IFSC Code of Karnataka Bank Limited, Banashankari Ii Stage Bangalore Branch, Karnataka

Use this page as a one-stop reference for everything related to Karnataka Bank Limited's BANASHANKARI II STAGE BANGALORE branch in BANGALORE, KARNATAKA. The branch's IFSC code KARB0000107 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, KARB0000107 is the IFSC of Karnataka Bank Limited's BANASHANKARI II STAGE BANGALORE branch. The format is fixed: KARB = bank code, 0 = reserved, 000107 = branch identifier.

Branch details at a glance

Bank profile

Karnataka Bank Limited is among the recognised banks listed on the Reserve Bank of India's payments network. The Banashankari Ii Stage Bangalore branch — IFSC KARB0000107 — extends the bank's services to customers in and around Bangalore, Karnataka.

About this branch

The branch is located at 979,IST FLOOR,RANGABHOOMI,13TH CROSS,19TH MAIN,BANASHANKARI IIND STAGE,BANGALORE, PIN - 560070. It serves the Bangalore region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Karnataka Bank Limited. The IFSC KARB0000107 is used to identify this branch on the RBI payments network.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Karnataka Bank Limited's BANASHANKARI II STAGE BANGALORE branch came to be assigned the code KARB0000107.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC KARB0000107, money simply cannot be routed to the BANASHANKARI II STAGE BANGALORE branch electronically.

How to transfer money using IFSC KARB0000107

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC KARB0000107 across all three.

How to use IFSC KARB0000107 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Karnataka Bank Limited's BANASHANKARI II STAGE BANGALORE branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC KARB0000107.
4. Confirm the bank name auto-populates as Karnataka Bank Limited and the branch as BANASHANKARI II STAGE BANGALORE.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

RTGS transfers via IFSC KARB0000107

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Karnataka Bank Limited – BANASHANKARI II STAGE BANGALORE, ensure your bank's portal accepts IFSC KARB0000107 while registering the beneficiary. RTGS is also available 24x7.

IMPS to Karnataka Bank Limited BANASHANKARI II STAGE BANGALORE (IFSC KARB0000107)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC KARB0000107 in your mobile or internet banking app, and the money is credited to the BANASHANKARI II STAGE BANGALORE branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Banashankari Ii Stage Bangalore

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC KARB0000107:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at BANASHANKARI II STAGE BANGALORE is still linked to IFSC KARB0000107.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC KARB0000107

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Karnataka Bank Limited – BANASHANKARI II STAGE BANGALORE is still mapped to IFSC KARB0000107. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC KARB0000107 and the beneficiary's account number to complete the transfer.

Account types you can open at the Banashankari Ii Stage Bangalore branch

Once you have an account at Karnataka Bank Limited – BANASHANKARI II STAGE BANGALORE, the IFSC KARB0000107 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Banking services available

The Banashankari Ii Stage Bangalore branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 80-22955840.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC KARB0000107

MICR & cheque-truncation details

Cheques drawn on the Banashankari Ii Stage Bangalore branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC KARB0000107 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Online banking and IFSC KARB0000107

Karnataka Bank Limited customers can register for net banking and the bank's official mobile app once their account at the BANASHANKARI II STAGE BANGALORE branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC KARB0000107 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Karnataka Bank Limited – BANASHANKARI II STAGE BANGALORE:

• The IFSC is exactly KARB0000107 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Karnataka Bank Limited as the bank name and BANASHANKARI II STAGE BANGALORE as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the Banashankari Ii Stage Bangalore branch

The branch is located at 979,IST FLOOR,RANGABHOOMI,13TH CROSS,19TH MAIN,BANASHANKARI IIND STAGE,BANGALORE, PIN - 560070, which puts it inside Bangalore, the broader Bangalore district, and the state of Karnataka. To plan your visit:

1. Open Google Maps on your phone and search for “Karnataka Bank Limited Banashankari Ii Stage Bangalore branch” — the verified location pin for IFSC KARB0000107 should appear at the top of the results.
2. Confirm the branch is open by calling 80-22955840 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC KARB0000107 and your account number.

Verifying IFSC KARB0000107 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm KARB0000107 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 80-22955840.
• Visiting the bank's official branch locator page.

Working hours

Branch counters at Banashankari Ii Stage Bangalore are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to KARB0000107 continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code KARB0000107 belongs to Karnataka Bank Limited's BANASHANKARI II STAGE BANGALORE branch, located at 979,IST FLOOR,RANGABHOOMI,13TH CROSS,19TH MAIN,BANASHANKARI IIND… in BANGALORE, KARNATAKA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.