If you are searching for the IFSC code of Karnataka Bank Limited, DATA CENTRE branch in BANGALORE, KARNATAKA, this page has every detail you need. The verified IFSC code for this branch is KARB0000119. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the DATA CENTRE branch, and detailed step-by-step guides for using the IFSC KARB0000119 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Karnataka Bank Limited – DATA CENTRE is KARB0000119. The first four letters KARB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 000119 map to this branch in BANGALORE, KARNATAKA.
About Karnataka Bank Limited
Karnataka Bank Limited operates a wide network of branches across India, including the Data Centre branch in Bangalore. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, KARB0000119.
Data Centre branch overview
Located at NO. 113, FIRST FLOOR, K H ROAD, DATA CENTRE, BANGALORE - 560027, the Data Centre branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC KARB0000119 is required for all interbank electronic transfers routed through this branch.
Branch details at a glance
| Bank Name | Karnataka Bank Limited |
|---|---|
| Branch | Data Centre |
| IFSC Code | KARB0000119 |
| MICR Code | Refer to cheque leaf |
| Branch Address | NO. 113, FIRST FLOOR, K H ROAD, DATA CENTRE, BANGALORE - 560027 |
| City | Bangalore |
| District | Bangalore |
| State | Karnataka |
| STD Code | 80 |
| Phone | 22021900 |
Why every Karnataka Bank Limited branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including DATA CENTRE of Karnataka Bank Limited — its own 11-character IFSC. The code KARB0000119 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC KARB0000119 the same way you would treat your account number — verify it once and save it carefully for future use.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Karnataka Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC KARB0000119 and the account number together uniquely identify the Data Centre branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
How to transfer money using IFSC KARB0000119
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC KARB0000119 across all three.
NEFT to Karnataka Bank Limited, DATA CENTRE using IFSC KARB0000119
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC KARB0000119, and confirm that the system picks up Karnataka Bank Limited – DATA CENTRE. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC KARB0000119
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Karnataka Bank Limited – DATA CENTRE, ensure your bank's portal accepts IFSC KARB0000119 while registering the beneficiary. RTGS is also available 24x7.
IMPS to Karnataka Bank Limited DATA CENTRE (IFSC KARB0000119)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC KARB0000119 in your mobile or internet banking app, and the money is credited to the DATA CENTRE branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC KARB0000119 for Karnataka Bank Limited – DATA CENTRE, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – KARB0000119 | Yes – KARB0000119 | Yes – KARB0000119 |
For most retail customers crediting the Data Centre branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Karnataka Bank Limited's DATA CENTRE branch, the IFSC KARB0000119 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Data Centre branch is mapped to IFSC KARB0000119 on the RBI payments network. The branch generally supports the full retail product catalogue of Karnataka Bank Limited, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains KARB0000119.
Products and services
Customers walking into the Data Centre branch can access most of Karnataka Bank Limited's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC KARB0000119
Online banking and IFSC KARB0000119
Karnataka Bank Limited customers can register for net banking and the bank's official mobile app once their account at the DATA CENTRE branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC KARB0000119 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
How to reach the Data Centre branch
The branch is located at NO. 113, FIRST FLOOR, K H ROAD, DATA CENTRE, BANGALORE - 560027, which puts it inside Bangalore, the broader Bangalore district, and the state of Karnataka. To plan your visit:
- Open Google Maps on your phone and search for “Karnataka Bank Limited Data Centre branch” — the verified location pin for IFSC KARB0000119 should appear at the top of the results.
- Confirm the branch is open by calling 80-22021900 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC KARB0000119 and your account number.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Karnataka Bank Limited – DATA CENTRE:
- The IFSC is exactly KARB0000119 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Karnataka Bank Limited as the bank name and DATA CENTRE as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Working hours
Branch counters at Data Centre are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to KARB0000119 continue to work without interruption.
Verifying IFSC KARB0000119 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm KARB0000119 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 80-22021900.
- Visiting the bank's official branch locator page.
Branch address & contact
Karnataka Bank LimitedData Centre Branch
NO. 113, FIRST FLOOR, K H ROAD, DATA CENTRE, BANGALORE - 560027
Bangalore, Karnataka
Phone: 80-22021900
IFSC: KARB0000119
Frequently asked questions
Does Karnataka Bank Limited Data Centre branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 80-22021900 to confirm.
How quickly will an NEFT transfer using KARB0000119 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Karnataka Bank Limited – Data Centre reflect within 30 minutes.
Where is Karnataka Bank Limited Data Centre branch located?
Karnataka Bank Limited's Data Centre branch is located at NO. 113, FIRST FLOOR, K H ROAD, DATA CENTRE, BANGALORE - 560027, Bangalore, Karnataka.
What is the IFSC code of Karnataka Bank Limited Data Centre branch?
The IFSC code of Karnataka Bank Limited, Data Centre branch is KARB0000119. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Is IFSC KARB0000119 the same for all accounts at Data Centre branch?
Yes. The IFSC KARB0000119 is shared by every account held at Karnataka Bank Limited's Data Centre branch. Only the account number changes from customer to customer.
How do I add Karnataka Bank Limited Data Centre as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC KARB0000119, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the phone number of Karnataka Bank Limited Data Centre branch?
You can reach the branch at 80-22021900 during regular banking hours.
Summary
The IFSC code KARB0000119 belongs to Karnataka Bank Limited's DATA CENTRE branch, located at NO. 113, FIRST FLOOR, K H ROAD, DATA CENTRE, BANGALORE - 560027 in BANGALORE, KARNATAKA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
