If you are searching for the IFSC code of Karnataka Bank Limited, ANANTHAPUR branch in ANANTHAPUR, ANDHRA PRADESH, this page has every detail you need. The verified IFSC code for this branch is KARB0000025. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the ANANTHAPUR branch, and detailed step-by-step guides for using the IFSC KARB0000025 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Karnataka Bank Limited – ANANTHAPUR is KARB0000025. The first four letters KARB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 000025 map to this branch in ANANTHAPUR, ANDHRA PRADESH.
Branch details at a glance
| Bank Name | Karnataka Bank Limited |
|---|---|
| Branch | Ananthapur |
| IFSC Code | KARB0000025 |
| MICR Code | Refer to cheque leaf |
| Branch Address | D.NO.13-3-304,IST FLOOR THAKAI TOWERS,RAILWAY FEEDER ROAD ANANTAPUR, PIN - 515001 |
| City | Ananthapur |
| District | Ananthapur |
| State | Andhra Pradesh |
| STD Code | 8554 |
| Phone | 244226 |
About Karnataka Bank Limited
Karnataka Bank Limited operates a wide network of branches across India, including the Ananthapur branch in Ananthapur. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, KARB0000025.
Ananthapur branch overview
Located at D.NO.13-3-304,IST FLOOR THAKAI TOWERS,RAILWAY FEEDER ROAD ANANTAPUR, PIN - 515001, the Ananthapur branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC KARB0000025 is required for all interbank electronic transfers routed through this branch.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Karnataka Bank Limited's ANANTHAPUR branch came to be assigned the code KARB0000025.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC KARB0000025, money simply cannot be routed to the ANANTHAPUR branch electronically.
How to transfer money using IFSC KARB0000025
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC KARB0000025 across all three.
NEFT to Karnataka Bank Limited, ANANTHAPUR using IFSC KARB0000025
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC KARB0000025, and confirm that the system picks up Karnataka Bank Limited – ANANTHAPUR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to ANANTHAPUR
If you need to transfer ₹2 lakh or more in one go to an account at Karnataka Bank Limited's ANANTHAPUR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC KARB0000025 while initiating the transfer and the credit will appear within minutes.
IMPS to Karnataka Bank Limited ANANTHAPUR (IFSC KARB0000025)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC KARB0000025 in your mobile or internet banking app, and the money is credited to the ANANTHAPUR branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC KARB0000025 for Karnataka Bank Limited – ANANTHAPUR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – KARB0000025 | Yes – KARB0000025 | Yes – KARB0000025 |
For most retail customers crediting the Ananthapur branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC KARB0000025
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Karnataka Bank Limited – ANANTHAPUR is still mapped to IFSC KARB0000025. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC KARB0000025 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Ananthapur branch is mapped to IFSC KARB0000025 on the RBI payments network. The branch generally supports the full retail product catalogue of Karnataka Bank Limited, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains KARB0000025.
Banking services available
The Ananthapur branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 8554-244226.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC KARB0000025
MICR & cheque-truncation details
Cheques drawn on the Ananthapur branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC KARB0000025 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Online banking and IFSC KARB0000025
Karnataka Bank Limited customers can register for net banking and the bank's official mobile app once their account at the ANANTHAPUR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC KARB0000025 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Karnataka Bank Limited – ANANTHAPUR:
- The IFSC is exactly KARB0000025 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Karnataka Bank Limited as the bank name and ANANTHAPUR as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Ananthapur branch
The branch is located at D.NO.13-3-304,IST FLOOR THAKAI TOWERS,RAILWAY FEEDER ROAD ANANTAPUR, PIN - 515001, which puts it inside Ananthapur, the broader Ananthapur district, and the state of Andhra Pradesh. To plan your visit:
- Open Google Maps on your phone and search for “Karnataka Bank Limited Ananthapur branch” — the verified location pin for IFSC KARB0000025 should appear at the top of the results.
- Confirm the branch is open by calling 8554-244226 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC KARB0000025 and your account number.
Verifying IFSC KARB0000025 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm KARB0000025 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 8554-244226.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Ananthapur branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC KARB0000025, however, work 24x7.
Branch address & contact
Karnataka Bank LimitedAnanthapur Branch
D.NO.13-3-304,IST FLOOR THAKAI TOWERS,RAILWAY FEEDER ROAD ANANTAPUR, PIN - 515001
Ananthapur, Andhra Pradesh
Phone: 8554-244226
IFSC: KARB0000025
Frequently asked questions
Where is Karnataka Bank Limited Ananthapur branch located?
Karnataka Bank Limited's Ananthapur branch is located at D.NO.13-3-304,IST FLOOR THAKAI TOWERS,RAILWAY FEEDER ROAD ANANTAPUR, PIN - 515001, Ananthapur, Andhra Pradesh.
Is IFSC KARB0000025 the same for all accounts at Ananthapur branch?
Yes. The IFSC KARB0000025 is shared by every account held at Karnataka Bank Limited's Ananthapur branch. Only the account number changes from customer to customer.
How do I add Karnataka Bank Limited Ananthapur as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC KARB0000025, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Ananthapur branch but serve different purposes.
What is the IFSC code of Karnataka Bank Limited Ananthapur branch?
The IFSC code of Karnataka Bank Limited, Ananthapur branch is KARB0000025. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Is IFSC KARB0000025 valid for NEFT and RTGS?
Yes. IFSC KARB0000025 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Can I use IFSC KARB0000025 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC KARB0000025 to send funds instantly.
Final notes
To recap: KARB0000025 is the IFSC code of Karnataka Bank Limited, ANANTHAPUR branch, in ANANTHAPUR, ANDHRA PRADESH. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
