This page lists the IFSC code, branch address, contact number and fund-transfer information for Kalupur Commercial Cooperative Bank, BAREJA branch in BAREJA. The 11-digit IFSC KCCB0BRJ004 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Kalupur Commercial Cooperative Bank at the BAREJA location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, KCCB0BRJ004 is the IFSC of Kalupur Commercial Cooperative Bank's BAREJA branch. The format is fixed: KCCB = bank code, 0 = reserved, BRJ004 = branch identifier.
Bank profile
Kalupur Commercial Cooperative Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Bareja branch — IFSC KCCB0BRJ004 — extends the bank's services to customers in and around Bareja, Gujarat.
About the Bareja branch
The Bareja branch of Kalupur Commercial Cooperative Bank is situated at TIN BATTI, AT BAREJA, TA DASKROI, DIST AHMEDABAD-382425. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code KCCB0BRJ004 is used.
Branch details at a glance
| Bank Name | Kalupur Commercial Cooperative Bank |
|---|---|
| Branch | Bareja |
| IFSC Code | KCCB0BRJ004 |
| MICR Code | Refer to cheque leaf |
| Branch Address | TIN BATTI, AT BAREJA, TA DASKROI, DIST AHMEDABAD-382425 |
| City | Bareja |
| District | Ahmedabad |
| State | Gujarat |
| STD Code | 2718 |
| Phone | 233917 |
Why every Kalupur Commercial Cooperative Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including BAREJA of Kalupur Commercial Cooperative Bank — its own 11-character IFSC. The code KCCB0BRJ004 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC KCCB0BRJ004 the same way you would treat your account number — verify it once and save it carefully for future use.
MICR & cheque-truncation details
Cheques drawn on the Bareja branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC KCCB0BRJ004 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
How to transfer money using IFSC KCCB0BRJ004
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC KCCB0BRJ004 across all three.
NEFT to Kalupur Commercial Cooperative Bank, BAREJA using IFSC KCCB0BRJ004
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC KCCB0BRJ004, and confirm that the system picks up Kalupur Commercial Cooperative Bank – BAREJA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC KCCB0BRJ004
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Kalupur Commercial Cooperative Bank – BAREJA, ensure your bank's portal accepts IFSC KCCB0BRJ004 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to Kalupur Commercial Cooperative Bank – BAREJA, use IMPS. With IFSC KCCB0BRJ004 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC KCCB0BRJ004 for Kalupur Commercial Cooperative Bank – BAREJA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – KCCB0BRJ004 | Yes – KCCB0BRJ004 | Yes – KCCB0BRJ004 |
For most retail customers crediting the Bareja branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC KCCB0BRJ004
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Kalupur Commercial Cooperative Bank – BAREJA is still mapped to IFSC KCCB0BRJ004. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC KCCB0BRJ004 and the beneficiary's account number to complete the transfer.
Account types you can open at the Bareja branch
Once you have an account at Kalupur Commercial Cooperative Bank – BAREJA, the IFSC KCCB0BRJ004 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the Bareja branch can access most of Kalupur Commercial Cooperative Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC KCCB0BRJ004
Online banking and IFSC KCCB0BRJ004
Kalupur Commercial Cooperative Bank customers can register for net banking and the bank's official mobile app once their account at the BAREJA branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC KCCB0BRJ004 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Reaching the branch
The Bareja branch sits at TIN BATTI, AT BAREJA, TA DASKROI, DIST AHMEDABAD-382425. If you are travelling from outside Bareja, search for the branch on a maps application using the bank name and locality, or call 2718-233917 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC KCCB0BRJ004 and your account number.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Kalupur Commercial Cooperative Bank – BAREJA:
- The IFSC is exactly KCCB0BRJ004 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Kalupur Commercial Cooperative Bank as the bank name and BAREJA as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Bareja branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC KCCB0BRJ004, however, work 24x7.
Verifying IFSC KCCB0BRJ004 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm KCCB0BRJ004 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 2718-233917.
- Visiting the bank's official branch locator page.
Branch address & contact
Kalupur Commercial Cooperative BankBareja Branch
TIN BATTI, AT BAREJA, TA DASKROI, DIST AHMEDABAD-382425
Bareja, Gujarat
Phone: 2718-233917
IFSC: KCCB0BRJ004
Frequently asked questions
How do I add Kalupur Commercial Cooperative Bank Bareja as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC KCCB0BRJ004, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC KCCB0BRJ004 valid for NEFT and RTGS?
Yes. IFSC KCCB0BRJ004 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Is IFSC KCCB0BRJ004 the same for all accounts at Bareja branch?
Yes. The IFSC KCCB0BRJ004 is shared by every account held at Kalupur Commercial Cooperative Bank's Bareja branch. Only the account number changes from customer to customer.
Can I use IFSC KCCB0BRJ004 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC KCCB0BRJ004 to send funds instantly.
Where is Kalupur Commercial Cooperative Bank Bareja branch located?
Kalupur Commercial Cooperative Bank's Bareja branch is located at TIN BATTI, AT BAREJA, TA DASKROI, DIST AHMEDABAD-382425, Bareja, Gujarat.
Does Kalupur Commercial Cooperative Bank Bareja branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 2718-233917 to confirm.
Summary
The IFSC code KCCB0BRJ004 belongs to Kalupur Commercial Cooperative Bank's BAREJA branch, located at TIN BATTI, AT BAREJA, TA DASKROI, DIST AHMEDABAD-382425 in BAREJA, GUJARAT. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
