IFSC Code of Kalupur Commercial Cooperative Bank, Ashram Road Branch, Gujarat

Use this page as a one-stop reference for everything related to Kalupur Commercial Cooperative Bank's ASHRAM ROAD branch in AHMEDABAD, GUJARAT. The branch's IFSC code KCCB0ASR010 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, KCCB0ASR010 is the IFSC of Kalupur Commercial Cooperative Bank's ASHRAM ROAD branch. The format is fixed: KCCB = bank code, 0 = reserved, ASR010 = branch identifier.

Branch details at a glance

Bank profile

Kalupur Commercial Cooperative Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Ashram Road branch — IFSC KCCB0ASR010 — extends the bank's services to customers in and around Ahmedabad, Gujarat.

Ashram Road branch overview

Located at KALUPUR BANK BHAVAN NR, INCOME TAX, ASHRAM ROAD, AHMEDABAD- 380014, the Ashram Road branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC KCCB0ASR010 is required for all interbank electronic transfers routed through this branch.

Why every Kalupur Commercial Cooperative Bank branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including ASHRAM ROAD of Kalupur Commercial Cooperative Bank — its own 11-character IFSC. The code KCCB0ASR010 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC KCCB0ASR010 the same way you would treat your account number — verify it once and save it carefully for future use.

How to transfer money using IFSC KCCB0ASR010

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC KCCB0ASR010 across all three.

NEFT to Kalupur Commercial Cooperative Bank, ASHRAM ROAD using IFSC KCCB0ASR010

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC KCCB0ASR010, and confirm that the system picks up Kalupur Commercial Cooperative Bank – ASHRAM ROAD. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to ASHRAM ROAD

If you need to transfer ₹2 lakh or more in one go to an account at Kalupur Commercial Cooperative Bank's ASHRAM ROAD branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC KCCB0ASR010 while initiating the transfer and the credit will appear within minutes.

IMPS to Kalupur Commercial Cooperative Bank ASHRAM ROAD (IFSC KCCB0ASR010)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC KCCB0ASR010 in your mobile or internet banking app, and the money is credited to the ASHRAM ROAD branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC KCCB0ASR010 for Kalupur Commercial Cooperative Bank – ASHRAM ROAD, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Ashram Road branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC KCCB0ASR010

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Kalupur Commercial Cooperative Bank – ASHRAM ROAD is still mapped to IFSC KCCB0ASR010. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC KCCB0ASR010 and the beneficiary's account number to complete the transfer.

Products and account variants supported

Every account opened at the Ashram Road branch is mapped to IFSC KCCB0ASR010 on the RBI payments network. The branch generally supports the full retail product catalogue of Kalupur Commercial Cooperative Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains KCCB0ASR010.

Banking services available

The Ashram Road branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 79-27582022.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC KCCB0ASR010

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Kalupur Commercial Cooperative Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC KCCB0ASR010 and the account number together uniquely identify the Ashram Road branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Online banking and IFSC KCCB0ASR010

Kalupur Commercial Cooperative Bank customers can register for net banking and the bank's official mobile app once their account at the ASHRAM ROAD branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC KCCB0ASR010 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Kalupur Commercial Cooperative Bank – ASHRAM ROAD:

• The IFSC is exactly KCCB0ASR010 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Kalupur Commercial Cooperative Bank as the bank name and ASHRAM ROAD as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the Ashram Road branch

The branch is located at KALUPUR BANK BHAVAN NR, INCOME TAX, ASHRAM ROAD, AHMEDABAD- 380014, which puts it inside Ahmedabad, the broader Ahmedabad district, and the state of Gujarat. To plan your visit:

1. Open Google Maps on your phone and search for “Kalupur Commercial Cooperative Bank Ashram Road branch” — the verified location pin for IFSC KCCB0ASR010 should appear at the top of the results.
2. Confirm the branch is open by calling 79-27582022 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC KCCB0ASR010 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC KCCB0ASR010 for Kalupur Commercial Cooperative Bank – ASHRAM ROAD, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Working hours

Branch counters at Ashram Road are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to KCCB0ASR010 continue to work without interruption.

Branch address & contact

Frequently asked questions

Final notes

To recap: KCCB0ASR010 is the IFSC code of Kalupur Commercial Cooperative Bank, ASHRAM ROAD branch, in AHMEDABAD, GUJARAT. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.