Bangalore, Karnataka.
Summary
The IFSC code KARB0000198 belongs to Karnataka Bank Limited's DODDABALLAPUR branch, located at NO.2777,M.G.CIRCLE LIONS BHAVAN ROAD SHENGARPET DODDABALLAPUR, PIN - 561203 in BANGALORE, KARNATAKA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
