IFSC Code of Kalupur Commercial Cooperative Bank, Maninagar Branch, Gujarat

If you are searching for the IFSC code of Kalupur Commercial Cooperative Bank, MANINAGAR branch in AHMEDABAD, GUJARAT, this page has every detail you need. The verified IFSC code for this branch is KCCB0MNN025. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the MANINAGAR branch, and detailed step-by-step guides for using the IFSC KCCB0MNN025 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For Kalupur Commercial Cooperative Bank's MANINAGAR branch, the IFSC KCCB0MNN025 breaks down as follows: KCCB identifies the bank, 0 is the reserved character, and MNN025 identifies this particular branch.

About Kalupur Commercial Cooperative Bank

Kalupur Commercial Cooperative Bank operates a wide network of branches across India, including the Maninagar branch in Ahmedabad. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, KCCB0MNN025.

About this branch

The branch is located at 39, RADHA VALLABH COLONY NR. DURGA SCHOOL, JAWAHAR CHOWK CHAR RASTA MANINAGAR, AHMEDABAD 380008. It serves the Ahmedabad region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Kalupur Commercial Cooperative Bank. The IFSC KCCB0MNN025 is used to identify this branch on the RBI payments network.

Branch details at a glance

Why every Kalupur Commercial Cooperative Bank branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including MANINAGAR of Kalupur Commercial Cooperative Bank — its own 11-character IFSC. The code KCCB0MNN025 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC KCCB0MNN025 the same way you would treat your account number — verify it once and save it carefully for future use.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Kalupur Commercial Cooperative Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC KCCB0MNN025 and the account number together uniquely identify the Maninagar branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

How to transfer money using IFSC KCCB0MNN025

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC KCCB0MNN025 across all three.

NEFT to Kalupur Commercial Cooperative Bank, MANINAGAR using IFSC KCCB0MNN025

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC KCCB0MNN025, and confirm that the system picks up Kalupur Commercial Cooperative Bank – MANINAGAR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to MANINAGAR

If you need to transfer ₹2 lakh or more in one go to an account at Kalupur Commercial Cooperative Bank's MANINAGAR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC KCCB0MNN025 while initiating the transfer and the credit will appear within minutes.

IMPS to Kalupur Commercial Cooperative Bank MANINAGAR (IFSC KCCB0MNN025)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC KCCB0MNN025 in your mobile or internet banking app, and the money is credited to the MANINAGAR branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC KCCB0MNN025 for Kalupur Commercial Cooperative Bank – MANINAGAR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Maninagar branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Kalupur Commercial Cooperative Bank's MANINAGAR branch, the IFSC KCCB0MNN025 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Products and account variants supported

Every account opened at the Maninagar branch is mapped to IFSC KCCB0MNN025 on the RBI payments network. The branch generally supports the full retail product catalogue of Kalupur Commercial Cooperative Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains KCCB0MNN025.

Banking services available

The Maninagar branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 79-25452004.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC KCCB0MNN025

Online banking and IFSC KCCB0MNN025

Kalupur Commercial Cooperative Bank customers can register for net banking and the bank's official mobile app once their account at the MANINAGAR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC KCCB0MNN025 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Reaching the branch

The Maninagar branch sits at 39, RADHA VALLABH COLONY NR. DURGA SCHOOL, JAWAHAR CHOWK CHAR RASTA MANINAGAR, AHMEDABAD 380008. If you are travelling from outside Ahmedabad, search for the branch on a maps application using the bank name and locality, or call 79-25452004 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC KCCB0MNN025 and your account number.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Kalupur Commercial Cooperative Bank – MANINAGAR:

• The IFSC is exactly KCCB0MNN025 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Kalupur Commercial Cooperative Bank as the bank name and MANINAGAR as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Working hours

Branch counters at Maninagar are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to KCCB0MNN025 continue to work without interruption.

Other ways to verify the IFSC code

While this page already lists the verified IFSC KCCB0MNN025 for Kalupur Commercial Cooperative Bank – MANINAGAR, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch address & contact

Frequently asked questions

Summary

The IFSC code KCCB0MNN025 belongs to Kalupur Commercial Cooperative Bank's MANINAGAR branch, located at 39, RADHA VALLABH COLONY NR. DURGA SCHOOL, JAWAHAR CHOWK CHAR RASTA MANINAGAR,… in AHMEDABAD, GUJARAT. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.