IFSC Code of Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited, College Camp Pachavati Nashik Branch, Maharashtra

This page lists the IFSC code, branch address, contact number and fund-transfer information for Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited, COLLEGE CAMP PACHAVATI NASHIK branch in NASHIK. The 11-digit IFSC KAIJ0000040 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited at the COLLEGE CAMP PACHAVATI NASHIK location, this is the only IFSC you need.

We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited – COLLEGE CAMP PACHAVATI NASHIK is KAIJ0000040. The first four letters KAIJ are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 000040 map to this branch in NASHIK, MAHARASHTRA.

Branch details at a glance

About the bank

Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its College Camp Pachavati Nashik branch in Nashik, Maharashtra is part of this network and uses the IFSC code KAIJ0000040 for all electronic settlement.

About the College Camp Pachavati Nashik branch

The College Camp Pachavati Nashik branch of Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited is situated at SN 280P,K K WAGH EDUCATION SOCIETY, HIRABAI HARIDAS VIDYANAGARI,AMRUTDHAM, PANCHAVATI,NASHIK 422003. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code KAIJ0000040 is used.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited's COLLEGE CAMP PACHAVATI NASHIK branch came to be assigned the code KAIJ0000040.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC KAIJ0000040, money simply cannot be routed to the COLLEGE CAMP PACHAVATI NASHIK branch electronically.

How to transfer money using IFSC KAIJ0000040

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC KAIJ0000040 across all three.

How to use IFSC KAIJ0000040 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited's COLLEGE CAMP PACHAVATI NASHIK branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC KAIJ0000040.
4. Confirm the bank name auto-populates as Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited and the branch as COLLEGE CAMP PACHAVATI NASHIK.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to COLLEGE CAMP PACHAVATI NASHIK

If you need to transfer ₹2 lakh or more in one go to an account at Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited's COLLEGE CAMP PACHAVATI NASHIK branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC KAIJ0000040 while initiating the transfer and the credit will appear within minutes.

IMPS to Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited COLLEGE CAMP PACHAVATI NASHIK (IFSC KAIJ0000040)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC KAIJ0000040 in your mobile or internet banking app, and the money is credited to the COLLEGE CAMP PACHAVATI NASHIK branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to College Camp Pachavati Nashik

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC KAIJ0000040:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at COLLEGE CAMP PACHAVATI NASHIK is still linked to IFSC KAIJ0000040.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC KAIJ0000040

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited – COLLEGE CAMP PACHAVATI NASHIK is still mapped to IFSC KAIJ0000040. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC KAIJ0000040 and the beneficiary's account number to complete the transfer.

Products and account variants supported

Every account opened at the College Camp Pachavati Nashik branch is mapped to IFSC KAIJ0000040 on the RBI payments network. The branch generally supports the full retail product catalogue of Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains KAIJ0000040.

Products and services

Customers walking into the College Camp Pachavati Nashik branch can access most of Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC KAIJ0000040

MICR & cheque-truncation details

Cheques drawn on the College Camp Pachavati Nashik branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC KAIJ0000040 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Online banking and IFSC KAIJ0000040

Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited customers can register for net banking and the bank's official mobile app once their account at the COLLEGE CAMP PACHAVATI NASHIK branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC KAIJ0000040 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Common mistakes to avoid when using IFSC KAIJ0000040

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited – COLLEGE CAMP PACHAVATI NASHIK, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: KAIJ0000040.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

How to reach the College Camp Pachavati Nashik branch

The branch is located at SN 280P,K K WAGH EDUCATION SOCIETY, HIRABAI HARIDAS VIDYANAGARI,AMRUTDHAM, PANCHAVATI,NASHIK 422003, which puts it inside Nashik, the broader Nashik district, and the state of Maharashtra. To plan your visit:

1. Open Google Maps on your phone and search for “Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited College Camp Pachavati Nashik branch” — the verified location pin for IFSC KAIJ0000040 should appear at the top of the results.
2. Confirm the branch is open by calling 253-9850095268 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC KAIJ0000040 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC KAIJ0000040 for Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited – COLLEGE CAMP PACHAVATI NASHIK, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The College Camp Pachavati Nashik branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC KAIJ0000040, however, work 24x7.

Branch address & contact

Frequently asked questions

Summary

The IFSC code KAIJ0000040 belongs to Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited's COLLEGE CAMP PACHAVATI NASHIK branch, located at SN 280P,K K WAGH EDUCATION SOCIETY, HIRABAI HARIDAS VIDYANAGARI,AMRUTDHAM,… in NASHIK, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.