IFSC Code of Kalupur Commercial Cooperative Bank, Bapunagar Branch, Gujarat

Use this page as a one-stop reference for everything related to Kalupur Commercial Cooperative Bank's BAPUNAGAR branch in AHMEDABAD, GUJARAT. The branch's IFSC code KCCB0BPN028 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, KCCB0BPN028 is the IFSC of Kalupur Commercial Cooperative Bank's BAPUNAGAR branch. The format is fixed: KCCB = bank code, 0 = reserved, BPN028 = branch identifier.

Branch details at a glance

Bank profile

Kalupur Commercial Cooperative Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Bapunagar branch — IFSC KCCB0BPN028 — extends the bank's services to customers in and around Ahmedabad, Gujarat.

About the Bapunagar branch

The Bapunagar branch of Kalupur Commercial Cooperative Bank is situated at SHYAM SHIKHAR COMPLEX ,OPP DINESH CHEMBERS, INDIA COLONY CHAR RASTA,BAPUNAGAR ,AHMEDABAD-380024. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code KCCB0BPN028 is used.

Why every Kalupur Commercial Cooperative Bank branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including BAPUNAGAR of Kalupur Commercial Cooperative Bank — its own 11-character IFSC. The code KCCB0BPN028 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC KCCB0BPN028 the same way you would treat your account number — verify it once and save it carefully for future use.

How to transfer money using IFSC KCCB0BPN028

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC KCCB0BPN028 across all three.

How to use IFSC KCCB0BPN028 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Kalupur Commercial Cooperative Bank's BAPUNAGAR branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC KCCB0BPN028.
4. Confirm the bank name auto-populates as Kalupur Commercial Cooperative Bank and the branch as BAPUNAGAR.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

RTGS transfers via IFSC KCCB0BPN028

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Kalupur Commercial Cooperative Bank – BAPUNAGAR, ensure your bank's portal accepts IFSC KCCB0BPN028 while registering the beneficiary. RTGS is also available 24x7.

IMPS to Kalupur Commercial Cooperative Bank BAPUNAGAR (IFSC KCCB0BPN028)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC KCCB0BPN028 in your mobile or internet banking app, and the money is credited to the BAPUNAGAR branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Bapunagar

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC KCCB0BPN028:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at BAPUNAGAR is still linked to IFSC KCCB0BPN028.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Kalupur Commercial Cooperative Bank's BAPUNAGAR branch, the IFSC KCCB0BPN028 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Products and account variants supported

Every account opened at the Bapunagar branch is mapped to IFSC KCCB0BPN028 on the RBI payments network. The branch generally supports the full retail product catalogue of Kalupur Commercial Cooperative Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains KCCB0BPN028.

Banking services available

The Bapunagar branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 79-26462058.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC KCCB0BPN028

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Kalupur Commercial Cooperative Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC KCCB0BPN028 and the account number together uniquely identify the Bapunagar branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Online banking and IFSC KCCB0BPN028

Kalupur Commercial Cooperative Bank customers can register for net banking and the bank's official mobile app once their account at the BAPUNAGAR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC KCCB0BPN028 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Kalupur Commercial Cooperative Bank – BAPUNAGAR:

• The IFSC is exactly KCCB0BPN028 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Kalupur Commercial Cooperative Bank as the bank name and BAPUNAGAR as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The Bapunagar branch sits at SHYAM SHIKHAR COMPLEX ,OPP DINESH CHEMBERS, INDIA COLONY CHAR RASTA,BAPUNAGAR ,AHMEDABAD-380024. If you are travelling from outside Ahmedabad, search for the branch on a maps application using the bank name and locality, or call 79-26462058 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC KCCB0BPN028 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC KCCB0BPN028 for Kalupur Commercial Cooperative Bank – BAPUNAGAR, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Bapunagar branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC KCCB0BPN028, however, work 24x7.

Branch address & contact

Frequently asked questions

Summary

The IFSC code KCCB0BPN028 belongs to Kalupur Commercial Cooperative Bank's BAPUNAGAR branch, located at SHYAM SHIKHAR COMPLEX ,OPP DINESH CHEMBERS, INDIA COLONY CHAR RASTA,BAPUNAGAR… in AHMEDABAD, GUJARAT. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.